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AFMA S.A.CBSE:AFM Stock Report

Market Cap د.م1.3b
Share Price
د.م1.32k
My Fair Value
د.م850.34
55.2% overvalued intrinsic discount
1Y11.0%
7D0%
Portfolio Value
View

AFMA S.A.

CBSE:AFM Stock Report

Market Cap: د.م1.3b

AFMA (AFM) Stock Overview

Provides insurance brokerage services for private and corporate clients in Morocco and internationally. More details

AFM fundamental analysis
Snowflake Score
Valuation1/6
Future Growth0/6
Past Performance5/6
Financial Health4/6
Dividends3/6

AFM Community Fair Values

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AFMA S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for AFMA
Historical stock prices
Current Share Priceد.م1,320.00
52 Week Highد.م1,435.00
52 Week Lowد.م1,075.00
Beta0.055
1 Month Change-1.12%
3 Month Change-3.93%
1 Year Change11.02%
3 Year Change-0.45%
5 Year Change29.67%
Change since IPO74.60%

Recent News & Updates

Recent updates

Shareholder Returns

AFMMA InsuranceMA Market
7D0%0.8%0.7%
1Y11.0%-21.8%38.7%

Return vs Industry: AFM exceeded the MA Insurance industry which returned -21.8% over the past year.

Return vs Market: AFM underperformed the MA Market which returned 38.7% over the past year.

Price Volatility

Is AFM's price volatile compared to industry and market?
AFM volatility
AFM Average Weekly Movement7.2%
Insurance Industry Average Movement6.9%
Market Average Movement5.4%
10% most volatile stocks in MA Market7.5%
10% least volatile stocks in MA Market3.0%

Stable Share Price: AFM's share price has been volatile over the past 3 months compared to the MA market.

Volatility Over Time: AFM's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of MA stocks.

About the Company

FoundedEmployeesCEOWebsite
1953387Farid Bensaïdwww.afma.ma

AFMA S.A. provides insurance brokerage services for private and corporate clients in Morocco and internationally. The company offers insurance products for businesses, such as civil liabilities, operating loss, business motor, automobile, transport, damage, and credit insurance, as well as insurance related to construction; and personal and cyber risk insurance products. It also provides individual insurance solutions comprising car, multi-risk home, death, retirement capitalization, individual accident, and health insurance products.

AFMA S.A. Fundamentals Summary

How do AFMA's earnings and revenue compare to its market cap?
AFM fundamental statistics
Market capد.م1.32b
Earnings (TTM)د.م77.38m
Revenue (TTM)د.م304.74m
17.1x
P/E Ratio
4.3x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
AFM income statement (TTM)
Revenueد.م304.74m
Cost of Revenueد.م155.57m
Gross Profitد.م149.17m
Other Expensesد.م71.79m
Earningsد.م77.38m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)77.38
Gross Margin48.95%
Net Profit Margin25.39%
Debt/Equity Ratio105.5%

How did AFM perform over the long term?

See historical performance and comparison

Dividends

4.5%
Current Dividend Yield
78%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/31 21:38
End of Day Share Price 2025/10/24 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

AFMA S.A. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.