AFFIN Bank Berhad

KLSE:AFFIN Stock Report

Market Cap: RM 6.8b

AFFIN Bank Berhad Past Earnings Performance

Past criteria checks 2/6

AFFIN Bank Berhad's earnings have been declining at an average annual rate of -6.3%, while the Banks industry saw earnings growing at 6.4% annually. Revenues have been growing at an average rate of 1.3% per year. AFFIN Bank Berhad's return on equity is 3.6%, and it has net margins of 19%.

Key information

-6.3%

Earnings growth rate

-10.7%

EPS growth rate

Banks Industry Growth2.9%
Revenue growth rate1.3%
Return on equity3.6%
Net Margin19.0%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

With EPS Growth And More, AFFIN Bank Berhad (KLSE:AFFIN) Makes An Interesting Case

Aug 20
With EPS Growth And More, AFFIN Bank Berhad (KLSE:AFFIN) Makes An Interesting Case

AFFIN Bank Berhad (KLSE:AFFIN) Will Pay A Smaller Dividend Than Last Year

May 28
AFFIN Bank Berhad (KLSE:AFFIN) Will Pay A Smaller Dividend Than Last Year

Only Four Days Left To Cash In On AFFIN Bank Berhad's (KLSE:AFFIN) Dividend

Mar 17
Only Four Days Left To Cash In On AFFIN Bank Berhad's (KLSE:AFFIN) Dividend

AFFIN Bank Berhad's (KLSE:AFFIN) Stock Price Has Reduced 27% In The Past Three Years

Feb 12
AFFIN Bank Berhad's (KLSE:AFFIN) Stock Price Has Reduced 27% In The Past Three Years

What Type Of Shareholders Own The Most Number of AFFIN Bank Berhad (KLSE:AFFIN) Shares?

Jan 08
What Type Of Shareholders Own The Most Number of AFFIN Bank Berhad (KLSE:AFFIN) Shares?

Industry Analysts Just Upgraded Their AFFIN Bank Berhad (KLSE:AFFIN) Revenue Forecasts By 11%

Dec 01
Industry Analysts Just Upgraded Their AFFIN Bank Berhad (KLSE:AFFIN) Revenue Forecasts By 11%

Is AFFIN Bank Berhad's (KLSE:AFFIN) 4.4% Dividend Worth Your Time?

Nov 20
Is AFFIN Bank Berhad's (KLSE:AFFIN) 4.4% Dividend Worth Your Time?

Revenue & Expenses Breakdown

How AFFIN Bank Berhad makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KLSE:AFFIN Revenue, expenses and earnings (MYR Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 242,1764141,5380
30 Jun 241,9823691,4590
31 Mar 241,9313631,3990
31 Dec 231,9114021,3440
30 Sep 231,8323801,2830
30 Jun 231,659811,2760
31 Mar 231,674861,2790
31 Dec 221,616531,2540
30 Sep 221,6962011,2100
30 Jun 221,8125061,1230
31 Mar 221,7274621,0950
31 Dec 211,6313801,0920
30 Sep 211,5152061,1500
30 Jun 211,5421481,2100
31 Mar 211,6461411,2610
31 Dec 201,8002301,2940
30 Sep 201,8673621,2150
30 Jun 201,8543851,1950
31 Mar 201,8904741,1730
31 Dec 191,8654881,1530
30 Sep 191,9085091,1740
30 Jun 191,9745821,1660
31 Mar 191,8524991,1620
31 Dec 181,8625031,1660
30 Sep 181,9255291,1340
30 Jun 181,7274241,0690
31 Mar 181,6654699720
31 Dec 171,4884188470
30 Sep 171,2943787700
30 Jun 171,3314677100
31 Mar 171,3174606940
31 Dec 161,2974646940
30 Sep 161,2624376870
30 Jun 161,2284126720
31 Mar 161,1974226350
31 Dec 151,0903466280
30 Sep 151,1734305980
30 Jun 151,1904515980
31 Mar 151,1804266110
31 Dec 141,3095445890
30 Sep 141,2655066000
30 Jun 141,2765305810
31 Mar 141,3165705630
31 Dec 131,3285705650

Quality Earnings: AFFIN has high quality earnings.

Growing Profit Margin: AFFIN's current net profit margins (19%) are lower than last year (20.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: AFFIN's earnings have declined by 6.3% per year over the past 5 years.

Accelerating Growth: AFFIN's earnings growth over the past year (9.1%) exceeds its 5-year average (-6.3% per year).

Earnings vs Industry: AFFIN earnings growth over the past year (9.1%) did not outperform the Banks industry 10.1%.

Return on Equity

High ROE: AFFIN's Return on Equity (3.6%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 07:46
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

AFFIN Bank Berhad is covered by 14 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Gia NgCGS International
Jin Han ChinDBS Bank Ltd
Jin Han ChinDBS Vickers Research