APS Bank Balance Sheet Health
Financial Health criteria checks 4/6
APS Bank has total assets of €3.9B and total equity of €296.1M. Total deposits are €3.4B, and total loans are €3.1B.
Key information
13.3x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | €3.44b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 2.3% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | €255.02m |
Recent financial health updates
No updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: APS's Assets to Equity ratio (13.3x) is moderate.
Allowance for Bad Loans: APS has a low allowance for bad loans (34%).
Low Risk Liabilities: 95% of APS's liabilities are made up of primarily low risk sources of funding.
Loan Level: APS has an appropriate level of Loans to Assets ratio (80%).
Low Risk Deposits: APS's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: APS has a high level of bad loans (2.3%).