BAWAG Group Past Earnings Performance

Past criteria checks 3/6

BAWAG Group has been growing earnings at an average annual rate of 13%, while the Banks industry saw earnings growing at 18.4% annually. Revenues have been growing at an average rate of 6.5% per year. BAWAG Group's return on equity is 15.3%, and it has net margins of 47.8%.

Key information

13.0%

Earnings growth rate

17.3%

EPS growth rate

Banks Industry Growth	10.4%
Revenue growth rate	6.5%
Return on equity	15.3%
Net Margin	47.8%
Next Earnings Update	04 Mar 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How BAWAG Group makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

BMV:BG1 N Revenue, expenses and earnings (EUR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	1,407	673	490
30 Jun 24	1,438	680	504
31 Mar 24	1,408	686	490
31 Dec 23	1,401	659	490
30 Sep 23	1,332	614	479
30 Jun 23	1,019	370	480
31 Mar 23	950	323	479
31 Dec 22	909	294	479
30 Sep 22	827	326	490
30 Jun 22	1,077	508	486
31 Mar 22	1,044	493	490
31 Dec 21	1,010	455	490
30 Sep 21	1,074	390	272
30 Jun 21	977	335	518
31 Mar 21	933	282	524
31 Dec 20	903	270	524
30 Sep 20	933	302	534
30 Jun 20	996	349	522
31 Mar 20	1,078	409	534
31 Dec 19	1,122	444	534
30 Sep 19	1,104	445	522
30 Jun 19	1,094	438	530
31 Mar 19	1,075	441	522
31 Dec 18	1,069	430	522
30 Sep 18	963	477	472
30 Jun 18	906	451	577
31 Mar 18	865	456	610
31 Dec 17	848	449	532
30 Sep 17	834	393	431
30 Jun 17	826	391	424
31 Mar 17	819	386	418
31 Dec 16	816	473	417
30 Sep 16	914	487	400
30 Jun 16	893	469	415
31 Mar 16	881	466	316
31 Dec 15	891	394	440
30 Sep 15	837	357	470
30 Jun 15	847	367	477
31 Mar 15	851	364	590
31 Dec 14	822	333	489
30 Sep 14	918	337	448
30 Jun 14	935	310	475
31 Mar 14	905	264	506
31 Dec 13	904	229	523

Quality Earnings: BG1 N has high quality earnings.

Growing Profit Margin: BG1 N's current net profit margins (47.8%) are higher than last year (46.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BG1 N's earnings have grown by 13% per year over the past 5 years.

Accelerating Growth: BG1 N's earnings growth over the past year (9.6%) is below its 5-year average (13% per year).

Earnings vs Industry: BG1 N earnings growth over the past year (9.6%) did not outperform the Banks industry 12.1%.

Return on Equity

High ROE: BG1 N's Return on Equity (15.3%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/03 21:39
End of Day Share Price	2024/09/05 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BAWAG Group AG is covered by 19 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jeremy Sigee	BNP Paribas Exane
Andrea Vercellone	BNP Paribas Exane
Victoria Cherevach	BofA Global Research