Universal Insurance Past Earnings Performance
Past criteria checks 4/6
Universal Insurance's earnings have been declining at an average annual rate of -1.2%, while the Insurance industry saw earnings growing at 41.3% annually. Revenues have been growing at an average rate of 36% per year. Universal Insurance's return on equity is 13.5%, and it has net margins of 12.2%.
Key information
-1.2%
Earnings growth rate
-1.2%
EPS growth rate
| Insurance Industry Growth | 25.4% |
| Revenue growth rate | 36.0% |
| Return on equity | 13.5% |
| Net Margin | 12.2% |
| Last Earnings Update | 31 Dec 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Universal Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 24 | 12,676 | 1,545 | 1,604 | 0 |
| 30 Sep 24 | 10,632 | -177 | 1,647 | 0 |
| 30 Jun 24 | 9,848 | 181 | 1,151 | 0 |
| 31 Mar 24 | 9,215 | 411 | 984 | 0 |
| 31 Dec 23 | 8,584 | 530 | 1,029 | 0 |
| 30 Sep 23 | 7,082 | 572 | 1,788 | 0 |
| 30 Jun 23 | 6,524 | 1,114 | 1,169 | 0 |
| 31 Mar 23 | 5,304 | 270 | 1,434 | 0 |
| 31 Dec 22 | 5,039 | 315 | 1,247 | 0 |
| 30 Sep 22 | 4,135 | 516 | 892 | 0 |
| 30 Jun 22 | 3,666 | 579 | 775 | 0 |
| 31 Mar 22 | 3,736 | 724 | 986 | 0 |
| 31 Dec 21 | 2,924 | 151 | 803 | 0 |
| 30 Sep 21 | 3,478 | 1,045 | 1,078 | 0 |
| 30 Jun 21 | 4,672 | 1,251 | 1,713 | 0 |
| 31 Mar 21 | 3,963 | 1,289 | 810 | 0 |
| 31 Dec 20 | 3,591 | 1,136 | 808 | 0 |
| 30 Sep 20 | 2,673 | 382 | 1,074 | 0 |
| 30 Jun 20 | 1,197 | 348 | 280 | 0 |
| 31 Mar 20 | 1,611 | 388 | 830 | 0 |
| 31 Dec 19 | 1,632 | 65 | 956 | 0 |
| 30 Sep 19 | 1,852 | 45 | 751 | 0 |
| 30 Jun 19 | 1,710 | -58 | 620 | 0 |
| 31 Mar 19 | 1,866 | -117 | 782 | 0 |
| 31 Dec 18 | 1,335 | -46 | 586 | 0 |
| 30 Sep 18 | 935 | 944 | 485 | 0 |
| 30 Jun 18 | 730 | 441 | 639 | 0 |
| 31 Mar 18 | 817 | 767 | 596 | 0 |
| 31 Dec 17 | 802 | 636 | 615 | 0 |
| 30 Sep 17 | 847 | -122 | 816 | 0 |
| 30 Jun 17 | 907 | 312 | 650 | 0 |
| 31 Mar 17 | 742 | 12 | 717 | 0 |
| 31 Dec 16 | 681 | 93 | 681 | 0 |
| 30 Sep 16 | 664 | -356 | 581 | 0 |
| 30 Jun 16 | 765 | -271 | 634 | 0 |
| 31 Mar 16 | 847 | -161 | 592 | 0 |
| 31 Dec 15 | 807 | -186 | 579 | 0 |
| 30 Sep 15 | 1,301 | 542 | 689 | 0 |
| 30 Jun 15 | 1,270 | 439 | 727 | 0 |
| 31 Mar 15 | 1,359 | 538 | 413 | 0 |
| 31 Dec 14 | 1,321 | 436 | 350 | 0 |
Quality Earnings: UNIVINSURE has high quality earnings.
Growing Profit Margin: UNIVINSURE's current net profit margins (12.2%) are higher than last year (6.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UNIVINSURE's earnings have declined by 1.2% per year over the past 5 years.
Accelerating Growth: UNIVINSURE's earnings growth over the past year (191.5%) exceeds its 5-year average (-1.2% per year).
Earnings vs Industry: UNIVINSURE earnings growth over the past year (191.5%) exceeded the Insurance industry 119%.
Return on Equity
High ROE: UNIVINSURE's Return on Equity (13.5%) is considered low.
Return on Assets
Return on Capital Employed
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/03/21 00:19 |
| End of Day Share Price | 2025/03/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Universal Insurance Plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.