Regency Alliance Insurance Past Earnings Performance
Past criteria checks 1/6
Regency Alliance Insurance's earnings have been declining at an average annual rate of -12.2%, while the Insurance industry saw earnings growing at 43% annually. Revenues have been growing at an average rate of 48.7% per year. Regency Alliance Insurance's return on equity is 5%, and it has net margins of 8.2%.
Key information
-12.2%
Earnings growth rate
-12.2%
EPS growth rate
| Insurance Industry Growth | 25.4% |
| Revenue growth rate | 48.7% |
| Return on equity | 5.0% |
| Net Margin | 8.2% |
| Last Earnings Update | 30 Sep 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Regency Alliance Insurance makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 23 | 5,132 | 418 | 892 | 0 |
| 30 Jun 23 | 4,699 | 421 | 767 | 0 |
| 31 Mar 23 | 4,212 | 804 | 598 | 0 |
| 31 Dec 22 | 3,637 | 537 | 462 | 0 |
| 30 Sep 22 | 3,450 | 476 | -388 | 0 |
| 30 Jun 22 | 3,355 | 515 | -139 | 0 |
| 31 Mar 22 | 3,094 | 548 | 124 | 0 |
| 31 Dec 21 | 3,055 | 322 | 473 | 0 |
| 30 Sep 21 | 5,101 | 653 | 1,163 | 0 |
| 30 Jun 21 | 5,414 | 665 | 1,107 | 0 |
| 31 Mar 21 | 5,577 | 837 | 1,113 | 0 |
| 31 Dec 20 | 5,107 | 622 | 1,088 | 0 |
| 30 Sep 20 | 5,101 | 685 | 976 | 0 |
| 30 Jun 20 | 5,074 | 853 | 1,005 | 0 |
| 31 Mar 20 | 5,099 | 692 | 997 | 0 |
| 31 Dec 19 | 5,260 | 677 | 1,050 | 0 |
| 30 Sep 19 | 5,248 | 343 | 1,115 | 0 |
| 30 Jun 19 | 5,027 | 234 | 1,099 | 0 |
| 31 Mar 19 | 5,000 | 167 | 1,100 | 0 |
| 31 Dec 18 | 5,029 | 205 | 1,121 | 0 |
| 30 Sep 18 | 4,778 | 229 | 1,123 | 0 |
| 30 Jun 18 | 4,807 | 169 | 1,113 | 0 |
| 31 Mar 18 | 4,962 | 222 | 1,124 | 0 |
| 31 Dec 17 | 4,837 | 220 | 1,071 | 0 |
| 30 Sep 17 | 5,716 | 497 | 1,146 | 0 |
| 30 Jun 17 | 5,136 | 586 | 1,075 | 0 |
| 31 Mar 17 | 4,652 | 464 | 998 | 0 |
| 31 Dec 16 | 4,326 | 545 | 847 | 0 |
| 30 Sep 16 | 3,278 | 636 | 625 | 0 |
| 30 Jun 16 | 3,516 | 486 | 609 | 0 |
| 31 Mar 16 | 3,457 | 592 | 603 | 0 |
| 31 Dec 15 | 3,244 | 363 | 595 | 0 |
| 31 Dec 14 | 2,798 | 439 | 524 | 0 |
| 31 Dec 13 | 3,108 | 474 | 1,070 | 0 |
Quality Earnings: REGALINS has high quality earnings.
Growing Profit Margin: REGALINS's current net profit margins (8.2%) are lower than last year (13.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: Insufficient data to determine if REGALINS's year-on-year earnings growth rate was positive over the past 5 years.
Accelerating Growth: REGALINS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: REGALINS had negative earnings growth (-12.2%) over the past year, making it difficult to compare to the Insurance industry average (159.2%).
Return on Equity
High ROE: REGALINS's Return on Equity (5%) is considered low.