SMB Finance Past Earnings Performance

Past criteria checks 1/6

SMB Finance has been growing earnings at an average annual rate of 46.4%, while the Diversified Financial industry saw earnings growing at 17.1% annually. Revenues have been growing at an average rate of 17.8% per year. SMB Finance's return on equity is 1.9%, and it has net margins of 17.5%.

Key information

46.4%

Earnings growth rate

30.5%

EPS growth rate

Diversified Financial Industry Growth	6.1%
Revenue growth rate	17.8%
Return on equity	1.9%
Net Margin	17.5%
Last Earnings Update	30 Sep 2024

Recent past performance updates

No updates

Recent updates

Revenue & Expenses Breakdown

How SMB Finance makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

COSE:SEMB.X0000 Revenue, expenses and earnings (LKR Millions)
Date	Revenue	Earnings	G+A Expenses
30 Sep 24	401	70	182
30 Jun 24	426	107	162
31 Mar 24	406	111	132
31 Dec 23	388	117	111
30 Sep 23	297	155	70
30 Jun 23	212	105	71
31 Mar 23	202	101	72
31 Dec 22	208	110	77
30 Sep 22	195	39	114
30 Jun 22	202	51	109
31 Mar 22	198	53	106
31 Dec 21	192	46	109
30 Sep 21	205	25	95
30 Jun 21	171	-11	98
31 Mar 21	149	-39	102
31 Dec 20	128	-66	107
30 Sep 20	147	-47	116
30 Jun 20	161	-35	113
31 Mar 20	184	-17	112
31 Dec 19	211	11	108
30 Sep 19	284	76	103
30 Jun 19	309	94	109
31 Mar 19	305	93	103
31 Dec 18	300	90	101
30 Sep 18	309	72	105
30 Jun 18	299	71	95
31 Mar 18	273	45	98
31 Dec 17	261	40	91
30 Sep 17	226	18	108
30 Jun 17	249	48	102
31 Mar 17	263	75	89
31 Dec 16	263	79	84
30 Sep 16	262	87	78
30 Jun 16	224	56	75
31 Mar 16	230	64	73
31 Dec 15	219	59	72
30 Sep 15	241	78	66
30 Jun 15	266	91	73
31 Mar 15	257	86	76
31 Dec 14	258	84	70
30 Sep 14	267	76	96
30 Jun 14	244	72	77
31 Mar 14	240	75	59

Quality Earnings: SEMB.X0000 has a large one-off gain of LKR33.0M impacting its last 12 months of financial results to 30th September, 2024.

Growing Profit Margin: SEMB.X0000's current net profit margins (17.5%) are lower than last year (52%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: SEMB.X0000's earnings have grown significantly by 46.4% per year over the past 5 years.

Accelerating Growth: SEMB.X0000's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: SEMB.X0000 had negative earnings growth (-54.8%) over the past year, making it difficult to compare to the Diversified Financial industry average (18.5%).

Return on Equity

High ROE: SEMB.X0000's Return on Equity (1.9%) is considered low.

Return on Assets

Return on Capital Employed

Discover strong past performing companies

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/07 09:47
End of Day Share Price	2025/02/07 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SMB Finance PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.