SpareBank 1 Helgeland Balance Sheet Health
Financial Health criteria checks 5/6
SpareBank 1 Helgeland has total assets of NOK37.3B and total equity of NOK5.1B. Total deposits are NOK25.0B, and total loans are NOK30.5B earning a Net Interest Margin of 2.6%. It has insufficient allowance for bad loans, which are currently at 1.8% of total loans. Cash and short-term investments are NOK1.1B.
Key information
7.3x
Asset to equity ratio
2.6%
Net interest margin
| Total deposits | NOK 24.97b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.8% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | NOK 1.13b |
Recent financial health updates
No updates
Recent updates
Here's What Analysts Are Forecasting For SpareBank 1 Helgeland (OB:HELG) After Its First-Quarter Results
May 05
SpareBank 1 Helgeland's (OB:HELG) Shareholders Will Receive A Bigger Dividend Than Last Year
Mar 23SpareBank 1 Helgeland's (OB:HELG) Upcoming Dividend Will Be Larger Than Last Year's
Feb 13Does SpareBank 1 Helgeland (OB:HELG) Deserve A Spot On Your Watchlist?
May 25Would SpareBank 1 Helgeland (OB:HELG) Be Valuable To Income Investors?
Mar 15Here's Why We Think Helgeland Sparebank (OB:HELG) Is Well Worth Watching
Feb 16
Shareholders Of Helgeland Sparebank (OB:HELG) Must Be Happy With Their 94% Return
Jan 21What Kind Of Shareholders Hold The Majority In Helgeland Sparebank's (OB:HELG) Shares?
Dec 25Is Helgeland Sparebank (OB:HELG) The Right Choice For A Smart Dividend Investor?
Dec 04Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: HELG's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: HELG has a low allowance for bad loans (42%).
Low Risk Liabilities: 78% of HELG's liabilities are made up of primarily low risk sources of funding.
Loan Level: HELG has an appropriate level of Loans to Assets ratio (82%).
Low Risk Deposits: HELG's Loans to Deposits ratio (122%) is appropriate.
Level of Bad Loans: HELG has an appropriate level of bad loans (1.8%).