BAWAG Group Balance Sheet Health
Financial Health criteria checks 4/6
BAWAG Group has total assets of €55.7B and total equity of €4.5B. Total deposits are €34.4B, and total loans are €32.6B earning a Net Interest Margin of 2.9%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are €1.2B.
Key information
12.3x
Asset to equity ratio
2.9%
Net interest margin
| Total deposits | €34.43b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €1.24b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BG1 N's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: BG1 N has a low allowance for bad loans (60%).
Low Risk Liabilities: 67% of BG1 N's liabilities are made up of primarily low risk sources of funding.
Loan Level: BG1 N has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: BG1 N's Loans to Deposits ratio (95%) is appropriate.
Level of Bad Loans: BG1 N has a high level of bad loans (2%).