APS Bank Balance Sheet Health
Financial Health criteria checks 4/6
APS Bank has total assets of €3.7B and total equity of €287.4M. Total deposits are €3.1B, and total loans are €2.9B.
Key information
12.7x
Asset to equity ratio
n/a
Net interest margin
Total deposits | €3.14b |
Loan to deposit ratio | Appropriate |
Bad loans | 2.3% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | €205.99m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: APS's Assets to Equity ratio (12.7x) is moderate.
Allowance for Bad Loans: APS has a low allowance for bad loans (34%).
Low Risk Liabilities: 93% of APS's liabilities are made up of primarily low risk sources of funding.
Loan Level: APS has an appropriate level of Loans to Assets ratio (79%).
Low Risk Deposits: APS's Loans to Deposits ratio (92%) is appropriate.
Level of Bad Loans: APS has a high level of bad loans (2.3%).