BG1 N Stock Overview

Operates as a holding company for BAWAG P.S.K. More details

BG1 N fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	1/6
Past Performance	3/6
Financial Health	4/6
Dividends	3/6

Rewards

Trading at 20.1% below our estimate of its fair value

Revenue is forecast to grow 10.68% per year

Earnings have grown 13% per year over the past 5 years

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

BAWAG Group AG Competitors

Grupo Elektra. de

BMV:ELEKTRA *

Mex$79.1b

Grupo Financiero Inbursa. de

BMV:GFINBUR O

Mex$270.2b

Banco del Bajío Institución de Banca Múltiple

BMV:BBAJIO O

Mex$51.7b

Grupo Financiero Banorte. de

BMV:GFNORTE O

Mex$388.1b

Price History & Performance

Summary of share price highs, lows and changes for BAWAG Group
Historical stock prices
Current Share Price	€1,571.66
52 Week High	€1,571.66
52 Week Low	€1,571.66
Beta	1.1
1 Month Change	0%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	0%

Recent updates

Shareholder Returns

	BG1 N	MX Banks	MX Market
7D	0%	-6.4%	-3.7%
1Y	n/a	-28.9%	-14.4%

Return vs Industry: Insufficient data to determine how BG1 N performed against the MX Banks industry.

Return vs Market: Insufficient data to determine how BG1 N performed against the MX Market.

Price Volatility

Is BG1 N's price volatile compared to industry and market?
BG1 N volatility
BG1 N Average Weekly Movement	n/a
Banks Industry Average Movement	3.3%
Market Average Movement	4.1%
10% most volatile stocks in MX Market	6.0%
10% least volatile stocks in MX Market	2.6%

Stable Share Price: BG1 N's share price has been volatile over the past 3 months compared to the MX market.

Volatility Over Time: Insufficient data to determine BG1 N's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
n/a	2,640	Anas Abuzaakouk	www.bawaggroup.com

BAWAG Group AG operates as a holding company for BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft that provides various banking products and services in Austria, Western Europe, North America, and internationally. It operates through Retail & SME; Corporates, Real Estate & Public Sector; and Treasury segments.

BAWAG Group AG Fundamentals Summary

How do BAWAG Group's earnings and revenue compare to its market cap?
BG1 N fundamental statistics
Market cap	Mex$124.07b
Earnings (TTM)	Mex$14.41b
Revenue (TTM)	Mex$30.14b

8.6x

P/E Ratio

1.3x

P/B Ratio

Is BG1 N overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BG1 N income statement (TTM)
Revenue	€1.41b
Cost of Revenue	€0
Gross Profit	€1.41b
Other Expenses	€733.90m
Earnings	€672.70m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Mar 04, 2025

Earnings per share (EPS)	8.57
Gross Margin	100.00%
Net Profit Margin	47.82%
Debt/Equity Ratio	342.6%

How did BG1 N perform over the long term?

See historical performance and comparison

Dividends

6.8%

Current Dividend Yield

59%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/03 03:48
End of Day Share Price	2024/09/05 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

BAWAG Group AG is covered by 19 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Jeremy Sigee	BNP Paribas Exane
Andrea Vercellone	BNP Paribas Exane
Victoria Cherevach	BofA Global Research

BAWAG Group BMV:BG1 N Stock Report