APS Bank Past Earnings Performance
Past criteria checks 5/6
APS Bank has been growing earnings at an average annual rate of 3.2%, while the Banks industry saw earnings growing at 12.6% annually. Revenues have been growing at an average rate of 12% per year. APS Bank's return on equity is 7.2%, and it has net margins of 24.2%.
Key information
3.2%
Earnings growth rate
-54.5%
EPS growth rate
| Banks Industry Growth | 12.0% |
| Revenue growth rate | 12.0% |
| Return on equity | 7.2% |
| Net Margin | 24.2% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How APS Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 82 | 20 | 44 | 0 |
| 30 Sep 23 | 83 | 22 | 45 | 0 |
| 30 Jun 23 | 81 | 19 | 43 | 0 |
| 31 Mar 23 | 73 | 14 | 42 | 0 |
| 31 Dec 22 | 65 | 8 | 40 | 0 |
| 30 Sep 22 | 62 | 5 | 38 | 0 |
| 30 Jun 22 | 61 | 6 | 38 | 0 |
| 31 Mar 22 | 62 | 10 | 35 | 0 |
| 31 Dec 21 | 66 | 15 | 35 | 0 |
| 30 Sep 21 | 59 | 13 | 36 | 0 |
| 30 Jun 21 | 56 | 12 | 33 | 0 |
| 31 Mar 21 | 53 | 11 | 31 | 0 |
| 31 Dec 20 | 50 | 10 | 29 | 0 |
| 30 Sep 20 | 51 | 12 | 29 | 0 |
| 30 Jun 20 | 53 | 14 | 29 | 0 |
| 31 Mar 20 | 54 | 16 | 28 | 0 |
| 31 Dec 19 | 56 | 19 | 27 | 0 |
| 31 Dec 18 | 43 | 13 | 22 | 0 |
| 31 Dec 17 | 40 | 13 | 19 | 0 |
| 31 Dec 16 | 34 | 11 | 16 | 0 |
| 31 Dec 15 | 31 | 10 | 15 | 0 |
| 31 Dec 14 | 27 | 8 | 13 | 0 |
| 31 Dec 13 | 28 | 9 | 13 | 0 |
Quality Earnings: APS has high quality earnings.
Growing Profit Margin: APS's current net profit margins (24.2%) are higher than last year (12.3%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: APS's earnings have grown by 3.2% per year over the past 5 years.
Accelerating Growth: APS's earnings growth over the past year (147.4%) exceeds its 5-year average (3.2% per year).
Earnings vs Industry: APS earnings growth over the past year (147.4%) exceeded the Banks industry 26.5%.
Return on Equity
High ROE: APS's Return on Equity (7.2%) is considered low.