Gulf Bank K.S.C.P Balance Sheet Health
Financial Health criteria checks 6/6
Gulf Bank K.S.C.P has total assets of KWD7.5B and total equity of KWD813.8M. Total deposits are KWD6.0B, and total loans are KWD5.6B.
Key information
9.2x
Asset to equity ratio
n/a
Net interest margin
Total deposits | د.ك5.99b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | د.ك1.35b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: GBK's Assets to Equity ratio (9.2x) is low.
Allowance for Bad Loans: GBK has a sufficient allowance for bad loans (295%).
Low Risk Liabilities: 90% of GBK's liabilities are made up of primarily low risk sources of funding.
Loan Level: GBK has an appropriate level of Loans to Assets ratio (74%).
Low Risk Deposits: GBK's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: GBK has an appropriate level of bad loans (1.4%).
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Company Analysis and Financial Data Status
Data | Last Updated (UTC time) |
---|---|
Company Analysis | 2024/12/22 03:35 |
End of Day Share Price | 2024/12/22 00:00 |
Earnings | 2024/09/30 |
Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
Package | Data | Timeframe | Example US Source * |
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Company Financials | 10 years |
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Analyst Consensus Estimates | +3 years |
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Market Prices | 30 years |
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Ownership | 10 years |
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Management | 10 years |
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Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Gulf Bank K.S.C.P. is covered by 7 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
Analyst | Institution |
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Jaap Meijer | Arqaam Capital Research Offshore S.A.L. |
Sara Boutros | CI Capital Research |
Elena Sanchez-Cabezudo | EFG-Hermes Research |