Universal Insurance (UNIVINSURE) Stock Overview
Provides risk underwriting, related financial, and hospitality services in Nigeria. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 6/6 |
| Dividends | 0/6 |
UNIVINSURE Community Fair Values
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Universal Insurance Plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | ₦1.51 |
| 52 Week High | ₦1.74 |
| 52 Week Low | ₦0.45 |
| Beta | 0.12 |
| 1 Month Change | 16.15% |
| 3 Month Change | 32.46% |
| 1 Year Change | 118.84% |
| 3 Year Change | 655.00% |
| 5 Year Change | 655.00% |
| Change since IPO | -60.78% |
Recent News & Updates
Recent updates
Shareholder Returns
| UNIVINSURE | NG Insurance | NG Market | |
|---|---|---|---|
| 7D | 25.8% | 3.2% | 4.1% |
| 1Y | 118.8% | 104.0% | 73.4% |
Return vs Industry: UNIVINSURE exceeded the NG Insurance industry which returned 100.2% over the past year.
Return vs Market: UNIVINSURE exceeded the NG Market which returned 72.6% over the past year.
Price Volatility
| UNIVINSURE volatility | |
|---|---|
| UNIVINSURE Average Weekly Movement | 8.2% |
| Insurance Industry Average Movement | 9.7% |
| Market Average Movement | 7.8% |
| 10% most volatile stocks in NG Market | 11.7% |
| 10% least volatile stocks in NG Market | 3.9% |
Stable Share Price: UNIVINSURE has not had significant price volatility in the past 3 months compared to the NG market.
Volatility Over Time: UNIVINSURE's weekly volatility (8%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1961 | 135 | Japhet Duru | www.universalinsuranceplc.com |
Universal Insurance Plc provides risk underwriting, related financial, and hospitality services in Nigeria. It offers all risks, auto, boiler and pressure vessels, bond, builders and employers’ liability, burglary and house breaking, agricultural, fidelity guarantee, fire and special perils, goods in transit, group personal accident, health care professional indemnity, machinery breakdown, marine cargo, marine hull and machinery, money policies, occupiers' liability, oil and gas, and professional indemnity insurance products, as well as contractors, erection, and plant all risks insurance. The company was incorporated in 1961 and is headquartered in Lagos, Nigeria.
Universal Insurance Plc Fundamentals Summary
| UNIVINSURE fundamental statistics | |
|---|---|
| Market cap | ₦24.16b |
| Earnings (TTM) | ₦4.50b |
| Revenue (TTM) | ₦25.03b |
Is UNIVINSURE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| UNIVINSURE income statement (TTM) | |
|---|---|
| Revenue | ₦25.03b |
| Cost of Revenue | ₦17.89b |
| Gross Profit | ₦7.14b |
| Other Expenses | ₦2.64b |
| Earnings | ₦4.50b |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.28 |
| Gross Margin | 28.51% |
| Net Profit Margin | 17.96% |
| Debt/Equity Ratio | 0% |
How did UNIVINSURE perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/02/06 19:25 |
| End of Day Share Price | 2026/02/06 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Universal Insurance Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.