UPBD * Stock Overview

Upbound Group, Inc. leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. More details

UPBD * fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	3/6
Past Performance	1/6
Financial Health	2/6
Dividends	3/6

Rewards

Earnings are forecast to grow 21.7% per year

Risk Analysis

Shares are highly illiquid

Interest payments are not well covered by earnings

Large one-off items impacting financial results

Dividend of 3.98% is not well covered by earnings

My Notes

Capture your thoughts, links and company narrative

Upbound Group, Inc. Competitors

Grupo Gigante S. A. B. de C. V

BMV:GIGANTE *

Mex$27.8b

Grupo Sanborns. de

BMV:GSANBOR B-1

Mex$58.4b

Grupo Palacio de Hierro. de

BMV:GPH 1

Mex$16.6b

El Puerto de Liverpool. de

BMV:LIVEPOL C-1

Mex$141.1b

Price History & Performance

Summary of share price highs, lows and changes for Upbound Group
Historical stock prices
Current Share Price	US$920.00
52 Week High	US$0
52 Week Low	US$0
Beta	1.78
1 Month Change	0%
3 Month Change	0%
1 Year Change	0%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	262.20%

Recent updates

Shareholder Returns

	UPBD *	MX Specialty Retail	MX Market
7D	0%	-1.4%	0.4%
1Y	0%	-20.8%	-11.8%

Return vs Industry: UPBD * underperformed the MX Specialty Retail industry which returned 6.6% over the past year.

Return vs Market: UPBD * underperformed the MX Market which returned 3.7% over the past year.

Price Volatility

Is UPBD *'s price volatile compared to industry and market?
UPBD * volatility
UPBD * Average Weekly Movement	n/a
Specialty Retail Industry Average Movement	7.1%
Market Average Movement	4.1%
10% most volatile stocks in MX Market	6.1%
10% least volatile stocks in MX Market	2.8%

Stable Share Price: UPBD * has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine UPBD *'s volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1960	12,690	Mitch Fadel	www.upbound.com

Upbound Group, Inc., an omni-channel platform company, leases household durable goods to customers on a lease-to-own basis in the United States, Puerto Rico, and Mexico. The company operates in four segments: Rent-A-Center Business, Acima, Mexico, and Franchising. The company's brands, such as Rent-A-Center and Acima that facilitate consumer transactions across a range of store-based and virtual channels.

Upbound Group, Inc. Fundamentals Summary

How do Upbound Group's earnings and revenue compare to its market cap?
UPBD * fundamental statistics
Market cap	Mex$33.01b
Earnings (TTM)	Mex$1.10b
Revenue (TTM)	Mex$70.85b

29.9x

P/E Ratio

0.5x

P/S Ratio

Is UPBD * overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
UPBD * income statement (TTM)
Revenue	US$4.10b
Cost of Revenue	US$2.06b
Gross Profit	US$2.04b
Other Expenses	US$1.98b
Earnings	US$63.92m

Last Reported Earnings

Mar 31, 2023

Next Earnings Date

n/a

Earnings per share (EPS)	1.14
Gross Margin	49.73%
Net Profit Margin	1.56%
Debt/Equity Ratio	198.2%

How did UPBD * perform over the long term?

See historical performance and comparison

Dividends

4.0%

Current Dividend Yield

115%

Payout Ratio

Does UPBD * pay a reliable dividends?

See UPBD * dividend history and benchmarks

When do you need to buy UPBD * by to receive an upcoming dividend?
Upbound Group dividend dates
Ex Dividend Date	Jun 16 2023
Dividend Pay Date	Jul 11 2023
Days until Ex dividend	568 days
Days until Dividend pay date	543 days

Does UPBD * pay a reliable dividends?

See UPBD * dividend history and benchmarks

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2023/06/13 02:17
End of Day Share Price	2023/03/16 00:00
Earnings	2023/03/31
Annual Earnings	2022/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Upbound Group, Inc. is covered by 23 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Anthony Chukumba	BB&T Capital Markets
Jason Haas	BofA Global Research
Vincent Caintic	BTIG

UPBD * Stock Overview

Rewards

Risk Analysis

Upbound Group, Inc. Competitors

BMV:GIGANTE *

Mex$27.8b

BMV:GSANBOR B-1

Mex$58.4b

BMV:GPH 1

Mex$16.6b

BMV:LIVEPOL C-1

Mex$141.1b

Price History & Performance

Recent News & Updates

Fortuna Merger Sub, Inc. entered into an Agreement and Plan of Merger to acquire Bridge IT, Inc. for $460 million.

Upbound Group, Inc. Announces Cash Dividend for the First Quarter of 2025, Payable on January 7, 2025

Upbound Group, Inc. to Report Q3, 2024 Results on Oct 31, 2024

FlexShopper, Inc. Files Patent Infringement Lawsuits Against Upbound Group, Inc. and Katapult Holdings, Inc

Upbound Group, Inc. Declares Quarterly Cash Dividend for the Fourth Quarter of 2024, Payable on October 22, 2024

Upbound Group, Inc. Appoints Charu Jain as New Independent Director

Recent updates

Fortuna Merger Sub, Inc. entered into an Agreement and Plan of Merger to acquire Bridge IT, Inc. for $460 million.

Upbound Group, Inc. Announces Cash Dividend for the First Quarter of 2025, Payable on January 7, 2025

Upbound Group, Inc. to Report Q3, 2024 Results on Oct 31, 2024

FlexShopper, Inc. Files Patent Infringement Lawsuits Against Upbound Group, Inc. and Katapult Holdings, Inc

Upbound Group, Inc. Declares Quarterly Cash Dividend for the Fourth Quarter of 2024, Payable on October 22, 2024

Upbound Group, Inc. Appoints Charu Jain as New Independent Director

Upbound Group, Inc. to Report Q2, 2024 Results on Aug 01, 2024

Upbound Group, Inc.(NasdaqGS:UPBD) dropped from Russell Small Cap Comp Value Index

Upbound Group, Inc. Declares Quarterly Cash Dividend for the Third Quarter of 2024, Payable July 9, 2024

Upbound Group, Inc., Annual General Meeting, Jun 04, 2024

Upbound Group, Inc. to Report Q1, 2024 Results on May 02, 2024

Upbound Group, Inc. Announces Directorate Changes

Upbound Group, Inc. Approves Quarterly Cash Dividend for the Second Quarter of 2024, Payable on April 22, 2024

Upbound Group, Inc. Announces the Resignation of Mr. Christopher Hetrick as Board and All Committees Thereof, Effective from February 29, 2024

Upbound Group, Inc. to Report Q4, 2023 Results on Feb 22, 2024

Upbound Group, Inc. Increases Quarterly Cash Dividend for the First Quarter of 2024, Payable on January 9, 2024

Upbound Group, Inc. to Report Q3, 2023 Results on Nov 02, 2023

Upbound Group, Inc. Declares Cash Dividend for the Fourth Quarter of 2023, Payable on October 24, 2023

Upbound Group, Inc. Revises Earnings Guidance for the Year 2023

Upbound Group, Inc. to Report Q2, 2023 Results on Aug 03, 2023

Upbound Group, Inc. Approves Cash Dividend for the Third Quarter of 2023, Payable on July 11, 2023

Upbound Group, Inc. Revises Consolidated Earnings Guidance for the Full Year 2023

Insufficient new directors

Full year 2022 earnings released: EPS: US$0.23 (vs US$2.37 in FY 2021)

Rent-A-Center, Inc. Announces Resignation of B.C. Silver as Board of Director and Member of the Compensation Committee and Nominating and Corporate Governance Committee

Independent Chairman recently bought Mex$501k worth of stock

Rent-A-Center, Inc. Declares Quarterly Cash Dividend for the First Quarter of 2023, Payable on January 10, 2023

Third quarter 2022 earnings released: US$0.10 loss per share (vs US$0.36 profit in 3Q 2021)

Rent-A-Center, Inc. Provides Revenue Guidance for the Fourth Quarter of 2022

Rent-A-Center, Inc. to Report Q3, 2022 Results on Nov 02, 2022

Rent-A-Center, Inc. Announces Executive Vice-President Changes

Rent-A-Center, Inc. Declares Quarterly Cash Dividend for the Fourth Quarter of 2022, Payable on October 25, 2022

Second quarter 2022 earnings released: EPS: US$0.36 (vs US$1.05 in 2Q 2021)

Rent-A-Center, Inc. Provides Consolidated Revenue Guidance for the Third Quarter and Full Year 2022

High number of new directors

Independent Chairman recently bought Mex$526k worth of stock

Rent-A-Center, Inc. to Report Q2, 2022 Results on Aug 03, 2022

Rent-A-Center, Inc.(NasdaqGS:RCII) dropped from Russell 2000 Value Index

Rent-A-Center, Inc. Declares Quarterly Cash Dividend for the Third Quarter of 2022, Payable on July 12, 2022