Banque Centrale Populaire Valuation
Is BCP undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
0/6Valuation Score 0/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of BCP when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate BCP's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate BCP's fair value for valuation analysis.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BCP?
Key metric: As BCP is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.
| What is BCP's PE Ratio? | |
|---|---|
| PE Ratio | 16.2x |
| Earnings | د.م3.71b |
| Market Cap | د.م60.33b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | n/a |
Price to Earnings Ratio vs Peers
How does BCP's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 14.6x | ||
BOA Bank of Africa | 12.6x | 6.3% | د.م41.9b |
ATW Attijariwafa bank | 13.1x | 7.2% | د.م117.1b |
CIH Crédit Immobilier et Hôtelier Société Anonyme | 16x | 8.4% | د.م13.0b |
CDM Crédit du Maroc | 16.5x | 9.1% | د.م10.4b |
BCP Banque Centrale Populaire | 16.2x | n/a | د.م60.3b |
Price-To-Earnings vs Peers: BCP is expensive based on its Price-To-Earnings Ratio (16.2x) compared to the peer average (14.6x).
Price to Earnings Ratio vs Industry
How does BCP's PE Ratio compare vs other companies in the African Banks Industry?
| 7 Companies | Price / Earnings | Estimated Growth | Market Cap |
|---|---|---|---|
| 7 Companies | Estimated Growth | Market Cap | |
|---|---|---|---|
Price-To-Earnings vs Industry: BCP is expensive based on its Price-To-Earnings Ratio (16.2x) compared to the African Banks industry average (5.1x).
Price to Earnings Ratio vs Fair Ratio
What is BCP's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 16.2x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate BCP's Price-To-Earnings Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | د.م296.95 | د.م289.00 -2.7% | 5.2% | د.م304.00 | د.م274.00 | n/a | 2 |
| Dec ’25 | د.م300.00 | د.م289.00 -3.7% | 5.2% | د.م304.00 | د.م274.00 | n/a | 2 |
| Nov ’25 | د.م292.00 | د.م289.00 -1.0% | 5.2% | د.م304.00 | د.م274.00 | n/a | 2 |
| Oct ’25 | د.م288.00 | د.م293.00 +1.7% | 3.8% | د.م304.00 | د.م282.00 | n/a | 2 |
| Sep ’25 | د.م314.50 | د.م293.00 -6.8% | 3.8% | د.م304.00 | د.م282.00 | n/a | 2 |
| Aug ’25 | د.م309.90 | د.م298.67 -3.6% | 4.0% | د.م310.00 | د.م282.00 | n/a | 3 |
| Jul ’25 | د.م294.00 | د.م298.67 +1.6% | 4.0% | د.م310.00 | د.م282.00 | n/a | 3 |
| Jun ’25 | د.م294.00 | د.م298.67 +1.6% | 4.0% | د.م310.00 | د.م282.00 | n/a | 3 |
| May ’25 | د.م292.00 | د.م298.33 +2.2% | 4.2% | د.م310.00 | د.م281.00 | n/a | 3 |
| Apr ’25 | د.م292.00 | د.م298.33 +2.2% | 4.2% | د.م310.00 | د.م281.00 | n/a | 3 |
| Mar ’25 | د.م302.00 | د.م299.00 -1.0% | 3.9% | د.م310.00 | د.م283.00 | n/a | 3 |
| Feb ’25 | د.م286.00 | د.م299.00 +4.5% | 3.9% | د.م310.00 | د.م283.00 | n/a | 3 |
| Jan ’25 | د.م275.00 | د.م299.00 +8.7% | 3.9% | د.م310.00 | د.م283.00 | n/a | 3 |
| Dec ’24 | د.م266.00 | د.م280.67 +5.5% | 7.2% | د.م304.00 | د.م255.00 | د.م300.00 | 3 |
| Nov ’24 | د.م261.00 | د.م283.67 +8.7% | 11.4% | د.م329.00 | د.م255.00 | د.م292.00 | 3 |
| Oct ’24 | د.م254.95 | د.م275.33 +8.0% | 13.9% | د.م329.00 | د.م242.00 | د.م288.00 | 3 |
| Sep ’24 | د.م260.00 | د.م275.33 +5.9% | 13.9% | د.م329.00 | د.م242.00 | د.م314.50 | 3 |
| Aug ’24 | د.م264.00 | د.م275.00 +4.2% | 14.0% | د.م329.00 | د.م241.00 | د.م309.90 | 3 |
| Jul ’24 | د.م264.00 | د.م275.00 +4.2% | 14.0% | د.م329.00 | د.م241.00 | د.م294.00 | 3 |
| Jun ’24 | د.م234.05 | د.م274.33 +17.2% | 14.3% | د.م329.00 | د.م239.00 | د.م294.00 | 3 |
| Dec ’23 | د.م229.85 | د.م285.50 +24.2% | 15.2% | د.م329.00 | د.م242.00 | د.م266.00 | 2 |
Analyst Forecast: Target price is lower than the current share price.