Regency Alliance Insurance Plc provides general insurance products to Institutional and individual clients.
Price History & Performance
|Historical stock prices|
|Current Share Price||₦0.41|
|52 Week High||₦0.20|
|52 Week Low||₦0.55|
|1 Month Change||-6.82%|
|3 Month Change||0%|
|1 Year Change||86.36%|
|3 Year Change||105.00%|
|5 Year Change||-18.00%|
|Change since IPO||-75.49%|
Recent News & Updates
|REGALINS||NG Insurance||NG Market|
Return vs Industry: REGALINS exceeded the NG Insurance industry which returned 32.4% over the past year.
Return vs Market: REGALINS exceeded the NG Market which returned 40.2% over the past year.
Stable Share Price: REGALINS is more volatile than 90% of NG stocks over the past 3 months, typically moving +/- 10% a week.
Volatility Over Time: REGALINS's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of NG stocks.
About the Company
Regency Alliance Insurance Plc provides general insurance products to Institutional and individual clients. The company operates through four segments: Non-life/General Business, Properties & Investment, Retail and Microfinance Banking, and Vehicle Tracking Services. It underwrites accident, aviation, bond, engineering, oil/gas, fire, marine, motor, workers compensation, employee liability insurances.
Regency Alliance Insurance Fundamentals Summary
|REGALINS fundamental statistics|
Is REGALINS overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|REGALINS income statement (TTM)|
|Cost of Revenue||₦2.82b|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||0.10|
|Net Profit Margin||12.27%|
How did REGALINS perform over the long term?See historical performance and comparison
Is Regency Alliance Insurance undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate REGALINS's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate REGALINS's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: REGALINS is good value based on its PE Ratio (4.1x) compared to the NG Insurance industry average (5.1x).
PE vs Market: REGALINS is good value based on its PE Ratio (4.1x) compared to the NG market (7.3x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate REGALINS's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: REGALINS's PB Ratio (0.4x) is in line with the NG Insurance industry average.
How is Regency Alliance Insurance forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Regency Alliance Insurance has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
How has Regency Alliance Insurance performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: REGALINS has high quality earnings.
Growing Profit Margin: REGALINS's current net profit margins (12.3%) are lower than last year (16.8%).
Past Earnings Growth Analysis
Earnings Trend: REGALINS's earnings have grown by 11.6% per year over the past 5 years.
Accelerating Growth: REGALINS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: REGALINS had negative earnings growth (-22.1%) over the past year, making it difficult to compare to the Insurance industry average (3.1%).
Return on Equity
High ROE: REGALINS's Return on Equity (8%) is considered low.
How is Regency Alliance Insurance's financial position?
Financial Position Analysis
Short Term Liabilities: REGALINS's short term assets (NGN11.1B) exceed its short term liabilities (NGN5.6B).
Long Term Liabilities: REGALINS's short term assets (NGN11.1B) exceed its long term liabilities (NGN368.1M).
Debt to Equity History and Analysis
Debt Level: REGALINS is debt free.
Reducing Debt: REGALINS has no debt compared to 5 years ago when its debt to equity ratio was 0%.
Debt Coverage: REGALINS has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: REGALINS has no debt, therefore coverage of interest payments is not a concern.
What is Regency Alliance Insurance current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate REGALINS's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate REGALINS's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if REGALINS's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if REGALINS's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: REGALINS is not paying a notable dividend for the NG market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of REGALINS's dividend in 3 years as they are not forecast to pay a notable one for the NG market.
How experienced are the management team and are they aligned to shareholders interests?
Mr. Olubiyi O. Otegbeye, also known as Biyi B.SC, ACII, MBA, LLB, BL., serves as Chief Executive Officer and Group Managing Director of Regency Alliance Insurance Company PLC. Mr. Otegbeye joined Regency I...
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Regency Alliance Insurance Plc's employee growth, exchange listings and data sources
- Name: Regency Alliance Insurance Plc
- Ticker: REGALINS
- Exchange: NGSE
- Founded: NaN
- Industry: Property and Casualty Insurance
- Sector: Insurance
- Market Cap: ₦2.534b
- Shares outstanding: 6.67b
- Website: https://www.regencyalliance.com
Number of Employees
- Regency Alliance Insurance Plc
- Regency Place
- 2 Ebun Street
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/26 16:24|
|End of Day Share Price||2021/10/26 00:00|