Bank of Africa Valuation
Is BOA undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of BOA when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: Insufficient data to calculate BOA's fair value for valuation analysis.
Significantly Below Fair Value: Insufficient data to calculate BOA's fair value for valuation analysis.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for BOA?
Other financial metrics that can be useful for relative valuation.
| What is BOA's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | د.م41.05b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | 2x |
Price to Earnings Ratio vs Peers
How does BOA's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 16.6x | ||
BCP Banque Centrale Populaire | 17x | 10.5% | د.م58.9b |
ATW Attijariwafa bank | 13.6x | 8.8% | د.م101.8b |
CIH Crédit Immobilier et Hôtelier Société Anonyme | 16.2x | 8.6% | د.م11.5b |
CDM Crédit du Maroc | 19.8x | 9.1% | د.م10.0b |
BOA Bank of Africa | 15.4x | 7.7% | د.م41.0b |
Price-To-Earnings vs Peers: BOA is good value based on its Price-To-Earnings Ratio (15.4x) compared to the peer average (16.6x).
Price to Earnings Ratio vs Industry
How does BOA's PE Ratio compare vs other companies in the African Banks Industry?
Price-To-Earnings vs Industry: BOA is expensive based on its Price-To-Earnings Ratio (15.4x) compared to the African Banks industry average (5.4x).
Price to Earnings Ratio vs Fair Ratio
What is BOA's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 15.4x |
| Fair PE Ratio | 16.1x |
Price-To-Earnings vs Fair Ratio: BOA is good value based on its Price-To-Earnings Ratio (15.4x) compared to the estimated Fair Price-To-Earnings Ratio (16.1x).
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | د.م192.00 | د.م181.50 -5.5% | 3.6% | د.م188.00 | د.م175.00 | n/a | 2 |
| Apr ’25 | د.م195.00 | د.م180.50 -7.4% | 4.2% | د.م188.00 | د.م173.00 | n/a | 2 |
| Mar ’25 | د.م200.00 | د.م180.50 -9.8% | 4.2% | د.م188.00 | د.م173.00 | n/a | 2 |
| Feb ’25 | د.م193.00 | د.م180.50 -6.5% | 4.2% | د.م188.00 | د.م173.00 | n/a | 2 |
| Jan ’25 | د.م179.50 | د.م180.50 +0.6% | 4.2% | د.م188.00 | د.م173.00 | n/a | 2 |
| Dec ’24 | د.م173.00 | د.م182.50 +5.5% | 3.0% | د.م188.00 | د.م177.00 | n/a | 2 |
| Dec ’23 | د.م165.00 | د.م190.00 +15.2% | 3.9% | د.م197.32 | د.م182.68 | د.م173.00 | 2 |
| Nov ’23 | د.م157.14 | د.م190.00 +20.9% | 3.9% | د.م197.32 | د.م182.68 | د.م179.00 | 2 |
| Oct ’23 | د.م158.12 | د.م189.58 +19.9% | 4.1% | د.م197.32 | د.م181.84 | د.م180.22 | 2 |
| Sep ’23 | د.م174.11 | د.م189.58 +8.9% | 4.1% | د.م197.32 | د.م181.84 | د.م173.84 | 2 |
| Aug ’23 | د.م174.11 | د.م189.58 +8.9% | 4.1% | د.م197.32 | د.م181.84 | د.م175.90 | 2 |
| Jul ’23 | د.م178.94 | د.م189.58 +5.9% | 4.1% | د.م197.32 | د.م181.84 | د.م173.84 | 2 |
Analyst Forecast: Target price is lower than the current share price.