AtlantaSanad Société Anonyme provides various insurance products for individuals, professionals, and corporates primarily in Morocco.
Price History & Performance
|Historical stock prices|
|Current Share Price||د.م116.80|
|52 Week High||د.م77.00|
|52 Week Low||د.م119.00|
|1 Month Change||16.80%|
|3 Month Change||25.61%|
|1 Year Change||46.09%|
|3 Year Change||88.72%|
|5 Year Change||144.35%|
|Change since IPO||-39.51%|
Recent News & Updates
|ATL||MA Insurance||MA Market|
Return vs Industry: ATL exceeded the MA Insurance industry which returned 27.3% over the past year.
Return vs Market: ATL exceeded the MA Market which returned 26.2% over the past year.
Stable Share Price: ATL is not significantly more volatile than the rest of MA stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: ATL's weekly volatility (3%) has been stable over the past year.
About the Company
AtlantaSanad Société Anonyme provides various insurance products for individuals, professionals, and corporates primarily in Morocco. The company offers automotive, housing multi-risk, savings, foresight, health, individual accident, personal, professional multi-risk, work accident, civil liability, transportation, technical and miscellaneous risks, life and health, and property and liability insurance products. The company was formerly known as Compagnie d'Assurances et de Réassurance ATLANTA.
AtlantaSanad Société Anonyme Fundamentals Summary
|ATL fundamental statistics|
Is ATL overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|ATL income statement (TTM)|
|Cost of Revenue||د.م3.15b|
Last Reported Earnings
Dec 31, 2020
Next Earnings Date
|Earnings per share (EPS)||7.83|
|Net Profit Margin||9.32%|
How did ATL perform over the long term?See historical performance and comparison
3.9%Current Dividend Yield
Is AtlantaSanad Société Anonyme undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: ATL (MAD116.8) is trading above our estimate of fair value (MAD24.11)
Significantly Below Fair Value: ATL is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: ATL is good value based on its PE Ratio (14.9x) compared to the MA Insurance industry average (16.8x).
PE vs Market: ATL is good value based on its PE Ratio (14.9x) compared to the MA market (26.8x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate ATL's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: ATL's PB Ratio (3.6x) is in line with the MA Insurance industry average.
How is AtlantaSanad Société Anonyme forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as AtlantaSanad Société Anonyme has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has AtlantaSanad Société Anonyme performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: ATL has high quality earnings.
Growing Profit Margin: ATL's current net profit margins (9.3%) are higher than last year (7.4%).
Past Earnings Growth Analysis
Earnings Trend: ATL's earnings have grown significantly by 24% per year over the past 5 years.
Accelerating Growth: ATL's earnings growth over the past year (26.8%) exceeds its 5-year average (24% per year).
Earnings vs Industry: ATL earnings growth over the past year (26.8%) underperformed the Insurance industry 26.8%.
Return on Equity
High ROE: ATL's Return on Equity (24.1%) is considered high.
How is AtlantaSanad Société Anonyme's financial position?
Financial Position Analysis
Short Term Liabilities: ATL's short term assets (MAD6.0B) exceed its short term liabilities (MAD2.4B).
Long Term Liabilities: ATL's short term assets (MAD6.0B) do not cover its long term liabilities (MAD14.2B).
Debt to Equity History and Analysis
Debt Level: ATL's debt to equity ratio (22.2%) is considered satisfactory.
Reducing Debt: ATL's debt to equity ratio has increased from 13% to 22.2% over the past 5 years.
Debt Coverage: ATL's debt is well covered by operating cash flow (190%).
Interest Coverage: Insufficient data to determine if ATL's interest payments on its debt are well covered by EBIT.
What is AtlantaSanad Société Anonyme current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: ATL's dividend (3.85%) is higher than the bottom 25% of dividend payers in the MA market (2.22%).
High Dividend: ATL's dividend (3.85%) is low compared to the top 25% of dividend payers in the MA market (4.86%).
Stability and Growth of Payments
Stable Dividend: ATL's dividend payments have been volatile in the past 10 years.
Growing Dividend: ATL's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonable payout ratio (57.5%), ATL's dividend payments are covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Mr. Mohamed Hassan Bensalah serves as the Managing Director and Chief Executive Officer of AtlantaSanad Société Anonyme SA. Mr. Bensalah serves as Member of the Supervisory Board at Mutandis SCA. Mr. Bensa...
Experienced Management: ATL's management team is seasoned and experienced (8.8 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
AtlantaSanad Société Anonyme's employee growth, exchange listings and data sources
- Name: AtlantaSanad Société Anonyme
- Ticker: ATL
- Exchange: CBSE
- Founded: 1947
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: د.م7.041b
- Shares outstanding: 60.28m
- Website: https://www.atlanta.ma
Number of Employees
- AtlantaSanad Société Anonyme
- 181, Boulevard d’Anfa
- 20 050
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/21 21:01|
|End of Day Share Price||2021/10/21 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.