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Universal Insurance Plc

NGSE:UNIVINSURE Stock Report

Market Cap: ₦11.5b

Universal Insurance (UNIVINSURE) Stock Overview

Engages in the provision of non-life insurance, risk underwriting, and related financial and hospitality services in Nigeria. More details

UNIVINSURE fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance4/6
Financial Health6/6
Dividends0/6

Rewards

Price-To-Earnings ratio (9.4x) is below the NG market (10.3x)

Earnings grew by 242.6% over the past year

Risk Analysis

Does not have a meaningful market cap (NGN12B)

Earnings have declined by 4.4% per year over past 5 years


UNIVINSURE Community Fair Values

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Universal Insurance Plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for Universal Insurance
Historical stock prices
Current Share Price₦0.75
52 Week High₦0.94
52 Week Low₦0.28
Beta0.041
1 Month Change38.89%
3 Month Change41.51%
1 Year Change108.33%
3 Year Change275.00%
5 Year Change275.00%
Change since IPO-80.52%

Recent News & Updates

Recent updates

Shareholder Returns

UNIVINSURENG InsuranceNG Market
7D25.0%7.1%2.3%
1Y108.3%113.7%20.6%

Return vs Industry: UNIVINSURE underperformed the NG Insurance industry which returned 113.7% over the past year.

Return vs Market: UNIVINSURE exceeded the NG Market which returned 20.6% over the past year.

Price Volatility

Is UNIVINSURE's price volatile compared to industry and market?
UNIVINSURE volatility
UNIVINSURE Average Weekly Movement7.5%
Insurance Industry Average Movement8.8%
Market Average Movement7.4%
10% most volatile stocks in NG Market11.0%
10% least volatile stocks in NG Market4.8%

Stable Share Price: UNIVINSURE has not had significant price volatility in the past 3 months compared to the NG market.

Volatility Over Time: UNIVINSURE's weekly volatility (8%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1961138Japhet Duruwww.universalinsuranceplc.com

Universal Insurance Plc engages in the provision of non-life insurance, risk underwriting, and related financial and hospitality services in Nigeria. The company offers auto, all risks, boiler and pressure vessels, bond, builders and employers liability, burglary and house breaking, fire and special perils, goods in transit, group personal accident, health care professional indemnity, marine cargo, machinery breakdown, marine hull and machinery, money policies, occupiers liability, oil and gas, professional indemnity, and fidelity guarantee, motor, local travel, and workmen compensation insurances; as wells as contractors, erection, and plant all risks insurance. It is also involved in the property investment and asset management businesses.

Universal Insurance Plc Fundamentals Summary

How do Universal Insurance's earnings and revenue compare to its market cap?
UNIVINSURE fundamental statistics
Market cap₦11.52b
Earnings (TTM)₦1.28b
Revenue (TTM)₦16.28b
9.4x
P/E Ratio
0.7x
P/S Ratio

Is UNIVINSURE overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UNIVINSURE income statement (TTM)
Revenue₦16.28b
Cost of Revenue₦13.17b
Gross Profit₦3.12b
Other Expenses₦1.84b
Earnings₦1.28b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.08
Gross Margin19.15%
Net Profit Margin7.87%
Debt/Equity Ratio0%

How did UNIVINSURE perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/09 15:19
End of Day Share Price 2025/07/09 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Universal Insurance Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.