APS Bank (APS) Stock Overview
A commercial bank, offers various banking and financial products and services for individual and corporate customers in Malta. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 1/6 |
| Financial Health | 5/6 |
| Dividends | 2/6 |
APS Community Fair Values
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APS Bank plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €0.53 |
| 52 Week High | €0.64 |
| 52 Week Low | €0.48 |
| Beta | 0.087 |
| 1 Month Change | 0.96% |
| 3 Month Change | -3.67% |
| 1 Year Change | 0.96% |
| 3 Year Change | -16.33% |
| 5 Year Change | n/a |
| Change since IPO | -20.07% |
Recent News & Updates
Shareholder Returns
| APS | MT Banks | MT Market | |
|---|---|---|---|
| 7D | -0.9% | -1.0% | -0.3% |
| 1Y | 1.0% | 4.5% | 1.1% |
Return vs Industry: APS underperformed the MT Banks industry which returned 5.6% over the past year.
Return vs Market: APS matched the MT Market which returned 1.4% over the past year.
Price Volatility
| APS volatility | |
|---|---|
| APS Average Weekly Movement | 6.2% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 4.5% |
| 10% most volatile stocks in MT Market | 10.3% |
| 10% least volatile stocks in MT Market | 1.2% |
Stable Share Price: APS has not had significant price volatility in the past 3 months compared to the MT market.
Volatility Over Time: APS's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1910 | 607 | Marcel Cassar | www.apsbank.com.mt |
APS Bank plc, a commercial bank, offers various banking and financial products and services for individual and corporate customers in Malta. It operates through four segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. The Retail segment offers home loans, personal loans, overdraft facilities, deposits products, and other general banking activities to individual customers.
APS Bank plc Fundamentals Summary
| APS fundamental statistics | |
|---|---|
| Market cap | €200.33m |
| Earnings (TTM) | €15.64m |
| Revenue (TTM) | €78.97m |
Is APS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| APS income statement (TTM) | |
|---|---|
| Revenue | €78.97m |
| Cost of Revenue | €6.16m |
| Gross Profit | €72.81m |
| Other Expenses | €57.17m |
| Earnings | €15.64m |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.041 |
| Gross Margin | 92.20% |
| Net Profit Margin | 19.80% |
| Debt/Equity Ratio | 35.3% |
How did APS perform over the long term?
See historical performance and comparisonDividends
Does APS pay a reliable dividends?
See APS dividend history and benchmarks| APS Bank dividend dates | |
|---|---|
| Ex Dividend Date | Aug 29 2025 |
| Dividend Pay Date | Sep 19 2025 |
| Days until Ex dividend | 13 days |
| Days until Dividend pay date | 8 days |
Does APS pay a reliable dividends?
See APS dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/09/09 17:55 |
| End of Day Share Price | 2025/09/09 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
APS Bank plc is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.