Gentera. de (GENTERA *) Stock Overview
Provides financial services to microentrepreneurs in Mexico and Peru. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 4/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
GENTERA * Community Fair Values
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Analyst Price Targets
Gentera, S.A.B. de C.V. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | Mex$40.57 |
| 52 Week High | Mex$54.97 |
| 52 Week Low | Mex$35.55 |
| Beta | 0.049 |
| 1 Month Change | 2.35% |
| 3 Month Change | -14.08% |
| 1 Year Change | -5.28% |
| 3 Year Change | 84.75% |
| 5 Year Change | 256.19% |
| Change since IPO | 54.08% |
Recent News & Updates
Narrative Update • Jul 25
GENTERA *: Strong Fee Performance Will Support Optimistic Outlook Despite Higher Provisions
The analyst price target for Gentera has shifted to MX$63 from MX$64, with analysts pointing to Q2 earnings that exceeded expectations on fees, while being tempered by higher provisions and updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E. What's in the News for Gentera Gentera, S.A.B. de C.V. has scheduled a Special and Extraordinary Shareholders Meeting for May 29, 2026.
Narrative Update • Jul 08
GENTERA *: Higher P/E Expectations Will Support Upcoming Extraordinary Shareholder Meeting
The Gentera analyst price target has been revised from MX$38.18 to MX$45.00. Analysts attribute the higher valuation to updated assumptions on revenue growth, profit margin, discount rate, and future P/E.
Narrative Update • Jun 24
GENTERA *: 2026 Meeting And Barclays Update Will Support Bullish Repricing
Gentera's updated analyst price target has been adjusted slightly, with analysts citing revised fair value estimates, a higher discount rate, and updated assumptions on profit margin and future P/E as key drivers behind the change, along with recent Street research that raised the stock's target by MX$10. What's in the News for Gentera Gentera, S.A.B. de C.V. has scheduled a Special and Extraordinary Shareholders Meeting for May 29, 2026, at Insurgentes Sur 1458, 8th floor, Actipan neighborhood, Benito Juarez borough, postal code 03230, Mexico City.Recent updates
Narrative Update • Jul 25
GENTERA *: Strong Fee Performance Will Support Optimistic Outlook Despite Higher Provisions
The analyst price target for Gentera has shifted to MX$63 from MX$64, with analysts pointing to Q2 earnings that exceeded expectations on fees, while being tempered by higher provisions and updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E. What's in the News for Gentera Gentera, S.A.B. de C.V. has scheduled a Special and Extraordinary Shareholders Meeting for May 29, 2026.Narrative Update • Jul 08
GENTERA *: Higher P/E Expectations Will Support Upcoming Extraordinary Shareholder Meeting
The Gentera analyst price target has been revised from MX$38.18 to MX$45.00. Analysts attribute the higher valuation to updated assumptions on revenue growth, profit margin, discount rate, and future P/E.Narrative Update • Jun 24
GENTERA *: 2026 Meeting And Barclays Update Will Support Bullish Repricing
Gentera's updated analyst price target has been adjusted slightly, with analysts citing revised fair value estimates, a higher discount rate, and updated assumptions on profit margin and future P/E as key drivers behind the change, along with recent Street research that raised the stock's target by MX$10. What's in the News for Gentera Gentera, S.A.B. de C.V. has scheduled a Special and Extraordinary Shareholders Meeting for May 29, 2026, at Insurgentes Sur 1458, 8th floor, Actipan neighborhood, Benito Juarez borough, postal code 03230, Mexico City.Narrative Update • Jun 06
GENTERA *: 2026 Meetings Should Reinforce Confidence In Barclays-Led Upside Potential
Analysts have nudged their fair value estimate for Gentera slightly higher to MX$55.86, citing updated assumptions around discount rates, revenue growth, profit margins, and future P/E that align with the recent MX$10 price target increase highlighted in Street research. What's in the News Gentera, S.A.B. de C.V. has scheduled a Special and Extraordinary Shareholders Meeting for May 29, 2026, at Insurgentes Sur 1458, 8th floor, Actipan neighborhood, Benito Juarez borough, postal code 03230, Mexico City, Mexico.Narrative Update • May 13
GENTERA *: 2026 Shareholder Meeting Will Clarify Earnings Framework Confidence
Analysts have raised the Gentera price target by MX$2.21 to MX$55.64, citing updated assumptions around revenue growth, profit margins, discount rate, and future P/E that are broadly in line with recent Street research, including the MX$10 increase highlighted by Barclays. Analyst Commentary Analysts framing the MX$55.64 target point to a mix of supportive and cautionary factors around Gentera’s earnings path, valuation assumptions, and execution risks.Narrative Update • Apr 22
GENTERA *: 2026 Shareholder Meeting Will Support Optimistic Outlook
Analysts have nudged their price target for Gentera slightly lower to MX$53.43 from MX$53.50, reflecting updated views on the discount rate, revenue growth, profit margin and forward P/E assumptions. What's in the News Gentera, S.A.B. de C.V. has scheduled a Special and Extraordinary Shareholders Meeting for April 10, 2026, which signals upcoming corporate decisions that may be relevant for existing shareholders (Key Developments).Narrative Update • Apr 08
GENTERA *: Updated Assumptions And 2026 Meeting Will Shape Balanced Outlook
Analysts now see Gentera's fair value per share at MX$53.50, compared with the previous MX$53.29, reflecting updated views on discount rates, revenue growth, profit margins and future P/E assumptions. What's in the News Gentera, S.A.B. de C.V. has scheduled a Special/Extraordinary Shareholders Meeting for April 10, 2026.New Narrative • Mar 25
Hybrid Digital Shift And Higher Risk Loans Will Pressure Margins And Returns
Catalysts About Gentera. de Gentera.Narrative Update • Mar 24
GENTERA *: Refined Discount Assumptions Will Support Undervalued Shares Going Forward
Analysts have slightly adjusted their MX$53.29 price target on Gentera, reflecting minor updates to assumptions around discount rate, revenue growth, profit margin, and forward P/E, while keeping their overall valuation view effectively unchanged. Valuation Changes Fair Value: The MX$53.29 fair value estimate is unchanged, indicating only technical refinements to the model rather than a shift in the overall view.New Narrative • Mar 10
Digital Expansion And Micro Insurance Will Support A Stronger Long Term Earnings Profile
Catalysts About Gentera. de Gentera provides working capital, consumer credit, savings, payments and insurance solutions to mass market clients in Mexico and Peru.Narrative Update • Mar 09
GENTERA *: Updated Assumptions Will Support Undervalued Shares At Refined Fair Value
The analyst price target for Gentera has shifted from MX$51.00 to roughly MX$53.29. Analysts point to updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as the main drivers of the change.Narrative Update • Feb 23
GENTERA *: Slightly Refined Assumptions Will Support Steady Fairly Valued Shares
Analysts have nudged their fair value estimate for Gentera to MX$51.00, a move of roughly MX$0.87, as small refinements to discount rate, revenue growth, profit margin and forward P/E assumptions filter through their models. Valuation Changes Fair Value: Updated from MX$50.13 to MX$51.00, reflecting a small upward adjustment in the model output.Narrative Update • Feb 08
GENTERA *: Slightly Refined Assumptions Will Support Steady Fairly Valued Shares
Analysts have made a small trim to their price target on Gentera, reducing it by about $0.20. They cite updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E.Narrative Update • Jan 23
GENTERA *: Refined Assumptions Will Support Steady Share Performance Ahead
Analysts have inched up their price target for Gentera to $50.33 from $50.06, reflecting small tweaks to fair value, discount rate, revenue growth expectations, profit margin assumptions, and forward P/E estimates. Valuation Changes Fair Value: Adjusted slightly from MX$50.06 to MX$50.33 per share, reflecting small refinements in the model inputs.Narrative Update • Jan 09
GENTERA *: Improved Profitability Forecasts Will Support Steady Share Performance Ahead
Analysts have nudged their price target on Gentera S.A.B. de C.V. higher to $50.06 from $49.86, reflecting updated assumptions around revenue growth, profit margins, a slightly lower discount rate, and a modestly reduced future P/E multiple. Valuation Changes The fair value estimate was revised slightly higher from MX$49.86 to MX$50.06.Narrative Update • Dec 17
GENTERA * Higher Profitability Outlook Will Support Stronger Share Performance Ahead
Analysts have nudged their price target on Gentera higher by MXN 0.00, reflecting slightly lower perceived risk and a modestly improved profit margin outlook, despite largely unchanged growth and valuation assumptions. Valuation Changes Fair Value Estimate: Unchanged at MX$49.86 per share, indicating no revision to the intrinsic value assessment.Narrative Update • Dec 03
GENTERA *: Higher Profitability Assumptions Will Support Stronger Share Performance Ahead
Analysts have modestly increased their price target on Gentera, citing slightly higher projected profitability that supports a fair value estimate of approximately MXN 49.86 per share. Valuation Changes Fair Value Estimate remained unchanged at approximately MX$49.86 per share, indicating no revision to the intrinsic value assessment.Narrative Update • Nov 19
GENTERA *: Improved Revenue Outlook Will Support Stronger Performance Ahead
Narrative Update on Gentera.de: Analyst Price Target Revision Analysts have revised Gentera.de's fair value estimate upwards from $48.59 to $49.86. This change reflects optimism around improved revenue growth projections, even with a slightly higher discount rate and a modest reduction in anticipated profit margins.Analysis Article • Nov 10
Gentera. de (BMV:GENTERA) Will Pay A Dividend Of MX$0.7604
The board of Gentera, S.A.B. de C.V. ( BMV:GENTERA ) has announced that it will pay a dividend on the 20th of November...Narrative Update • Nov 05
GENTERA *: Profit Margin Improvements And Lower Discount Rate Will Drive Efficiency Gains
Gentera's analyst price target has been revised upward from $47.47 to $48.59. Analysts cite improved profit margin outlook and a moderately lower discount rate as key factors supporting the higher valuation.Narrative Update • Sep 17
Digital Initiatives And New CEO At Banco Compartamos Will Improve Future Efficiency
Gentera’s consensus price target was raised to MX$47.47 as analysts cite resilient sector performance, strong quarterly results, and positive 2025 outlooks, though some caution remains on valuation after outperformance. Analyst Commentary Mexican banks, including Gentera, are overcoming concerns about higher tariffs with solid share performance in Q2.Narrative Update • Aug 27
Digital Initiatives And New CEO At Banco Compartamos Will Improve Future Efficiency
Analysts have slightly raised Gentera's price target to MX$46.36, reflecting resilience and solid Q2 performance despite mixed sentiment and moderating revenue growth forecasts. Analyst Commentary Mixed sentiment as some analysts shift to a more neutral stance following a period of strong performance.Narrative Update • Aug 07
Digital Initiatives And New CEO At Banco Compartamos Will Improve Future Efficiency
Gentera. de’s higher consensus price target reflects an increase in expected future P/E and a modest uptick in the discount rate, raising its fair value estimate from MX$42.22 to MX$44.36.Analysis Article • May 09
Gentera. de (BMV:GENTERA) Has Announced That It Will Be Increasing Its Dividend To MX$0.7604
The board of Gentera, S.A.B. de C.V. ( BMV:GENTERA ) has announced that it will be increasing its dividend by 27% on...
New Narrative • Feb 12
Digital Initiatives And New CEO At Banco Compartamos Will Improve Future Efficiency
Gentera's digital strategy and leadership changes aim to boost customer growth and earnings through improved operations and customer experience.Analysis Article • Jul 25
Do Gentera. de's (BMV:GENTERA) Earnings Warrant Your Attention?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analysis Article • Mar 19
With EPS Growth And More, Gentera. de (BMV:GENTERA) Makes An Interesting Case
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Analysis Article • Dec 03
Is Now The Time To Put Gentera. de (BMV:GENTERA) On Your Watchlist?
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Analysis Article • Mar 01
Gentera, S.A.B. de C.V. (BMV:GENTERA) Released Earnings Last Week And Analysts Lifted Their Price Target To Mex$13.55
Shareholders will be ecstatic, with their stake up 33% over the past week following Gentera, S.A.B. de C.V. 's...Analysis Article • Feb 15
Is Gentera, S.A.B. de C.V. (BMV:GENTERA) Popular Amongst Institutions?
The big shareholder groups in Gentera, S.A.B. de C.V. ( BMV:GENTERA ) have power over the company. Insiders often own a...Analysis Article • Dec 25
Gentera. de (BMV:GENTERA) Share Prices Have Dropped 72% In The Last Five Years
Gentera, S.A.B. de C.V. ( BMV:GENTERA ) shareholders will doubtless be very grateful to see the share price up 53% in...Shareholder Returns
| GENTERA * | MX Consumer Finance | MX Market | |
|---|---|---|---|
| 7D | 1.0% | -0.7% | 0.6% |
| 1Y | -5.3% | -7.4% | 16.8% |
Return vs Industry: GENTERA * exceeded the MX Consumer Finance industry which returned -7.4% over the past year.
Return vs Market: GENTERA * underperformed the MX Market which returned 16.8% over the past year.
Price Volatility
| GENTERA * volatility | |
|---|---|
| GENTERA * Average Weekly Movement | 5.7% |
| Consumer Finance Industry Average Movement | 5.8% |
| Market Average Movement | 3.4% |
| 10% most volatile stocks in MX Market | 5.3% |
| 10% least volatile stocks in MX Market | 2.4% |
Stable Share Price: GENTERA *'s share price has been volatile over the past 3 months compared to the MX market.
Volatility Over Time: GENTERA *'s weekly volatility (6%) has been stable over the past year, but is still higher than 75% of MX stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1990 | 28,416 | Enrique Majos Ramirez | www.gentera.com.mx |
Gentera, S.A.B. de C.V. provides financial services to microentrepreneurs in Mexico and Peru. It offers savings, credit, insurance, and payment channels to entrepreneurs. The company was formerly known as Financiera Compartamos, S.A. B. de C. V. Gentera.
Gentera, S.A.B. de C.V. Fundamentals Summary
| GENTERA * fundamental statistics | |
|---|---|
| Market cap | Mex$64.07b |
| Earnings (TTM) | Mex$8.72b |
| Revenue (TTM) | Mex$38.26b |
7.3x
P/E Ratio1.7x
P/S RatioIs GENTERA * overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| GENTERA * income statement (TTM) | |
|---|---|
| Revenue | Mex$38.26b |
| Cost of Revenue | Mex$0 |
| Gross Profit | Mex$38.26b |
| Other Expenses | Mex$29.55b |
| Earnings | Mex$8.72b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.52 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.78% |
| Debt/Equity Ratio | 122.7% |
How did GENTERA * perform over the long term?
See historical performance and comparisonDividends
3.7%
Current Dividend Yield30%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/06 01:30 |
| End of Day Share Price | 2026/08/05 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Gentera, S.A.B. de C.V. is covered by 22 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Roberto de Aguiar Attuch | Barclays |
| Brian Morton | Barclays |
| Ernesto Gabilondo Márquez | BofA Global Research |