Merchant Bank of Sri Lanka & Finance Balance Sheet Health
Financial Health criteria checks 4/6
Merchant Bank of Sri Lanka & Finance has total assets of LKR35.8B and total equity of LKR4.4B. Total deposits are LKR25.2B, and total loans are LKR19.1B.
Key information
8.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | LK₨25.25b |
Loan to deposit ratio | Appropriate |
Bad loans | 27.9% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | LK₨9.69b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: MBSL.N0000's Assets to Equity ratio (8.2x) is low.
Allowance for Bad Loans: MBSL.N0000 has a low allowance for bad loans (40%).
Low Risk Liabilities: 80% of MBSL.N0000's liabilities are made up of primarily low risk sources of funding.
Loan Level: MBSL.N0000 has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: MBSL.N0000's Loans to Deposits ratio (75%) is appropriate.
Level of Bad Loans: MBSL.N0000 has a high level of bad loans (27.9%).