Høland og Setskog Sparebank (HSPG) Stock Overview
Provides banking services for the retail and corporate markets in Norway. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
HSPG Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Høland og Setskog Sparebank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 150.00 |
| 52 Week High | NOK 180.00 |
| 52 Week Low | NOK 138.02 |
| Beta | -0.43 |
| 1 Month Change | -1.97% |
| 3 Month Change | -2.60% |
| 1 Year Change | 3.45% |
| 3 Year Change | -3.85% |
| 5 Year Change | 11.94% |
| Change since IPO | 40.19% |
Recent News & Updates
Shareholder Returns
| HSPG | NO Banks | NO Market | |
|---|---|---|---|
| 7D | 2.0% | 2.2% | 3.3% |
| 1Y | 3.4% | 20.2% | 15.0% |
Return vs Industry: HSPG underperformed the Norwegian Banks industry which returned 21% over the past year.
Return vs Market: HSPG underperformed the Norwegian Market which returned 14.6% over the past year.
Price Volatility
| HSPG volatility | |
|---|---|
| HSPG Average Weekly Movement | 3.7% |
| Banks Industry Average Movement | 2.7% |
| Market Average Movement | 4.5% |
| 10% most volatile stocks in NO Market | 10.6% |
| 10% least volatile stocks in NO Market | 2.7% |
Stable Share Price: HSPG has not had significant price volatility in the past 3 months compared to the Norwegian market.
Volatility Over Time: HSPG's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1849 | 42 | John Bjørknes | www.hsbank.no |
Høland og Setskog Sparebank provides banking services for the retail and corporate markets in Norway. The company offers current, deposit, and savings accounts; business, tax withholding, investment, agricultural, and client accounts; bank and credit cards; eInvoice; mobile payments; and mobile and online banking. It also provides insurance products for cars, electric scooters, boats, motorcycles, mopeds, jet skis, caravans, motorhomes, ATVs, tractors, snowmobiles, trailers, and veteran cars; house, household items, travel, cottages, valuable items, and drones; health, child, disabled, critical illness, life, and accident; and dogs, cats, and horses.
Høland og Setskog Sparebank Fundamentals Summary
| HSPG fundamental statistics | |
|---|---|
| Market cap | NOK 103.19m |
| Earnings (TTM) | NOK 7.75m |
| Revenue (TTM) | NOK 178.63m |
Is HSPG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HSPG income statement (TTM) | |
|---|---|
| Revenue | NOK 178.63m |
| Cost of Revenue | NOK 0 |
| Gross Profit | NOK 178.63m |
| Other Expenses | NOK 170.89m |
| Earnings | NOK 7.75m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 11.26 |
| Gross Margin | 100.00% |
| Net Profit Margin | 4.34% |
| Debt/Equity Ratio | 288.1% |
How did HSPG perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/02/09 11:11 |
| End of Day Share Price | 2026/02/09 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Høland og Setskog Sparebank is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Žilvinas Jusaitis | Norne Securities AS |