AFFIN Bank Berhad Past Earnings Performance
Past criteria checks 4/6
AFFIN Bank Berhad's earnings have been declining at an average annual rate of -15.4%, while the Banks industry saw earnings growing at 5.1% annually. Revenues have been declining at an average rate of 1.4% per year. AFFIN Bank Berhad's return on equity is 3.2%, and it has net margins of 18.8%.
Key information
-15.4%
Earnings growth rate
-19.2%
EPS growth rate
| Banks Industry Growth | 2.9% |
| Revenue growth rate | -1.4% |
| Return on equity | 3.2% |
| Net Margin | 18.8% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
AFFIN Bank Berhad (KLSE:AFFIN) Will Pay A Smaller Dividend Than Last Year
May 28
Only Four Days Left To Cash In On AFFIN Bank Berhad's (KLSE:AFFIN) Dividend
Mar 17AFFIN Bank Berhad's (KLSE:AFFIN) Stock Price Has Reduced 27% In The Past Three Years
Feb 12
What Type Of Shareholders Own The Most Number of AFFIN Bank Berhad (KLSE:AFFIN) Shares?
Jan 08Industry Analysts Just Upgraded Their AFFIN Bank Berhad (KLSE:AFFIN) Revenue Forecasts By 11%
Dec 01Is AFFIN Bank Berhad's (KLSE:AFFIN) 4.4% Dividend Worth Your Time?
Nov 20Revenue & Expenses Breakdown
How AFFIN Bank Berhad makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 1,931 | 363 | 1,399 | 0 |
| 31 Dec 23 | 1,911 | 402 | 1,344 | 0 |
| 30 Sep 23 | 1,832 | 380 | 1,283 | 0 |
| 30 Jun 23 | 1,659 | 81 | 1,276 | 0 |
| 31 Mar 23 | 1,674 | 86 | 1,279 | 0 |
| 31 Dec 22 | 1,616 | 53 | 1,254 | 0 |
| 30 Sep 22 | 1,696 | 201 | 1,210 | 0 |
| 30 Jun 22 | 1,812 | 506 | 1,123 | 0 |
| 31 Mar 22 | 1,727 | 462 | 1,095 | 0 |
| 31 Dec 21 | 1,631 | 380 | 1,092 | 0 |
| 30 Sep 21 | 1,515 | 206 | 1,150 | 0 |
| 30 Jun 21 | 1,542 | 148 | 1,210 | 0 |
| 31 Mar 21 | 1,646 | 141 | 1,261 | 0 |
| 31 Dec 20 | 1,800 | 230 | 1,294 | 0 |
| 30 Sep 20 | 1,867 | 362 | 1,215 | 0 |
| 30 Jun 20 | 1,854 | 385 | 1,195 | 0 |
| 31 Mar 20 | 1,890 | 474 | 1,173 | 0 |
| 31 Dec 19 | 1,865 | 488 | 1,153 | 0 |
| 30 Sep 19 | 1,908 | 509 | 1,174 | 0 |
| 30 Jun 19 | 1,974 | 582 | 1,166 | 0 |
| 31 Mar 19 | 1,852 | 499 | 1,162 | 0 |
| 31 Dec 18 | 1,862 | 503 | 1,166 | 0 |
| 30 Sep 18 | 1,925 | 529 | 1,134 | 0 |
| 30 Jun 18 | 1,727 | 424 | 1,069 | 0 |
| 31 Mar 18 | 1,665 | 469 | 972 | 0 |
| 31 Dec 17 | 1,488 | 418 | 847 | 0 |
| 30 Sep 17 | 1,294 | 378 | 770 | 0 |
| 30 Jun 17 | 1,331 | 467 | 710 | 0 |
| 31 Mar 17 | 1,317 | 460 | 694 | 0 |
| 31 Dec 16 | 1,297 | 464 | 694 | 0 |
| 30 Sep 16 | 1,262 | 437 | 687 | 0 |
| 30 Jun 16 | 1,228 | 412 | 672 | 0 |
| 31 Mar 16 | 1,197 | 422 | 635 | 0 |
| 31 Dec 15 | 1,090 | 346 | 628 | 0 |
| 30 Sep 15 | 1,173 | 430 | 598 | 0 |
| 30 Jun 15 | 1,190 | 451 | 598 | 0 |
| 31 Mar 15 | 1,180 | 426 | 611 | 0 |
| 31 Dec 14 | 1,309 | 544 | 589 | 0 |
| 30 Sep 14 | 1,265 | 506 | 600 | 0 |
| 30 Jun 14 | 1,276 | 530 | 581 | 0 |
| 31 Mar 14 | 1,316 | 570 | 563 | 0 |
| 31 Dec 13 | 1,328 | 570 | 565 | 0 |
| 30 Sep 13 | 1,318 | 557 | 569 | 0 |
Quality Earnings: AFFIN has high quality earnings.
Growing Profit Margin: AFFIN's current net profit margins (18.8%) are higher than last year (5.1%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: AFFIN's earnings have declined by 15.4% per year over the past 5 years.
Accelerating Growth: AFFIN's earnings growth over the past year (322.7%) exceeds its 5-year average (-15.4% per year).
Earnings vs Industry: AFFIN earnings growth over the past year (322.7%) exceeded the Banks industry 4.2%.
Return on Equity
High ROE: AFFIN's Return on Equity (3.2%) is considered low.