HSPG Stock Overview
Provides banking services for the personal and corporate markets in Norway. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
My Notes
Capture your thoughts, links and company narrative
Høland og Setskog Sparebank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 145.00 |
| 52 Week High | NOK 150.00 |
| 52 Week Low | NOK 117.00 |
| Beta | -0.16 |
| 1 Month Change | 3.57% |
| 3 Month Change | 20.83% |
| 1 Year Change | 11.54% |
| 3 Year Change | -1.36% |
| 5 Year Change | 19.83% |
| Change since IPO | 35.51% |
Recent News & Updates
Shareholder Returns
| HSPG | NO Banks | NO Market | |
|---|---|---|---|
| 7D | 10.3% | 1.0% | 1.5% |
| 1Y | 11.5% | 9.5% | 0.5% |
Return vs Industry: HSPG exceeded the Norwegian Banks industry which returned 9.4% over the past year.
Return vs Market: HSPG exceeded the Norwegian Market which returned 0.3% over the past year.
Price Volatility
| HSPG volatility | |
|---|---|
| HSPG Average Weekly Movement | 8.5% |
| Banks Industry Average Movement | 2.6% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in NO Market | 11.2% |
| 10% least volatile stocks in NO Market | 2.6% |
Stable Share Price: HSPG's share price has been volatile over the past 3 months compared to the Norwegian market.
Volatility Over Time: HSPG's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of Norwegian stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1849 | 42 | John Bjørknes | www.hsbank.no |
Høland og Setskog Sparebank provides banking services for the personal and corporate markets in Norway. It offers savings and pension accounts; consumer loans, business loans, mortgage loans, car loans, and loans for motorbikes, ATVs, motorhomes, caravans, snowmobiles, and boats; and refinancing, credit cards, mobile and online banking, bank guarantee, overdrafts, leasing, and factoring and invoice sales, as well as insurance products. The company was formerly known as Holand Sparebank and changed its name to Høland og Setskog Sparebank in 2010.
Høland og Setskog Sparebank Fundamentals Summary
| HSPG fundamental statistics | |
|---|---|
| Market cap | NOK 99.75m |
| Earnings (TTM) | NOK 5.81m |
| Revenue (TTM) | NOK 156.79m |
17.2x
P/E Ratio0.1x
P/B RatioIs HSPG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HSPG income statement (TTM) | |
|---|---|
| Revenue | NOK 156.79m |
| Cost of Revenue | NOK 0 |
| Gross Profit | NOK 156.79m |
| Other Expenses | NOK 150.98m |
| Earnings | NOK 5.81m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 8.45 |
| Gross Margin | 100.00% |
| Net Profit Margin | 3.71% |
| Debt/Equity Ratio | 267.3% |
How did HSPG perform over the long term?
See historical performance and comparisonDividends
4.8%
Current Dividend Yield84%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/30 04:56 |
| End of Day Share Price | 2024/12/30 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Høland og Setskog Sparebank is covered by 1 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Žilvinas Jusaitis | Norne Securities AS |