FIMBank Valuation

Is FIM undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Book vs Peers

  • Price-To-Book vs Industry

  • Price-To-Book vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of FIM when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: Insufficient data to calculate FIM's fair value for valuation analysis.

Significantly Below Fair Value: Insufficient data to calculate FIM's fair value for valuation analysis.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for FIM?

Key metric: As FIM is an unprofitable bank we use its Price-To-Book Ratio for relative valuation analysis.

The above table shows the Price to Book ratio for FIM. This is calculated by dividing FIM's market cap by their current book value.
What is FIM's PB Ratio?
PB Ratio0.5x
BookUS$179.00m
Market CapUS$86.20m

Price to Book Ratio vs Peers

How does FIM's PB Ratio compare to its peers?

The above table shows the PB ratio for FIM vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PBEstimated GrowthMarket Cap
Peer Average0.8x
APS APS Bank
0.8xn/a€218.3m
HSB HSBC Bank Malta
0.9xn/a€522.4m
BOV Bank of Valletta
0.7xn/a€992.5m
LOM Lombard Bank Malta
0.6xn/a€126.7m
FIM FIMBank
0.5xn/aUS$86.2m

Price-To-Book vs Peers: FIM is good value based on its Price-To-Book Ratio (0.5x) compared to the peer average (0.8x).


Price to Book Ratio vs Industry

How does FIM's PB Ratio compare vs other companies in the European Banks Industry?

6 CompaniesPrice / BookEstimated GrowthMarket Cap
FIM 0.5xIndustry Avg. 0.8xNo. of Companies35PB00.61.21.82.43+
6 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Book vs Industry: FIM is good value based on its Price-To-Book Ratio (0.5x) compared to the European Banks industry average (0.8x).


Price to Book Ratio vs Fair Ratio

What is FIM's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

FIM PB Ratio vs Fair Ratio.
Fair Ratio
Current PB Ratio0.5x
Fair PB Ration/a

Price-To-Book vs Fair Ratio: Insufficient data to calculate FIM's Price-To-Book Fair Ratio for valuation analysis.


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Analyst Forecast: Insufficient data to show price forecast.


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