SpareBank 1 Helgeland Future Growth

Future criteria checks 1/6

SpareBank 1 Helgeland is forecast to grow earnings and revenue by 4.7% and 0.2% per annum respectively. EPS is expected to decline by 4.1% per annum. Return on equity is forecast to be 9.9% in 3 years.

Key information

4.7%

Earnings growth rate

-4.1%

EPS growth rate

Banks earnings growth	-2.1%
Revenue growth rate	0.2%
Future return on equity	9.9%
Analyst coverage	Low
Last updated	13 Dec 2024

Recent future growth updates

Here's What Analysts Are Forecasting For SpareBank 1 Helgeland (OB:HELG) After Its First-Quarter Results

May 05

Recent updates

Here's What Analysts Are Forecasting For SpareBank 1 Helgeland (OB:HELG) After Its First-Quarter Results

May 05

SpareBank 1 Helgeland's (OB:HELG) Shareholders Will Receive A Bigger Dividend Than Last Year

Mar 23

SpareBank 1 Helgeland's (OB:HELG) Upcoming Dividend Will Be Larger Than Last Year's

Feb 13

Shareholders Of Helgeland Sparebank (OB:HELG) Must Be Happy With Their 94% Return

Jan 21

What Kind Of Shareholders Hold The Majority In Helgeland Sparebank's (OB:HELG) Shares?

Dec 25

Is Helgeland Sparebank (OB:HELG) The Right Choice For A Smart Dividend Investor?

Dec 04

Earnings and Revenue Growth Forecasts

OB:HELG - Analysts future estimates and past financials data (NOK Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	1,204	465	N/A	N/A	1
12/31/2025	1,218	520	N/A	N/A	1
12/31/2024	1,269	535	N/A	N/A	1
9/30/2024	1,154	412	1,200	1,255	N/A
6/30/2024	1,130	391	1,880	1,932	N/A
3/31/2024	1,084	368	1,877	1,933	N/A
12/31/2023	1,083	375	2,250	2,314	N/A
9/30/2023	1,111	431	1,763	1,838	N/A
6/30/2023	1,055	390	2,006	2,125	N/A
3/31/2023	1,001	358	1,908	2,023	N/A
12/31/2022	959	345	2,264	2,363	N/A
9/30/2022	830	225	-2,832	-2,628	N/A
6/30/2022	765	174	-4,742	-4,581	N/A
3/31/2022	731	189	-5,712	-5,558	N/A
12/31/2021	664	149	-5,480	-5,318	N/A
9/30/2021	815	236	-296	-270	N/A
6/30/2021	834	228	873	900	N/A
3/31/2021	921	303	1,525	1,552	N/A
12/31/2020	872	250	596	617	N/A
9/30/2020	748	223	-127	-27	N/A
6/30/2020	734	241	460	552	N/A
3/31/2020	638	150	194	287	N/A
12/31/2019	676	223	48	138	N/A
9/30/2019	533	128	89	91	N/A
6/30/2019	511	121	-451	-437	N/A
3/31/2019	474	104	-904	-896	N/A
12/31/2018	471	105	-831	-822	N/A
9/30/2018	561	169	-1,647	-1,613	N/A
6/30/2018	589	183	N/A	-2,057	N/A
3/31/2018	633	206	N/A	-1,526	N/A
12/31/2017	623	198	N/A	-1,931	N/A
9/30/2017	636	206	N/A	-2,265	N/A
6/30/2017	636	204	N/A	-1,603	N/A
3/31/2017	651	215	N/A	-1,974	N/A
12/31/2016	642	255	N/A	-1,596	N/A
9/30/2016	668	259	N/A	-477	N/A
6/30/2016	621	236	N/A	-1,243	N/A
3/31/2016	567	201	N/A	-1,220	N/A
12/31/2015	562	156	N/A	-955	N/A
9/30/2015	542	148	N/A	-216	N/A
6/30/2015	565	170	N/A	622	N/A
3/31/2015	583	184	N/A	496	N/A
12/31/2014	570	180	N/A	-457	N/A
9/30/2014	556	178	N/A	-402	N/A
6/30/2014	540	163	N/A	-785	N/A
3/31/2014	524	165	N/A	-1,314	N/A
12/31/2013	505	145	N/A	-796	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: HELG's forecast earnings growth (4.7% per year) is above the savings rate (2.4%).

Earnings vs Market: HELG's earnings (4.7% per year) are forecast to grow slower than the Norwegian market (9.6% per year).

High Growth Earnings: HELG's earnings are forecast to grow, but not significantly.

Revenue vs Market: HELG's revenue (0.2% per year) is forecast to grow slower than the Norwegian market (2.2% per year).

High Growth Revenue: HELG's revenue (0.2% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: HELG's Return on Equity is forecast to be low in 3 years time (9.9%).

Discover growth companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 17:20
End of Day Share Price	2024/12/20 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

SpareBank 1 Helgeland is covered by 6 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Fridtjof Berents	Arctic Securities ASA
Geir Kristiansen	Beringer Finance AB
Håkon Astrup	DNB Markets

SpareBank 1 Helgeland Future Growth

Future criteria checks 1/6

Key information

Recent future growth updates

Here's What Analysts Are Forecasting For SpareBank 1 Helgeland (OB:HELG) After Its First-Quarter Results

Price target increased to kr144

Price target increased to kr129

Consensus forecasts updated

Price target increased to kr114

Price target raised to kr107

Recent updates

Third quarter 2024 earnings: Revenues miss analyst expectations

Second quarter 2024 earnings: Revenues miss analyst expectations

First quarter 2024 earnings: EPS exceeds analyst expectations while revenues lag behind

Upcoming dividend of kr10.77 per share

Dividend of kr10.77 announced

SpareBank 1 Helgeland to Report First Half, 2024 Results on Aug 13, 2024

Third quarter 2023 earnings released

Second quarter 2023 earnings: Revenues miss analyst expectations

Now 20% undervalued

Here's What Analysts Are Forecasting For SpareBank 1 Helgeland (OB:HELG) After Its First-Quarter Results

First quarter 2023 earnings: Revenues miss analyst expectations

Upcoming dividend of kr10.26 per share at 7.7% yield

Full year 2022 earnings released: EPS: kr12.80 (vs kr5.50 in FY 2021)

Sparebank 1 Helgeland Proposes Cash Dividend

Now 21% undervalued

SpareBank 1 Helgeland, Annual General Meeting, Mar 27, 2024

Now 21% undervalued

No independent directors

Third quarter 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

SpareBank 1 Helgeland Announces Executive Changes

No independent directors

SpareBank 1 Helgeland Announces Retirement of Sverre Klausen as CFO

SpareBank 1 Helgeland's (OB:HELG) Shareholders Will Receive A Bigger Dividend Than Last Year

SpareBank 1 Helgeland's (OB:HELG) Upcoming Dividend Will Be Larger Than Last Year's

Full year 2021 earnings: EPS and revenues miss analyst expectations

Price target increased to kr144

Third quarter 2021 earnings released: EPS kr1.29 (vs kr1.63 in 3Q 2020)

SpareBank 1 Helgeland has completed a Follow-on Equity Offering in the amount of NOK 600.000024 million.

Price target increased to kr129

Does SpareBank 1 Helgeland (OB:HELG) Deserve A Spot On Your Watchlist?

First quarter 2021 earnings released

Sparebanken Sogn Og Fjordane entered into an agreement to acquire 7.47% stake in Norne Securities AS from Sparebank 1 Helgeland (OB:HELG).

Consensus forecasts updated

Price target increased to kr114

Upcoming Dividend of kr3.10 Per Share

Would SpareBank 1 Helgeland (OB:HELG) Be Valuable To Income Investors?

Price target raised to kr107

New 90-day high: kr98.00

Here's Why We Think Helgeland Sparebank (OB:HELG) Is Well Worth Watching

Full year 2020 earnings released: EPS kr12.01 (vs kr10.68 in FY 2019)

Revenue beats expectations, earnings disappoint

Price target raised to kr103

New 90-day high: kr91.50

Shareholders Of Helgeland Sparebank (OB:HELG) Must Be Happy With Their 94% Return

Analysts increase EPS estimates to kr12.22

What Kind Of Shareholders Hold The Majority In Helgeland Sparebank's (OB:HELG) Shares?

New 90-day high: kr88.00

Is Helgeland Sparebank (OB:HELG) The Right Choice For A Smart Dividend Investor?

New 90-day high: kr86.50

New 90-day low: kr79.00

Price target raised to kr93.50

Analysts increase EPS estimates to kr10.55

Earnings released

New 90-day high - kr83.50

Price target raised to kr82.50

New 90-day high - kr78.50

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts

Future Return on Equity

Discover growth companies

Company Analysis and Financial Data Status

Data Sources

Analysis Model and Snowflake

Industry and Sector Metrics

Analyst Sources