How does MBSL.N0000's PB Ratio compare to its peers?

MBSL.N0000 is expensive based on its Price-To-Book Ratio (0.7x) compared to the peer average (0.6x).

How does MBSL.N0000's PB Ratio compare vs other companies in the Asian Diversified Financial Industry?

MBSL.N0000 is good value based on its Price-To-Book Ratio (0.7x) compared to the Asian Diversified Financial industry average (1.2x).

What is MBSL.N0000's PB Ratio compared to its Fair PB Ratio? This is the expected PB Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate MBSL.N0000's Price-To-Book Fair Ratio for valuation analysis.

What is the Fair Price of MBSL.N0000 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Insufficient data to calculate MBSL.N0000's fair value for valuation analysis.

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

Merchant Bank of Sri Lanka & Finance (COSE:MBSL.N0000) - Stock Price, News & Analysis

MBSL.N0000 Stock Overview

Provides financial services in Sri Lanka. More details

MBSL.N0000 fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	0/6
Financial Health	4/6
Dividends	0/6

Rewards

Earnings have grown 20.2% per year over the past 5 years

Risk Analysis

Highly volatile share price over the past 3 months compared to the LK market

Does not have a meaningful market cap (LKR3B)

Merchant Bank of Sri Lanka & Finance PLC Competitors

Housing Development Finance Corporation Bank of Sri Lanka

COSE:HDFC.N0000

LK₨2.3b

Orient Finance

COSE:BFN.N0000

LK₨2.6b

PMF Finance

COSE:PMB.N0000

LK₨2.2b

UB Finance

COSE:UBF.N0000

LK₨1.9b

Price History & Performance

Summary of all time highs, changes and price drops for Merchant Bank of Sri Lanka & Finance
Historical stock prices
Current Share Price	LK₨5.30
52 Week High	LK₨6.60
52 Week Low	LK₨4.00
Beta	0.65
11 Month Change	-1.85%
3 Month Change	0%
1 Year Change	8.16%
33 Year Change	-11.67%
5 Year Change	-45.36%
Change since IPO	-94.30%

Recent updates

Shareholder Returns

	MBSL.N0000	LK Diversified Financial	LK Market
7D	-3.6%	-3.7%	2.5%
1Y	8.2%	13.6%	20.1%

Return vs Industry: MBSL.N0000 underperformed the LK Diversified Financial industry which returned 13.6% over the past year.

Return vs Market: MBSL.N0000 underperformed the LK Market which returned 20.1% over the past year.

Price Volatility

Is MBSL.N0000's price volatile compared to industry and market?
MBSL.N0000 volatility
MBSL.N0000 Average Weekly Movement	6.8%
Diversified Financial Industry Average Movement	5.7%
Market Average Movement	4.3%
10% most volatile stocks in LK Market	6.3%
10% least volatile stocks in LK Market	3.0%

Stable Share Price: MBSL.N0000's share price has been volatile over the past 3 months compared to the LK market.

Volatility Over Time: MBSL.N0000's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of LK stocks.

About the Company

Founded	Employees	CEO	Website
1982	967	H.K.D.W.M. Dammika Hapuhinna	www.mbslbank.com

Merchant Bank of Sri Lanka & Finance PLC provides financial services in Sri Lanka. The company operates through Lease and Hire-Purchase, Loans and Receivables, Corporate Advisory and Capital Markets, Insurance, and Other segments. It offers savings accounts and fixed deposits; micro finance; and term, personal, gold, and speed draft and short-term loans.

Merchant Bank of Sri Lanka & Finance PLC Fundamentals Summary

How do Merchant Bank of Sri Lanka & Finance's earnings and revenue compare to its market cap?
MBSL.N0000 fundamental statistics
Market cap	LK₨2.78b
Earnings (TTM)	-LK₨87.18m
Revenue (TTM)	LK₨3.29b

0.8x

P/S Ratio

-31.9x

P/E Ratio

Is MBSL.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MBSL.N0000 income statement (TTM)
Revenue	LK₨3.29b
Cost of Revenue	LK₨0
Gross Profit	LK₨3.29b
Other Expenses	LK₨3.37b
Earnings	-LK₨87.18m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	-0.17
Gross Margin	100.00%
Net Profit Margin	-2.65%
Debt/Equity Ratio	187.7%

How did MBSL.N0000 perform over the long term?

See historical performance and comparison

MBSL.N0000 Stock Overview

Rewards

Risk Analysis

Merchant Bank of Sri Lanka & Finance PLC Competitors

COSE:HDFC.N0000

LK₨2.3b

COSE:BFN.N0000

LK₨2.6b

COSE:PMB.N0000

LK₨2.2b

COSE:UBF.N0000

LK₨1.9b

Price History & Performance

Recent News & Updates

Third quarter 2024 earnings released: LK₨0.27 loss per share (vs LK₨0.46 profit in 3Q 2023)

Investor sentiment improves as stock rises 17%

Second quarter 2024 earnings released: EPS: LK₨0.11 (vs LK₨0.18 loss in 2Q 2023)

First quarter 2024 earnings released: EPS: LK₨0.09 (vs LK₨0.33 loss in 1Q 2023)

Merchant Bank of Sri Lanka & Finance PLC, Annual General Meeting, May 31, 2024

New major risk - Share price stability

Recent updates

Third quarter 2024 earnings released: LK₨0.27 loss per share (vs LK₨0.46 profit in 3Q 2023)

Investor sentiment improves as stock rises 17%

Second quarter 2024 earnings released: EPS: LK₨0.11 (vs LK₨0.18 loss in 2Q 2023)

First quarter 2024 earnings released: EPS: LK₨0.09 (vs LK₨0.33 loss in 1Q 2023)

Merchant Bank of Sri Lanka & Finance PLC, Annual General Meeting, May 31, 2024

New major risk - Share price stability

Full year 2023 earnings released: LK₨0.12 loss per share (vs LK₨0.62 loss in FY 2022)

Third quarter 2023 earnings released: EPS: LK₨0.46 (vs LK₨0.01 loss in 3Q 2022)

Second quarter 2023 earnings released: LK₨0.18 loss per share (vs LK₨0.70 loss in 2Q 2022)

Merchant Bank of Sri Lanka & Finance PLC, Annual General Meeting, May 31, 2023

First quarter 2023 earnings released: LK₨0.33 loss per share (vs LK₨0.21 profit in 1Q 2022)

Investor sentiment improves as stock rises 16%

Investor sentiment improved over the past week

Third quarter 2022 earnings released: LK₨0.004 loss per share (vs LK₨0.35 profit in 3Q 2021)

High number of new directors

Third quarter 2022 earnings released: LK₨0.01 loss per share (vs LK₨0.35 profit in 3Q 2021)

Investor sentiment improved over the past week

Second quarter 2022 earnings released: LK₨0.70 loss per share (vs LK₨0.67 loss in 2Q 2021)

Investor sentiment improved over the past week

First quarter 2022 earnings released: EPS: LK₨0.21 (vs LK₨1.72 in 1Q 2021)

Merchant Bank of Sri Lanka & Finance PLC, Annual General Meeting, May 31, 2022

High number of new directors

Investor sentiment deteriorated over the past week

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Investor sentiment deteriorated over the past week

Investor sentiment improved over the past week

Investor sentiment improved over the past week

Investor sentiment improved over the past week

Third quarter 2021 earnings released: EPS LK₨0.35 (vs LK₨1.98 loss in 3Q 2020)

Merchant Bank of Sri Lanka & Finance PLC has completed a Follow-on Equity Offering in the amount of LKR 2.239306 billion.

Second quarter 2021 earnings released: LK₨0.67 loss per share (vs LK₨2.08 loss in 2Q 2020)

Full year 2020 earnings released: LK₨4.71 loss per share (vs LK₨2.09 loss in FY 2019)

New 90-day low: LK₨6.70

New 90-day high: LK₨8.70

Kanchana Ratwatte Joins as the Chairman of Merchant Bank of Sri Lanka

Merchant Bank of Sri Lanka & Finance PLC to Report Fiscal Year 2020 Results on Jun 15, 2021

New 90-day high: LK₨8.40

First half earnings released

Shareholder Returns

Price Volatility

About the Company

Merchant Bank of Sri Lanka & Finance PLC Fundamentals Summary

0.8x

-31.9x

Earnings & Revenue