AFMA (AFM) Stock Overview
Provides insurance brokerage services for private and corporate clients in Morocco and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 | 
| Future Growth | 0/6 | 
| Past Performance | 5/6 | 
| Financial Health | 4/6 | 
| Dividends | 3/6 | 
AFM Community Fair Values
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AFMA S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | د.م1,320.00 | 
| 52 Week High | د.م1,435.00 | 
| 52 Week Low | د.م1,075.00 | 
| Beta | 0.055 | 
| 1 Month Change | -1.12% | 
| 3 Month Change | -3.93% | 
| 1 Year Change | 11.02% | 
| 3 Year Change | -0.45% | 
| 5 Year Change | 29.67% | 
| Change since IPO | 74.60% | 
Recent News & Updates
Recent updates
Shareholder Returns
| AFM | MA Insurance | MA Market | |
|---|---|---|---|
| 7D | 0% | 0.8% | 0.7% | 
| 1Y | 11.0% | -21.8% | 38.7% | 
Return vs Industry: AFM exceeded the MA Insurance industry which returned -21.8% over the past year.
Return vs Market: AFM underperformed the MA Market which returned 38.7% over the past year.
Price Volatility
| AFM volatility | |
|---|---|
| AFM Average Weekly Movement | 7.2% | 
| Insurance Industry Average Movement | 6.9% | 
| Market Average Movement | 5.4% | 
| 10% most volatile stocks in MA Market | 7.5% | 
| 10% least volatile stocks in MA Market | 3.0% | 
Stable Share Price: AFM's share price has been volatile over the past 3 months compared to the MA market.
Volatility Over Time: AFM's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of MA stocks.
About the Company
| Founded | Employees | CEO | Website | 
|---|---|---|---|
| 1953 | 387 | Farid Bensaïd | www.afma.ma | 
AFMA S.A. provides insurance brokerage services for private and corporate clients in Morocco and internationally. The company offers insurance products for businesses, such as civil liabilities, operating loss, business motor, automobile, transport, damage, and credit insurance, as well as insurance related to construction; and personal and cyber risk insurance products. It also provides individual insurance solutions comprising car, multi-risk home, death, retirement capitalization, individual accident, and health insurance products.
AFMA S.A. Fundamentals Summary
| AFM fundamental statistics | |
|---|---|
| Market cap | د.م1.32b | 
| Earnings (TTM) | د.م77.38m | 
| Revenue (TTM) | د.م304.74m | 
Is AFM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AFM income statement (TTM) | |
|---|---|
| Revenue | د.م304.74m | 
| Cost of Revenue | د.م155.57m | 
| Gross Profit | د.م149.17m | 
| Other Expenses | د.م71.79m | 
| Earnings | د.م77.38m | 
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 77.38 | 
| Gross Margin | 48.95% | 
| Net Profit Margin | 25.39% | 
| Debt/Equity Ratio | 105.5% | 
How did AFM perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) | 
|---|---|
| Company Analysis | 2025/10/31 21:38 | 
| End of Day Share Price | 2025/10/24 00:00 | 
| Earnings | 2025/06/30 | 
| Annual Earnings | 2024/12/31 | 
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * | 
|---|---|---|---|
| Company Financials | 10 years | 
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| Analyst Consensus Estimates | +3 years | 
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| Market Prices | 30 years | 
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| Ownership | 10 years | 
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| Management | 10 years | 
 | |
| Key Developments | 10 years | 
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
AFMA S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
