AFFIN Bank Berhad Balance Sheet Health
Financial Health criteria checks 6/6
AFFIN Bank Berhad has total assets of MYR105.2B and total equity of MYR11.1B. Total deposits are MYR79.9B, and total loans are MYR62.3B. It earns a Net Interest Margin of 1.4%. It has sufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are MYR7.6B.
Key information
9.5x
Asset to equity ratio
1.4%
Net interest margin
| Total deposits | RM79.88b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | RM7.56b |
Recent financial health updates
No updates
Recent updates
AFFIN Bank Berhad (KLSE:AFFIN) Will Pay A Smaller Dividend Than Last Year
May 28
Only Four Days Left To Cash In On AFFIN Bank Berhad's (KLSE:AFFIN) Dividend
Mar 17AFFIN Bank Berhad's (KLSE:AFFIN) Stock Price Has Reduced 27% In The Past Three Years
Feb 12
What Type Of Shareholders Own The Most Number of AFFIN Bank Berhad (KLSE:AFFIN) Shares?
Jan 08Industry Analysts Just Upgraded Their AFFIN Bank Berhad (KLSE:AFFIN) Revenue Forecasts By 11%
Dec 01Is AFFIN Bank Berhad's (KLSE:AFFIN) 4.4% Dividend Worth Your Time?
Nov 20Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: AFFIN's Assets to Equity ratio (9.5x) is low.
Allowance for Bad Loans: AFFIN has a sufficient allowance for bad loans (114%).
Low Risk Liabilities: 85% of AFFIN's liabilities are made up of primarily low risk sources of funding.
Loan Level: AFFIN has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: AFFIN's Loans to Deposits ratio (78%) is appropriate.
Level of Bad Loans: AFFIN has an appropriate level of bad loans (2%).