FIMBank Balance Sheet Health

Financial Health criteria checks 5/6

FIMBank has total assets of $1.3B and total equity of $179.8M. Total deposits are $817.0M, and total loans are $477.0M.

Key information

7.2x

Asset to equity ratio

n/a

Net interest margin

Total deposits

US$817.04m

Loan to deposit ratio

Appropriate

Bad loans

3.0%

Allowance for bad loans

Sufficient

Current ratio

Low

Cash & equivalents

US$534.19m

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: FIM's Assets to Equity ratio (7.2x) is low.

Allowance for Bad Loans: FIM has a sufficient allowance for bad loans (120%).

Low Risk Liabilities: 74% of FIM's liabilities are made up of primarily low risk sources of funding.

Loan Level: FIM has an appropriate level of Loans to Assets ratio (37%).

Low Risk Deposits: FIM's Loans to Deposits ratio (58%) is appropriate.

Level of Bad Loans: FIM has a high level of bad loans (3%).


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