Banque Centrale Populaire

CBSE:BCP Stock Report

Market Cap: د.م57.5b

Banque Centrale Populaire Past Earnings Performance

Past criteria checks 2/6

Banque Centrale Populaire has been growing earnings at an average annual rate of 12.4%, while the Banks industry saw earnings growing at 14.7% annually. Revenues have been growing at an average rate of 5.6% per year. Banque Centrale Populaire's return on equity is 7.9%, and it has net margins of 20.5%.

Key information

12.4%

Earnings growth rate

11.9%

EPS growth rate

Banks Industry Growth3.7%
Revenue growth rate5.6%
Return on equity7.9%
Net Margin20.5%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Banque Centrale Populaire makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

CBSE:BCP Revenue, expenses and earnings (MAD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2418,1683,7181,2850
30 Jun 2418,1373,7151,3040
31 Mar 2418,5534,1571,2990
31 Dec 2317,4373,4751,2290
30 Sep 2318,7214,0141,3330
30 Jun 2317,0463,2891,3330
31 Mar 2316,2572,5281,3040
31 Dec 2216,3152,7491,3380
30 Sep 2214,7822,5146860
30 Jun 2215,2492,0216610
31 Mar 2214,9162,0976470
31 Dec 2114,5501,7656760
30 Sep 2114,5082,0011,3690
30 Jun 2114,1161,7621,4370
31 Mar 2113,2961,4831,4830
31 Dec 2013,1581,2291,4930
30 Sep 2014,9372,2071,4460
30 Jun 2014,8832,3741,4160
31 Mar 2015,2672,5641,3890
31 Dec 1915,2492,9991,3500
30 Sep 1914,4483,0351,2640
30 Jun 1914,3063,0271,1870
31 Mar 1914,2552,9551,1050
31 Dec 1814,0542,9431,0290
30 Sep 1814,1512,8441,0280
30 Jun 1813,8192,8729930
31 Mar 1813,4942,8849680
01 Jan 1813,2602,8439540
30 Sep 1712,3372,7128970
30 Jun 1712,5432,7749000
31 Mar 1712,1632,5728880
31 Dec 1612,3512,6438700
30 Sep 1612,3342,6578510
30 Jun 1612,3152,6718320
31 Mar 1612,2542,5918180
31 Dec 1512,1922,5118050
30 Sep 1512,2542,9148210
30 Jun 1512,3161,9658390
31 Mar 1512,0262,0808220
31 Dec 1411,7352,8718040
30 Sep 1411,6122,5467780
30 Jun 1411,4892,8967520
31 Mar 1411,3992,9407400

Quality Earnings: BCP has high quality earnings.

Growing Profit Margin: BCP's current net profit margins (20.5%) are lower than last year (21.4%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: BCP's earnings have grown by 12.4% per year over the past 5 years.

Accelerating Growth: BCP's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: BCP had negative earnings growth (-7.4%) over the past year, making it difficult to compare to the Banks industry average (21.7%).

Return on Equity

High ROE: BCP's Return on Equity (7.9%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/30 23:00
End of Day Share Price 2025/01/30 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Banque Centrale Populaire is covered by 6 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Ranya GnabaAlphaMena
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Dounia FilaliBmce Capital Bourse