SMB Finance Balance Sheet Health
Financial Health criteria checks 2/6
SMB Finance has total assets of LKR5.2B and total equity of LKR3.5B. Total deposits are LKR55.9M, and total loans are LKR1.3B.
Key information
1.5x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | LK₨55.90m |
| Loan to deposit ratio | High |
| Bad loans | 27.3% |
| Allowance for bad loans | Low |
| Current ratio | Good |
| Cash & equivalents | LK₨2.60b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: SEMB.X0000's Assets to Equity ratio (1.5x) is low.
Allowance for Bad Loans: SEMB.X0000 has a low allowance for bad loans (93%).
Low Risk Liabilities: 97% of SEMB.X0000's liabilities are made up of primarily higher risk sources of funding.
Loan Level: SEMB.X0000 has an appropriate level of Loans to Assets ratio (26%).
Low Risk Deposits: SEMB.X0000's Loans to Deposits ratio (2410%) is high.
Level of Bad Loans: SEMB.X0000 has a high level of bad loans (27.3%).