company background image
SEMB.N0000 logo

SMB Finance COSE:SEMB.N0000 Stock Report

Last Price

LK₨0.80

Market Cap

LK₨6.1b

7D

14.3%

1Y

14.3%

Updated

21 Dec, 2024

Data

Company Financials

SMB Finance PLC

COSE:SEMB.N0000 Stock Report

Market Cap: LK₨6.1b

SEMB.N0000 Stock Overview

Provides finance leases, loans, and pawning services in Sri Lanka. More details

SEMB.N0000 fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance1/6
Financial Health2/6
Dividends0/6

Risk Analysis

Highly volatile share price over the past 3 months compared to the LK market

Profit margins (17.5%) are lower than last year (52%)

Does not have a meaningful market cap (LKR6B)

Large one-off items impacting financial results

+ 1 more risk

My Notes

Capture your thoughts, links and company narrative

SMB Finance PLC Competitors

PMF Finance

COSE:PMB.N0000

LK₨3.2b

Ceylon Investment

COSE:CINV.N0000

LK₨6.4b

Housing Development Finance Corporation Bank of Sri Lanka

COSE:HDFC.N0000

LK₨2.4b

HNB Finance

COSE:HNBF.N0000

LK₨8.5b

Price History & Performance

Summary of share price highs, lows and changes for SMB Finance
Historical stock prices
Current Share PriceLK₨0.80
52 Week HighLK₨0.90
52 Week LowLK₨0.50
Beta0.68
1 Month Change33.33%
3 Month Change60.00%
1 Year Change14.29%
3 Year Change-57.89%
5 Year Change33.33%
Change since IPO45.46%

Recent News & Updates

Recent updates

Shareholder Returns

SEMB.N0000LK Diversified FinancialLK Market
7D14.3%-4.8%3.6%
1Y14.3%11.2%35.6%

Return vs Industry: SEMB.N0000 exceeded the LK Diversified Financial industry which returned 11.2% over the past year.

Return vs Market: SEMB.N0000 underperformed the LK Market which returned 35.6% over the past year.

Price Volatility

Is SEMB.N0000's price volatile compared to industry and market?
SEMB.N0000 volatility
SEMB.N0000 Average Weekly Movement19.9%
Diversified Financial Industry Average Movement5.7%
Market Average Movement4.7%
10% most volatile stocks in LK Market7.5%
10% least volatile stocks in LK Market3.0%

Stable Share Price: SEMB.N0000's share price has been volatile over the past 3 months compared to the LK market.

Volatility Over Time: SEMB.N0000's weekly volatility (20%) has been stable over the past year, but is still higher than 75% of LK stocks.

About the Company

FoundedEmployeesCEOWebsite
199251Supul Wijesinghewww.smblk.com

SMB Finance PLC provides finance leases, loans, and pawning services in Sri Lanka. The company operates through Leasing, Loans, Treasury, and Money Brokering segments. It offers leasing facilities to acquire movable properties, such as motor cars, buses, trucks, and machinery; and loan facilities to acquire movable and immovable property and personal loans, including land and motor cars.

SMB Finance PLC Fundamentals Summary

How do SMB Finance's earnings and revenue compare to its market cap?
SEMB.N0000 fundamental statistics
Market capLK₨6.10b
Earnings (TTM)LK₨70.00m
Revenue (TTM)LK₨400.53m

109.2x

P/E Ratio

19.1x

P/S Ratio

Is SEMB.N0000 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SEMB.N0000 income statement (TTM)
RevenueLK₨400.53m
Cost of RevenueLK₨0
Gross ProfitLK₨400.53m
Other ExpensesLK₨330.53m
EarningsLK₨70.00m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.0073
Gross Margin100.00%
Net Profit Margin17.48%
Debt/Equity Ratio45.8%

How did SEMB.N0000 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 02:56
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

SMB Finance PLC is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution