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Gentera, S.A.B. de C.V.BMV:GENTERA * Stock Report

Market Cap Mex$81.1b
Share Price
Mex$48.99
Mex$53.5
8.4% undervalued intrinsic discount
1Y60.0%
7D0.04%
Portfolio Value
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Gentera, S.A.B. de C.V.

BMV:GENTERA * Stock Report

Market Cap: Mex$81.1b

GENTERA * Community Fair Values

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Mex$38.18
FV
28.3% overvalued intrinsic discount
22.10%
Revenue growth p.a.
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users have viewed this narrative
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Mex$63
FV
22.2% undervalued intrinsic discount
25.56%
Revenue growth p.a.
1
users have viewed this narrative
0users have liked this narrative
0users have commented on this narrative
0users have followed this narrative

Gentera, S.A.B. de C.V. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Gentera. de
Historical stock prices
Current Share PriceMex$48.99
52 Week HighMex$54.97
52 Week LowMex$30.35
Beta0.26
1 Month Change4.06%
3 Month Change4.88%
1 Year Change59.99%
3 Year Change136.67%
5 Year Change409.25%
Change since IPO86.06%

Recent News & Updates

Recent updates

Hybrid Digital Shift And Higher Risk Loans Will Pressure Margins And Returns

Catalysts About Gentera. de Gentera.

Digital Expansion And Micro Insurance Will Support A Stronger Long Term Earnings Profile

Catalysts About Gentera. de Gentera provides working capital, consumer credit, savings, payments and insurance solutions to mass market clients in Mexico and Peru.

Gentera. de (BMV:GENTERA) Will Pay A Dividend Of MX$0.7604

Nov 10
Gentera. de (BMV:GENTERA) Will Pay A Dividend Of MX$0.7604

Gentera. de (BMV:GENTERA) Has Announced That It Will Be Increasing Its Dividend To MX$0.7604

May 09
Gentera. de (BMV:GENTERA) Has Announced That It Will Be Increasing Its Dividend To MX$0.7604
User avatar

Digital Initiatives And New CEO At Banco Compartamos Will Improve Future Efficiency

Gentera's digital strategy and leadership changes aim to boost customer growth and earnings through improved operations and customer experience.

Do Gentera. de's (BMV:GENTERA) Earnings Warrant Your Attention?

Jul 25
Do Gentera. de's (BMV:GENTERA) Earnings Warrant Your Attention?

With EPS Growth And More, Gentera. de (BMV:GENTERA) Makes An Interesting Case

Mar 19
With EPS Growth And More, Gentera. de (BMV:GENTERA) Makes An Interesting Case

Is Now The Time To Put Gentera. de (BMV:GENTERA) On Your Watchlist?

Dec 03
Is Now The Time To Put Gentera. de (BMV:GENTERA) On Your Watchlist?

Gentera, S.A.B. de C.V. (BMV:GENTERA) Released Earnings Last Week And Analysts Lifted Their Price Target To Mex$13.55

Mar 01
Gentera, S.A.B. de C.V. (BMV:GENTERA) Released Earnings Last Week And Analysts Lifted Their Price Target To Mex$13.55

Is Gentera, S.A.B. de C.V. (BMV:GENTERA) Popular Amongst Institutions?

Feb 15
Is Gentera, S.A.B. de C.V. (BMV:GENTERA) Popular Amongst Institutions?

Gentera. de (BMV:GENTERA) Share Prices Have Dropped 72% In The Last Five Years

Dec 25
Gentera. de (BMV:GENTERA) Share Prices Have Dropped 72% In The Last Five Years

Shareholder Returns

GENTERA *MX Consumer FinanceMX Market
7D0.04%4.4%1.8%
1Y60.0%54.7%27.6%

Return vs Industry: GENTERA * exceeded the MX Consumer Finance industry which returned 54.7% over the past year.

Return vs Market: GENTERA * exceeded the MX Market which returned 27.6% over the past year.

Price Volatility

Is GENTERA *'s price volatile compared to industry and market?
GENTERA * volatility
GENTERA * Average Weekly Movement5.2%
Consumer Finance Industry Average Movement6.2%
Market Average Movement4.1%
10% most volatile stocks in MX Market5.7%
10% least volatile stocks in MX Market2.5%

Stable Share Price: GENTERA *'s share price has been volatile over the past 3 months compared to the MX market.

Volatility Over Time: GENTERA *'s weekly volatility (5%) has been stable over the past year, but is still higher than 75% of MX stocks.

About the Company

FoundedEmployeesCEOWebsite
199028,100Enrique Majos Ramirezwww.gentera.com.mx

Gentera, S.A.B. de C.V. provides various financial products and services in Mexico and Peru. The company offers savings, loans, including commercial, consumer, personal, as well as microcredits, and insurance services. It also provides insurance agent services.

Gentera, S.A.B. de C.V. Fundamentals Summary

How do Gentera. de's earnings and revenue compare to its market cap?
GENTERA * fundamental statistics
Market capMex$81.06b
Earnings (TTM)Mex$8.22b
Revenue (TTM)Mex$36.50b
9.4x
P/E Ratio
2.1x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
GENTERA * income statement (TTM)
RevenueMex$36.50b
Cost of RevenueMex$0
Gross ProfitMex$36.50b
Other ExpensesMex$28.28b
EarningsMex$8.22b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)5.20
Gross Margin100.00%
Net Profit Margin22.51%
Debt/Equity Ratio135.4%

How did GENTERA * perform over the long term?

See historical performance and comparison

Dividends

3.1%
Current Dividend Yield
30%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/14 23:30
End of Day Share Price 2026/04/14 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Gentera, S.A.B. de C.V. is covered by 23 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brian MortonBarclays
Roberto de Aguiar AttuchBarclays
Ernesto Gabilondo MárquezBofA Global Research