CFG Stock Overview

Provides various banking products and services to individual, professional, corporate, and institutional clients in Morocco. More details

CFG fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	5/6
Financial Health	3/6
Dividends	1/6

Rewards

Earnings grew by 129.5% over the past year

Risk Analysis

No risks detected for CFG from our risk checks.

My Notes

Capture your thoughts, links and company narrative

CFG Bank SA Competitors

Banque Marocaine pour le Commerce et l'Industrie

CBSE:BCI

د.م7.7b

Crédit du Maroc

CBSE:CDM

د.م10.3b

Crédit Immobilier et Hôtelier Société Anonyme

CBSE:CIH

د.م12.6b

Bank of Africa

CBSE:BOA

د.م42.7b

Price History & Performance

Summary of share price highs, lows and changes for CFG Bank
Historical stock prices
Current Share Price	د.م219.90
52 Week High	د.م224.95
52 Week Low	د.م139.00
Beta	0
1 Month Change	4.56%
3 Month Change	12.48%
1 Year Change	55.96%
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	81.81%

Recent updates

Shareholder Returns

	CFG	MA Banks	MA Market
7D	3.2%	0.4%	-0.1%
1Y	56.0%	15.9%	18.2%

Return vs Industry: CFG exceeded the MA Banks industry which returned 15.9% over the past year.

Return vs Market: CFG exceeded the MA Market which returned 18.2% over the past year.

Price Volatility

Is CFG's price volatile compared to industry and market?
CFG volatility
CFG Average Weekly Movement	3.3%
Banks Industry Average Movement	3.0%
Market Average Movement	4.3%
10% most volatile stocks in MA Market	7.4%
10% least volatile stocks in MA Market	2.1%

Stable Share Price: CFG has not had significant price volatility in the past 3 months compared to the MA market.

Volatility Over Time: CFG's weekly volatility (3%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1992	440	Mohamed Benjelloun	www.cfgbank.com

CFG Bank SA provides various banking products and services to individual, professional, corporate, and institutional clients in Morocco. The company offers various accounts; savings; term deposits and long-term savings products; certificates of deposits; bank cards; consumer, Lombard, and real estate credits; short-term loans; and insurance products. It also provides stock market and investment services; and private and online banking services.

CFG Bank SA Fundamentals Summary

How do CFG Bank's earnings and revenue compare to its market cap?
CFG fundamental statistics
Market cap	د.م8.90b
Earnings (TTM)	د.م210.29m
Revenue (TTM)	د.م736.28m

42.3x

P/E Ratio

5.4x

P/B Ratio

Is CFG overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CFG income statement (TTM)
Revenue	د.م736.28m
Cost of Revenue	د.م0
Gross Profit	د.م736.28m
Other Expenses	د.م525.99m
Earnings	د.م210.29m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	5.20
Gross Margin	100.00%
Net Profit Margin	28.56%
Debt/Equity Ratio	706.6%

How did CFG perform over the long term?

See historical performance and comparison

Dividends

1.5%

Current Dividend Yield

57%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 01:16
End of Day Share Price	2024/12/20 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

CFG Bank SA is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

CFG Bank CBSE:CFG Stock Report