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UNIVINSURE logo

Universal Insurance PlcNGSE:UNIVINSURE Stock Report

Market Cap ₦18.4b
Share Price
₦1.16
My Fair Value
1Y222.2%
7D1.8%
Portfolio Value
View

Universal Insurance Plc

NGSE:UNIVINSURE Stock Report

Market Cap: ₦18.4b

Universal Insurance (UNIVINSURE) Stock Overview

Provides non-life insurance, risk underwriting, and related financial and hospitality services in Nigeria. More details

UNIVINSURE fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends0/6

UNIVINSURE Community Fair Values

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Universal Insurance Plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for Universal Insurance
Historical stock prices
Current Share Price₦1.16
52 Week High₦1.60
52 Week Low₦0.31
Beta0.070
1 Month Change-3.33%
3 Month Change61.11%
1 Year Change222.22%
3 Year Change480.00%
5 Year Change480.00%
Change since IPO-69.87%

Recent News & Updates

Recent updates

Shareholder Returns

UNIVINSURENG InsuranceNG Market
7D1.8%-0.5%1.0%
1Y222.2%191.6%56.1%

Return vs Industry: UNIVINSURE exceeded the NG Insurance industry which returned 191.6% over the past year.

Return vs Market: UNIVINSURE exceeded the NG Market which returned 56.1% over the past year.

Price Volatility

Is UNIVINSURE's price volatile compared to industry and market?
UNIVINSURE volatility
UNIVINSURE Average Weekly Movement13.3%
Insurance Industry Average Movement12.9%
Market Average Movement8.2%
10% most volatile stocks in NG Market13.2%
10% least volatile stocks in NG Market4.0%

Stable Share Price: UNIVINSURE's share price has been volatile over the past 3 months compared to the NG market.

Volatility Over Time: UNIVINSURE's weekly volatility (13%) has been stable over the past year, but is still higher than 75% of NG stocks.

About the Company

FoundedEmployeesCEOWebsite
1961157Japhet Duruwww.universalinsuranceplc.com

Universal Insurance Plc provides non-life insurance, risk underwriting, and related financial and hospitality services in Nigeria. The company offers all risks, auto, boiler and pressure vessels, bond, builders and employers’ liability, burglary and house breaking, agricultural, fidelity guarantee, fire and special perils, goods in transit, group personal accident, health care professional indemnity, machinery breakdown, marine cargo, marine hull and machinery, money policies, occupiers' liability, oil and gas, professional indemnity, motor, general accident, workmen compensation, aviation, house holders, and local travel insurance products, as well as contractors, erection, and plant all risks insurance. It is also involved in the property investment and asset management businesses.

Universal Insurance Plc Fundamentals Summary

How do Universal Insurance's earnings and revenue compare to its market cap?
UNIVINSURE fundamental statistics
Market cap₦18.40b
Earnings (TTM)₦2.32b
Revenue (TTM)₦18.30b
8.0x
P/E Ratio
1.0x
P/S Ratio

Is UNIVINSURE overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UNIVINSURE income statement (TTM)
Revenue₦18.30b
Cost of Revenue₦14.49b
Gross Profit₦3.80b
Other Expenses₦1.48b
Earnings₦2.32b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)0.15
Gross Margin20.79%
Net Profit Margin12.70%
Debt/Equity Ratio0%

How did UNIVINSURE perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/06 21:54
End of Day Share Price 2025/10/06 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Universal Insurance Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.