Gulf Bank K.S.C.P.

KWSE:GBK Stock Report

Market Cap: د.ك1.2b

Gulf Bank K.S.C.P Past Earnings Performance

Past criteria checks 2/6

Gulf Bank K.S.C.P has been growing earnings at an average annual rate of 8.4%, while the Banks industry saw earnings growing at 22.8% annually. Revenues have been growing at an average rate of 6% per year. Gulf Bank K.S.C.P's return on equity is 7.1%, and it has net margins of 38.4%.

Key information

8.4%

Earnings growth rate

6.0%

EPS growth rate

Banks Industry Growth4.7%
Revenue growth rate6.0%
Return on equity7.1%
Net Margin38.4%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Gulf Bank K.S.C.P makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

KWSE:GBK Revenue, expenses and earnings (KWD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2415058640
30 Jun 2415564640
31 Mar 2415767640
31 Dec 2316271640
30 Sep 2316270660
30 Jun 2315967660
31 Mar 2315564660
31 Dec 2215162650
30 Sep 2214560630
30 Jun 2213856610
31 Mar 2212545580
31 Dec 2112242570
30 Sep 2111638530
30 Jun 2110734500
31 Mar 2110032480
31 Dec 209529470
30 Sep 2011645510
30 Jun 2012751550
31 Mar 2014060580
31 Dec 1914664570
30 Sep 1914051560
30 Jun 1914254550
31 Mar 1914458540
31 Dec 1814357510
30 Sep 1813355520
30 Jun 1812952520
31 Mar 1812549500
31 Dec 1711848500
30 Sep 1711946480
30 Jun 1711845480
31 Mar 1711544490
31 Dec 1612043490
30 Sep 1611342480
30 Jun 1611241480
31 Mar 1610838480
31 Dec 1510139470
30 Sep 159939470
30 Jun 159938470
31 Mar 159137470
31 Dec 149335480
30 Sep 149135470
30 Jun 148834460
31 Mar 149433460

Quality Earnings: GBK has high quality earnings.

Growing Profit Margin: GBK's current net profit margins (38.4%) are lower than last year (43.2%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: GBK's earnings have grown by 8.4% per year over the past 5 years.

Accelerating Growth: GBK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: GBK had negative earnings growth (-17.6%) over the past year, making it difficult to compare to the Banks industry average (11.7%).

Return on Equity

High ROE: GBK's Return on Equity (7.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/31 23:14
End of Day Share Price 2024/12/31 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Gulf Bank K.S.C.P. is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jaap MeijerArqaam Capital Research Offshore S.A.L.
Sara BoutrosCI Capital Research
Elena Sanchez-CabezudoEFG-Hermes Research