APS Bank Past Earnings Performance
Past criteria checks 2/6
APS Bank has been growing earnings at an average annual rate of 5.8%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 10.7% per year. APS Bank's return on equity is 5.8%, and it has net margins of 21.5%.
Key information
5.8%
Earnings growth rate
-40.8%
EPS growth rate
| Banks Industry Growth | 12.0% |
| Revenue growth rate | 10.7% |
| Return on equity | 5.8% |
| Net Margin | 21.5% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Revenue & Expenses Breakdown
How APS Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 76 | 16 | 46 | 0 |
| 30 Jun 24 | 76 | 16 | 45 | 0 |
| 31 Mar 24 | 80 | 18 | 45 | 0 |
| 31 Dec 23 | 82 | 20 | 44 | 0 |
| 30 Sep 23 | 83 | 22 | 45 | 0 |
| 30 Jun 23 | 81 | 19 | 43 | 0 |
| 31 Mar 23 | 73 | 14 | 42 | 0 |
| 31 Dec 22 | 65 | 8 | 40 | 0 |
| 30 Sep 22 | 62 | 5 | 38 | 0 |
| 30 Jun 22 | 61 | 6 | 38 | 0 |
| 31 Mar 22 | 62 | 10 | 35 | 0 |
| 31 Dec 21 | 66 | 15 | 35 | 0 |
| 30 Sep 21 | 59 | 13 | 36 | 0 |
| 30 Jun 21 | 56 | 12 | 33 | 0 |
| 31 Mar 21 | 53 | 11 | 31 | 0 |
| 31 Dec 20 | 50 | 10 | 29 | 0 |
| 30 Sep 20 | 51 | 12 | 29 | 0 |
| 30 Jun 20 | 53 | 14 | 29 | 0 |
| 31 Mar 20 | 54 | 16 | 28 | 0 |
| 31 Dec 19 | 56 | 19 | 27 | 0 |
| 31 Dec 18 | 43 | 13 | 22 | 0 |
| 31 Dec 17 | 40 | 13 | 19 | 0 |
| 31 Dec 16 | 34 | 11 | 16 | 0 |
| 31 Dec 15 | 31 | 10 | 15 | 0 |
| 31 Dec 14 | 27 | 8 | 13 | 0 |
| 31 Dec 13 | 28 | 9 | 13 | 0 |
Quality Earnings: APS has high quality earnings.
Growing Profit Margin: APS's current net profit margins (21.5%) are lower than last year (26.8%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: APS's earnings have grown by 5.8% per year over the past 5 years.
Accelerating Growth: APS's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: APS had negative earnings growth (-26%) over the past year, making it difficult to compare to the Banks industry average (13%).
Return on Equity
High ROE: APS's Return on Equity (5.8%) is considered low.