SpareBank 1 Helgeland Balance Sheet Health
Financial Health criteria checks 5/6
SpareBank 1 Helgeland has total assets of NOK37.3B and total equity of NOK5.1B. Total deposits are NOK25.0B, and total loans are NOK30.5B earning a Net Interest Margin of 2.6%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are NOK1.1B.
Key information
7.3x
Asset to equity ratio
2.6%
Net interest margin
| Total deposits | NOK 24.97b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 1.13b |
Recent financial health updates
No updates
Recent updates
Here's What Analysts Are Forecasting For SpareBank 1 Helgeland (OB:HELG) After Its First-Quarter Results
May 05
SpareBank 1 Helgeland's (OB:HELG) Shareholders Will Receive A Bigger Dividend Than Last Year
Mar 23SpareBank 1 Helgeland's (OB:HELG) Upcoming Dividend Will Be Larger Than Last Year's
Feb 13Does SpareBank 1 Helgeland (OB:HELG) Deserve A Spot On Your Watchlist?
May 25Would SpareBank 1 Helgeland (OB:HELG) Be Valuable To Income Investors?
Mar 15Here's Why We Think Helgeland Sparebank (OB:HELG) Is Well Worth Watching
Feb 16
Shareholders Of Helgeland Sparebank (OB:HELG) Must Be Happy With Their 94% Return
Jan 21What Kind Of Shareholders Hold The Majority In Helgeland Sparebank's (OB:HELG) Shares?
Dec 25Is Helgeland Sparebank (OB:HELG) The Right Choice For A Smart Dividend Investor?
Dec 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HELG's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: HELG has a low allowance for bad loans (42%).
Low Risk Liabilities: 78% of HELG's liabilities are made up of primarily low risk sources of funding.
Loan Level: HELG has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: HELG's Loans to Deposits ratio (122%) is appropriate.
Level of Bad Loans: HELG has an appropriate level of bad loans (1.8%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/23 17:20 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
SpareBank 1 Helgeland is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Fridtjof Berents | Arctic Securities ASA |
| Geir Kristiansen | Beringer Finance AB |
| Håkon Astrup | DNB Markets |