Gulf Bank K.S.C.P Past Earnings Performance
Past criteria checks 4/6
Gulf Bank K.S.C.P has been growing earnings at an average annual rate of 4.8%, while the Banks industry saw earnings growing at 7.7% annually. Revenues have been growing at an average rate of 3% per year. Gulf Bank K.S.C.P's return on equity is 8.7%, and it has net margins of 44%.
Key information
4.8%
Earnings growth rate
3.2%
EPS growth rate
| Banks Industry Growth | 4.7% |
| Revenue growth rate | 3.0% |
| Return on equity | 8.7% |
| Net Margin | 44.0% |
| Last Earnings Update | 31 Dec 2023 |
Recent past performance updates
Recent updates
Revenue & Expenses BreakdownBeta
How Gulf Bank K.S.C.P makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Dec 23 | 162 | 71 | 64 | 0 |
| 30 Sep 23 | 162 | 70 | 66 | 0 |
| 30 Jun 23 | 159 | 67 | 66 | 0 |
| 31 Mar 23 | 155 | 64 | 66 | 0 |
| 31 Dec 22 | 151 | 62 | 65 | 0 |
| 30 Sep 22 | 145 | 60 | 63 | 0 |
| 30 Jun 22 | 138 | 56 | 61 | 0 |
| 31 Mar 22 | 125 | 45 | 58 | 0 |
| 31 Dec 21 | 122 | 42 | 57 | 0 |
| 30 Sep 21 | 116 | 38 | 53 | 0 |
| 30 Jun 21 | 107 | 34 | 50 | 0 |
| 31 Mar 21 | 100 | 32 | 48 | 0 |
| 31 Dec 20 | 95 | 29 | 47 | 0 |
| 30 Sep 20 | 116 | 45 | 51 | 0 |
| 30 Jun 20 | 127 | 51 | 55 | 0 |
| 31 Mar 20 | 140 | 60 | 58 | 0 |
| 31 Dec 19 | 146 | 64 | 57 | 0 |
| 30 Sep 19 | 140 | 51 | 56 | 0 |
| 30 Jun 19 | 142 | 54 | 55 | 0 |
| 31 Mar 19 | 144 | 58 | 54 | 0 |
| 31 Dec 18 | 143 | 57 | 51 | 0 |
| 30 Sep 18 | 133 | 55 | 52 | 0 |
| 30 Jun 18 | 129 | 52 | 52 | 0 |
| 31 Mar 18 | 125 | 49 | 50 | 0 |
| 31 Dec 17 | 118 | 48 | 50 | 0 |
| 30 Sep 17 | 119 | 46 | 48 | 0 |
| 30 Jun 17 | 118 | 45 | 48 | 0 |
| 31 Mar 17 | 115 | 44 | 49 | 0 |
| 31 Dec 16 | 120 | 43 | 49 | 0 |
| 30 Sep 16 | 113 | 42 | 48 | 0 |
| 30 Jun 16 | 112 | 41 | 48 | 0 |
| 31 Mar 16 | 108 | 38 | 48 | 0 |
| 31 Dec 15 | 101 | 39 | 47 | 0 |
| 30 Sep 15 | 99 | 39 | 47 | 0 |
| 30 Jun 15 | 99 | 38 | 47 | 0 |
| 31 Mar 15 | 91 | 37 | 47 | 0 |
| 31 Dec 14 | 93 | 35 | 48 | 0 |
| 30 Sep 14 | 91 | 35 | 47 | 0 |
| 30 Jun 14 | 88 | 34 | 46 | 0 |
| 31 Mar 14 | 94 | 33 | 46 | 0 |
| 31 Dec 13 | 91 | 32 | 46 | 0 |
| 30 Sep 13 | 94 | 33 | 45 | 0 |
| 30 Jun 13 | 96 | 32 | 45 | 0 |
Quality Earnings: GBK has high quality earnings.
Growing Profit Margin: GBK's current net profit margins (44%) are higher than last year (40.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: GBK's earnings have grown by 4.8% per year over the past 5 years.
Accelerating Growth: GBK's earnings growth over the past year (15.2%) exceeds its 5-year average (4.8% per year).
Earnings vs Industry: GBK earnings growth over the past year (15.2%) did not outperform the Banks industry 29.3%.
Return on Equity
High ROE: GBK's Return on Equity (8.7%) is considered low.