Universal Insurance Past Earnings Performance
Past criteria checks 5/6
Universal Insurance has been growing earnings at an average annual rate of 38.8%, while the Insurance industry saw earnings growing at 25.4% annually. Revenues have been growing at an average rate of 32.1% per year. Universal Insurance's return on equity is 15.3%, and it has net margins of 21.8%.
Key information
38.8%
Earnings growth rate
38.8%
EPS growth rate
| Insurance Industry Growth | 25.4% |
| Revenue growth rate | 32.1% |
| Return on equity | 15.3% |
| Net Margin | 21.8% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Universal Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 8,075 | 1,761 | 2,029 | 0 |
| 30 Sep 23 | 7,098 | 925 | 1,706 | 0 |
| 30 Jun 23 | 6,540 | 1,467 | 1,087 | 0 |
| 31 Mar 23 | 5,944 | 819 | 1,433 | 0 |
| 31 Dec 22 | 5,055 | 668 | 1,165 | 0 |
| 30 Sep 22 | 4,135 | 516 | 892 | 0 |
| 30 Jun 22 | 3,666 | 579 | 775 | 0 |
| 31 Mar 22 | 3,736 | 724 | 986 | 0 |
| 31 Dec 21 | 2,924 | 151 | 803 | 0 |
| 30 Sep 21 | 3,478 | 1,045 | 1,078 | 0 |
| 30 Jun 21 | 4,672 | 1,251 | 1,713 | 0 |
| 31 Mar 21 | 3,963 | 1,289 | 810 | 0 |
| 31 Dec 20 | 3,591 | 1,136 | 808 | 0 |
| 30 Sep 20 | 2,673 | 382 | 1,074 | 0 |
| 30 Jun 20 | 1,197 | 348 | 280 | 0 |
| 31 Mar 20 | 1,611 | 388 | 830 | 0 |
| 31 Dec 19 | 1,632 | 65 | 956 | 0 |
| 30 Sep 19 | 1,852 | 45 | 751 | 0 |
| 30 Jun 19 | 1,710 | -58 | 620 | 0 |
| 31 Mar 19 | 1,866 | -117 | 782 | 0 |
| 31 Dec 18 | 1,335 | -46 | 586 | 0 |
| 30 Sep 18 | 935 | 944 | 485 | 0 |
| 30 Jun 18 | 730 | 441 | 639 | 0 |
| 31 Mar 18 | 817 | 767 | 596 | 0 |
| 31 Dec 17 | 802 | 636 | 615 | 0 |
| 30 Sep 17 | 847 | -122 | 816 | 0 |
| 30 Jun 17 | 907 | 312 | 650 | 0 |
| 31 Mar 17 | 742 | 12 | 717 | 0 |
| 31 Dec 16 | 681 | 93 | 681 | 0 |
| 30 Sep 16 | 664 | -356 | 581 | 0 |
| 30 Jun 16 | 765 | -271 | 634 | 0 |
| 31 Mar 16 | 847 | -161 | 592 | 0 |
| 31 Dec 15 | 807 | -186 | 579 | 0 |
| 30 Sep 15 | 1,301 | 542 | 689 | 0 |
| 30 Jun 15 | 1,270 | 439 | 727 | 0 |
| 31 Mar 15 | 1,359 | 538 | 413 | 0 |
| 31 Dec 14 | 1,321 | 436 | 350 | 0 |
| 31 Dec 13 | 961 | 266 | 593 | 0 |
Quality Earnings: UNIVINSURE has high quality earnings.
Growing Profit Margin: UNIVINSURE's current net profit margins (21.8%) are higher than last year (13.2%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: UNIVINSURE has become profitable over the past 5 years, growing earnings by 38.8% per year.
Accelerating Growth: UNIVINSURE's earnings growth over the past year (163.7%) exceeds its 5-year average (38.8% per year).
Earnings vs Industry: UNIVINSURE earnings growth over the past year (163.7%) exceeded the Insurance industry 104%.
Return on Equity
High ROE: UNIVINSURE's Return on Equity (15.3%) is considered low.