SpareBank 1 SMN Balance Sheet Health

Financial Health criteria checks 5/6

SpareBank 1 SMN has total assets of NOK246.0B and total equity of NOK29.7B. Total deposits are NOK150.0B, and total loans are NOK186.8B.

Key information

8.3x

Asset to equity ratio

n/a

Net interest margin

Total deposits

NOK 149.96b

Loan to deposit ratio

Appropriate

Bad loans

1.2%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

NOK 44.60b

Recent financial health updates

No updates

Recent updates

If EPS Growth Is Important To You, SpareBank 1 SMN (OB:MING) Presents An Opportunity

Oct 19
If EPS Growth Is Important To You, SpareBank 1 SMN (OB:MING) Presents An Opportunity

With EPS Growth And More, SpareBank 1 SMN (OB:MING) Makes An Interesting Case

May 01
With EPS Growth And More, SpareBank 1 SMN (OB:MING) Makes An Interesting Case

If EPS Growth Is Important To You, SpareBank 1 SMN (OB:MING) Presents An Opportunity

Dec 06
If EPS Growth Is Important To You, SpareBank 1 SMN (OB:MING) Presents An Opportunity

We Ran A Stock Scan For Earnings Growth And SpareBank 1 SMN (OB:MING) Passed With Ease

Aug 21
We Ran A Stock Scan For Earnings Growth And SpareBank 1 SMN (OB:MING) Passed With Ease

SpareBank 1 SMN's (OB:MING) Shareholders Will Receive A Smaller Dividend Than Last Year

Feb 11
SpareBank 1 SMN's (OB:MING) Shareholders Will Receive A Smaller Dividend Than Last Year

Are Insiders Buying SpareBank 1 SMN (OB:MING) Stock?

Mar 08
Are Insiders Buying SpareBank 1 SMN (OB:MING) Stock?

Is SpareBank 1 SMN (OB:MING) A Good Dividend Stock?

Feb 09
Is SpareBank 1 SMN (OB:MING) A Good Dividend Stock?

What You Need To Know About SpareBank 1 SMN's (OB:MING) Investor Composition

Jan 14
What You Need To Know About SpareBank 1 SMN's (OB:MING) Investor Composition

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: MING's Assets to Equity ratio (8.3x) is low.

Allowance for Bad Loans: MING has a low allowance for bad loans (42%).

Low Risk Liabilities: 69% of MING's liabilities are made up of primarily low risk sources of funding.

Loan Level: MING has an appropriate level of Loans to Assets ratio (76%).

Low Risk Deposits: MING's Loans to Deposits ratio (125%) is appropriate.

Level of Bad Loans: MING has an appropriate level of bad loans (1.2%).


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