Quálitas Controladora. de Valuation

Q: What is the Fair Price of Q * when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Q * (MX$199.49) is trading below our estimate of [[fair value]] (MX$211.42)

Is Q * undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of Q * when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Q * (MX$199.49) is trading below our estimate of fair value (MX$211.42)

Significantly Below Fair Value: Q * is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for Q *?

Other financial metrics that can be useful for relative valuation.

The above table shows the n/a ratio for Q *. This is calculated by dividing Q *'s market cap by their current preferred multiple.
What is Q *'s n/a Ratio?
n/a	0x
n/a	n/a
Market Cap	Mex$79.02b

Q * key valuation metrics and ratios. From Price to Earnings, Price to Sales and Price to Book to Price to Earnings Growth Ratio, Enterprise Value and EBITDA.
Key Statistics
Enterprise Value/Revenue	1.4x
Enterprise Value/EBITDA	12.4x
PEG Ratio	1x

Price to Earnings Ratio vs Peers

How does Q *'s PE Ratio compare to its peers?

The above table shows the PE ratio for Q * vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
Company	Forward PE	Estimated Growth	Market Cap
Peer Average	20.8x
GNP * Grupo Nacional Provincial	7.4x	n/a	Mex$31.3b
NIACL New India Assurance	32.6x	22.1%	₹364.2b
DFY Definity Financial	14.3x	5.2%	CA$5.1b
THG Hanover Insurance Group	28.9x	50.9%	US$4.6b
Q * Quálitas Controladora. de	19.2x	18.6%	Mex$79.0b

Price-To-Earnings vs Peers: Q * is good value based on its Price-To-Earnings Ratio (19.2x) compared to the peer average (20.8x).

Price to Earnings Ratio vs Industry

How does Q *'s PE Ratio compare vs other companies in the South American Insurance Industry?

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	7.9%
	n/a	n/a	n/a

Fetching data

0 Companies	Price / Earnings	Estimated Growth	Market Cap
Industry Avg.	n/a	7.9%
	n/a	n/a	n/a

No more companies

Price-To-Earnings vs Industry: Q * is expensive based on its Price-To-Earnings Ratio (19.2x) compared to the Global Insurance industry average (11.1x).

Price to Earnings Ratio vs Fair Ratio

What is Q *'s PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Q * PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio	19.2x
Fair PE Ratio	n/a

Price-To-Earnings vs Fair Ratio: Insufficient data to calculate Q *'s Price-To-Earnings Fair Ratio for valuation analysis.

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst Q * forecast and predictions for the stock price in 12 month’s time.
Date	Share Price	Average 1Y Price Target	Dispersion	High	Low	1Y Actual price	Analysts
Current	Mex$199.49	Mex$192.20 -3.7%	15.7%	Mex$230.00	Mex$160.00	n/a	5
Jun ’25	Mex$218.68	Mex$192.20 -12.1%	15.7%	Mex$230.00	Mex$160.00	n/a	5
May ’25	Mex$224.02	Mex$187.20 -16.4%	14.0%	Mex$230.00	Mex$160.00	n/a	5
Apr ’25	Mex$196.12	Mex$178.10 -9.2%	17.5%	Mex$230.00	Mex$133.60	n/a	6
Mar ’25	Mex$194.14	Mex$168.27 -13.3%	14.4%	Mex$200.00	Mex$133.60	n/a	6
Feb ’25	Mex$189.95	Mex$165.60 -12.8%	15.5%	Mex$200.00	Mex$133.60	n/a	6
Jan ’25	Mex$171.58	Mex$159.93 -6.8%	12.5%	Mex$190.00	Mex$133.60	n/a	6
Dec ’24	Mex$163.89	Mex$148.52 -9.4%	11.9%	Mex$180.00	Mex$133.00	n/a	5
Nov ’24	Mex$148.61	Mex$136.52 -8.1%	6.6%	Mex$151.00	Mex$124.00	n/a	5
Oct ’24	Mex$130.95	Mex$124.15 -5.2%	13.0%	Mex$151.00	Mex$99.00	n/a	6
Sep ’24	Mex$133.85	Mex$124.15 -7.2%	13.0%	Mex$151.00	Mex$99.00	n/a	6
Aug ’24	Mex$122.97	Mex$124.15 +1.0%	13.0%	Mex$151.00	Mex$99.00	n/a	6
Jul ’24	Mex$127.02	Mex$119.56 -5.9%	14.7%	Mex$151.00	Mex$92.00	n/a	7
Jun ’24	Mex$117.81	Mex$108.90 -7.6%	13.0%	Mex$130.00	Mex$91.40	Mex$218.68	6
May ’24	Mex$118.85	Mex$108.90 -8.4%	13.0%	Mex$130.00	Mex$91.40	Mex$224.02	6
Apr ’24	Mex$115.29	Mex$105.57 -8.4%	15.5%	Mex$130.00	Mex$80.00	Mex$196.12	6
Mar ’24	Mex$115.49	Mex$103.40 -10.5%	15.0%	Mex$130.00	Mex$80.00	Mex$194.14	6
Feb ’24	Mex$105.43	Mex$98.23 -6.8%	12.0%	Mex$110.00	Mex$75.00	Mex$189.95	6
Jan ’24	Mex$85.92	Mex$97.07 +13.0%	13.0%	Mex$110.00	Mex$75.00	Mex$171.58	6
Dec ’23	Mex$85.18	Mex$101.77 +19.5%	16.8%	Mex$129.00	Mex$75.00	Mex$163.89	7
Nov ’23	Mex$84.24	Mex$103.43 +22.8%	16.0%	Mex$129.00	Mex$75.00	Mex$148.61	8
Oct ’23	Mex$83.05	Mex$106.05 +27.7%	12.6%	Mex$129.00	Mex$85.00	Mex$130.95	8
Sep ’23	Mex$88.00	Mex$111.50 +26.7%	8.4%	Mex$129.00	Mex$98.00	Mex$133.85	8
Aug ’23	Mex$85.07	Mex$111.38 +30.9%	8.6%	Mex$129.00	Mex$97.00	Mex$122.97	8
Jul ’23	Mex$92.31	Mex$114.25 +23.8%	7.7%	Mex$129.00	Mex$97.00	Mex$127.02	8
Jun ’23	Mex$101.23	Mex$116.13 +14.7%	4.1%	Mex$124.00	Mex$106.00	Mex$117.81	8

Analyst Forecast: Target price is lower than the current share price.