Banque Centrale Populaire Valuation
Is BCP undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
1/6Valuation Score 1/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of BCP when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate BCP's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate BCP's fair value for valuation analysis.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BCP?
Other financial metrics that can be useful for relative valuation.
| What is BCP's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | د.م59.93b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | 1.6x |
Price to Earnings Ratio vs Peers
How does BCP's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 16.3x | ||
BOA Bank of Africa | 15.7x | 7.7% | د.م41.9b |
ATW Attijariwafa bank | 13.7x | 8.8% | د.م102.8b |
CIH Crédit Immobilier et Hôtelier Société Anonyme | 16.3x | 8.6% | د.م11.6b |
CDM Crédit du Maroc | 19.5x | 9.1% | د.م9.8b |
BCP Banque Centrale Populaire | 17.2x | 10.5% | د.م59.9b |
Price-To-Earnings vs Peers: BCP is expensive based on its Price-To-Earnings Ratio (17.2x) compared to the peer average (16.3x).
Price to Earnings Ratio vs Industry
How does BCP's PE Ratio compare vs other companies in the African Banks Industry?
Price-To-Earnings vs Industry: BCP is expensive based on its Price-To-Earnings Ratio (17.2x) compared to the African Banks industry average (5.4x).
Price to Earnings Ratio vs Fair Ratio
What is BCP's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 17.2x |
| Fair PE Ratio | 17.4x |
Price-To-Earnings vs Fair Ratio: BCP is good value based on its Price-To-Earnings Ratio (17.2x) compared to the estimated Fair Price-To-Earnings Ratio (17.4x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | د.م295.00 | د.م298.33 +1.1% | 4.2% | د.م310.00 | د.م281.00 | n/a | 3 |
| Apr ’25 | د.م292.00 | د.م298.33 +2.2% | 4.2% | د.م310.00 | د.م281.00 | n/a | 3 |
| Mar ’25 | د.م302.00 | د.م299.00 -1.0% | 3.9% | د.م310.00 | د.م283.00 | n/a | 3 |
| Feb ’25 | د.م286.00 | د.م299.00 +4.5% | 3.9% | د.م310.00 | د.م283.00 | n/a | 3 |
| Jan ’25 | د.م275.00 | د.م299.00 +8.7% | 3.9% | د.م310.00 | د.م283.00 | n/a | 3 |
| Dec ’24 | د.م266.00 | د.م280.67 +5.5% | 7.2% | د.م304.00 | د.م255.00 | n/a | 3 |
| Nov ’24 | د.م261.00 | د.م283.67 +8.7% | 11.4% | د.م329.00 | د.م255.00 | n/a | 3 |
| Oct ’24 | د.م254.95 | د.م275.33 +8.0% | 13.9% | د.م329.00 | د.م242.00 | n/a | 3 |
| Sep ’24 | د.م260.00 | د.م275.33 +5.9% | 13.9% | د.م329.00 | د.م242.00 | n/a | 3 |
| Aug ’24 | د.م264.00 | د.م275.00 +4.2% | 14.0% | د.م329.00 | د.م241.00 | n/a | 3 |
| Jul ’24 | د.م264.00 | د.م275.00 +4.2% | 14.0% | د.م329.00 | د.م241.00 | n/a | 3 |
| Jun ’24 | د.م234.05 | د.م274.33 +17.2% | 14.3% | د.م329.00 | د.م239.00 | n/a | 3 |
| Dec ’23 | د.م229.85 | د.م285.50 +24.2% | 15.2% | د.م329.00 | د.م242.00 | د.م266.00 | 2 |
| Nov ’23 | د.م220.00 | د.م285.50 +29.8% | 15.2% | د.م329.00 | د.م242.00 | د.م261.00 | 2 |
| Oct ’23 | د.م243.00 | د.م285.50 +17.5% | 15.2% | د.م329.00 | د.م242.00 | د.م254.95 | 2 |
| Sep ’23 | د.م256.00 | د.م285.50 +11.5% | 15.2% | د.م329.00 | د.م242.00 | د.م260.00 | 2 |
| Aug ’23 | د.م250.00 | د.م285.50 +14.2% | 15.2% | د.م329.00 | د.م242.00 | د.م264.00 | 2 |
| Jul ’23 | د.م245.00 | د.م285.50 +16.5% | 15.2% | د.م329.00 | د.م242.00 | د.م264.00 | 2 |
| May ’23 | د.م267.00 | د.م289.00 +8.2% | 5.5% | د.م305.00 | د.م273.00 | د.م228.80 | 2 |
Analyst Forecast: Target price is less than 20% higher than the current share price.