HGSB Stock Overview
A savings bank, provides various financial products and services to individuals and corporate customers in Norway. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 4/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 2/6 |
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Haugesund Sparebank Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 157.50 |
| 52 Week High | NOK 188.00 |
| 52 Week Low | NOK 124.98 |
| Beta | 0 |
| 1 Month Change | -11.52% |
| 3 Month Change | 2.27% |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 3.62% |
Recent News & Updates
Shareholder Returns
| HGSB | NO Banks | NO Market | |
|---|---|---|---|
| 7D | -4.0% | 7.5% | 6.0% |
| 1Y | n/a | 22.6% | -1.3% |
Return vs Industry: Insufficient data to determine how HGSB performed against the Norwegian Banks industry.
Return vs Market: Insufficient data to determine how HGSB performed against the Norwegian Market.
Price Volatility
| HGSB volatility | |
|---|---|
| HGSB Average Weekly Movement | 6.1% |
| Banks Industry Average Movement | 3.9% |
| Market Average Movement | 5.8% |
| 10% most volatile stocks in NO Market | 13.0% |
| 10% least volatile stocks in NO Market | 3.5% |
Stable Share Price: HGSB has not had significant price volatility in the past 3 months compared to the Norwegian market.
Volatility Over Time: HGSB's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1928 | 66 | Bente Syre | www.haugesund-sparebank.no |
Haugesund Sparebank, a savings bank, provides various financial products and services to individuals and corporate customers in Norway. Its personal banking products and services include current, deposit, and association accounts; mortgage and consumer loans, as well as car, boat and other vehicle loans; savings accounts, shares and funds, pension savings accounts, and savings for children and young people; vehicle, boat and leisure, house and contents, and life and health insurance plans; and bank and credit cards, mobile and watch payments, payment apps, and online and mobile banking services. The company’s corporate banking products and services, such as business loans, overdrafts, agricultural credit, construction loans, agricultural loans, leasing solutions, and bank guarantees; current accounts, payment solutions, online business services, and savings and investment products; and insurance and pension plans.
Haugesund Sparebank Fundamentals Summary
| HGSB fundamental statistics | |
|---|---|
| Market cap | NOK 354.38m |
| Earnings (TTM) | NOK 22.04m |
| Revenue (TTM) | NOK 408.74m |
16.1x
P/E Ratio0.2x
P/B RatioIs HGSB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| HGSB income statement (TTM) | |
|---|---|
| Revenue | NOK 408.74m |
| Cost of Revenue | NOK 0 |
| Gross Profit | NOK 408.74m |
| Other Expenses | NOK 386.70m |
| Earnings | NOK 22.04m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 9.80 |
| Gross Margin | 100.00% |
| Net Profit Margin | 5.39% |
| Debt/Equity Ratio | 202.0% |
How did HGSB perform over the long term?
See historical performance and comparisonDividends
7.9%
Current Dividend Yield128%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/04/17 01:51 |
| End of Day Share Price | 2025/04/16 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Haugesund Sparebank is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Žilvinas Jusaitis | Norne Securities AS |
| Ignas Lekštys | Norne Securities AS |