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LBTY

Liberty Kenya HoldingsNASE:LBTY Stock Report

Market Cap

KSh4.2b

7D

-0.3%

1Y

-2.8%

Updated

17 Oct, 2021

Data

Company Financials
LBTY fundamental analysis
Snowflake Score
Valuation3/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends0/6

LBTY Overview

Liberty Kenya Holdings Plc, through its subsidiaries, provides insurance and wealth management services to the retail and corporate markets in Kenya and Tanzania.

Price History & Performance

Summary of all time highs, changes and price drops for Liberty Kenya Holdings
Historical stock prices
Current Share PriceKSh7.78
52 Week HighKSh6.60
52 Week LowKSh10.50
Beta-0.036
1 Month Change-2.75%
3 Month Change-9.11%
1 Year Change-2.75%
3 Year Change-39.92%
5 Year Change-45.21%
Change since IPO-46.16%

Recent News & Updates

Shareholder Returns

LBTYKE InsuranceKE Market
7D-0.3%-2.5%1.7%
1Y-2.8%12.7%30.0%

Return vs Industry: LBTY underperformed the KE Insurance industry which returned 12.7% over the past year.

Return vs Market: LBTY underperformed the KE Market which returned 30% over the past year.

Price Volatility

Is LBTY's price volatile compared to industry and market?
LBTY volatility
LBTY Beta-0.036
Industry Beta0.81
Market Beta1

Stable Share Price: LBTY is more volatile than 90% of KE stocks over the past 3 months, typically moving +/- 10% a week.

Volatility Over Time: LBTY's weekly volatility (10%) has been stable over the past year, but is still higher than 75% of KE stocks.

About the Company

FoundedEmployeesCEOWebsite
n/a767Mike du Toithttps://www.libertykenya.co.ke

Liberty Kenya Holdings Plc, through its subsidiaries, provides insurance and wealth management services to the retail and corporate markets in Kenya and Tanzania. It operates through Long-Term Business and Short-Term Business segments. The company provides life assurance, superannuation, industrial life assurance, and business incidental insurance services; and aviation, engineering, fire, liability, marine, personal accident, theft, medical, workmen’s compensation, employer’s liability, and miscellaneous insurance, as well as motor insurance, including private and commercial vehicles.

Liberty Kenya Holdings Fundamentals Summary

How do Liberty Kenya Holdings's earnings and revenue compare to its market cap?
LBTY fundamental statistics
Market CapKSh4.17b
Earnings (TTM)KSh659.34m
Revenue (TTM)KSh9.91b

6.3x

P/E Ratio

0.4x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report
LBTY income statement (TTM)
RevenueKSh9.91b
Cost of RevenueKSh5.88b
Gross ProfitKSh4.03b
ExpensesKSh3.37b
EarningsKSh659.34m

Last Reported Earnings

Dec 31, 2020

Next Earnings Date

n/a

Earnings per share (EPS)1.23
Gross Margin40.69%
Net Profit Margin6.65%
Debt/Equity Ratio0%

How did LBTY perform over the long term?

See historical performance and comparison

Valuation

Is Liberty Kenya Holdings undervalued compared to its fair value and its price relative to the market?

6.32x

Price to Earnings (PE) ratio


Share Price vs. Fair Value

Below Fair Value: Insufficient data to calculate LBTY's fair value to establish if it is undervalued.

Significantly Below Fair Value: Insufficient data to calculate LBTY's fair value to establish if it is undervalued.


Price To Earnings Ratio

PE vs Industry: LBTY is good value based on its PE Ratio (6.3x) compared to the African Insurance industry average (7.5x).

PE vs Market: LBTY is good value based on its PE Ratio (6.3x) compared to the KE market (6.5x).


Price to Earnings Growth Ratio

PEG Ratio: Insufficient data to calculate LBTY's PEG Ratio to determine if it is good value.


Price to Book Ratio

PB vs Industry: LBTY is good value based on its PB Ratio (0.5x) compared to the KE Insurance industry average (0.8x).


Future Growth

How is Liberty Kenya Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?

27.1%

Forecasted Insurance industry annual growth in earnings


In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Liberty Kenya Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.

This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.


Past Performance

How has Liberty Kenya Holdings performed over the past 5 years?

-0.4%

Historical annual earnings growth


Earnings and Revenue History

Quality Earnings: LBTY has high quality earnings.

Growing Profit Margin: LBTY's current net profit margins (6.7%) are higher than last year (5.6%).


Past Earnings Growth Analysis

Earnings Trend: LBTY's earnings have declined by 0.4% per year over the past 5 years.

Accelerating Growth: LBTY's earnings growth over the past year (1.3%) exceeds its 5-year average (-0.4% per year).

Earnings vs Industry: LBTY earnings growth over the past year (1.3%) underperformed the Insurance industry 18.2%.


Return on Equity

High ROE: LBTY's Return on Equity (7.8%) is considered low.


Financial Health

How is Liberty Kenya Holdings's financial position?


Financial Position Analysis

Short Term Liabilities: LBTY's short term assets (KES34.3B) exceed its short term liabilities (KES9.6B).

Long Term Liabilities: LBTY's short term assets (KES34.3B) exceed its long term liabilities (KES21.0B).


Debt to Equity History and Analysis

Debt Level: LBTY is debt free.

Reducing Debt: LBTY has not had any debt for past 5 years.

Debt Coverage: LBTY has no debt, therefore it does not need to be covered by operating cash flow.

Interest Coverage: LBTY has no debt, therefore coverage of interest payments is not a concern.


Balance Sheet


Dividend

What is Liberty Kenya Holdings's current dividend yield, its reliability and sustainability?


Dividend Yield vs Market

Notable Dividend: Unable to evaluate LBTY's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.

High Dividend: Unable to evaluate LBTY's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.


Stability and Growth of Payments

Stable Dividend: Insufficient data to determine if LBTY's dividends per share have been stable in the past.

Growing Dividend: Insufficient data to determine if LBTY's dividend payments have been increasing.


Current Payout to Shareholders

Dividend Coverage: LBTY is not paying a notable dividend for the KE market.


Future Payout to Shareholders

Future Dividend Coverage: No need to calculate the sustainability of LBTY's dividend in 3 years as they are not forecast to pay a notable one for the KE market.


Next Steps

Management

How experienced are the management team and are they aligned to shareholders interests?

3.0yrs

Average board tenure


CEO

Mike du Toit (59 yo)

no data

Tenure

KSh35,818,000

Compensation

Mr. Michael L. du Toit, also known as Mike, serves as a Managing Director of Liberty Kenya Holdings Plc and serves as its Executive Director since December 17, 2008. Mr. du Toit serves as Liberty Africa Re...


CEO Compensation Analysis

Compensation vs Market: Mike's total compensation ($USD322.83K) is about average for companies of similar size in the KE market ($USD263.40K).

Compensation vs Earnings: Mike's compensation has been consistent with company performance over the past year.


Board Members

Experienced Board: LBTY's board of directors are considered experienced (3 years average tenure).


Ownership

Who are the major shareholders and have insiders been buying or selling?


Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.


Ownership Breakdown

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.


Top Shareholders

Company Information

Liberty Kenya Holdings Plc's employee growth, exchange listings and data sources


Key Information

  • Name: Liberty Kenya Holdings Plc
  • Ticker: LBTY
  • Exchange: NASE
  • Founded: NaN
  • Industry: Multi-line Insurance
  • Sector: Insurance
  • Market Cap: KSh4.168b
  • Shares outstanding: 535.71m
  • Website: https://www.libertykenya.co.ke

Number of Employees


Location

  • Liberty Kenya Holdings Plc
  • Liberty House
  • Mamlaka Road
  • Nairobi
  • 100
  • Kenya

Listings


Company Analysis and Financial Data Status

All financial data provided by Standard & Poor's Capital IQ.
DataLast Updated (UTC time)
Company Analysis2021/10/17 14:03
End of Day Share Price2021/10/15 00:00
Earnings2020/12/31
Annual Earnings2020/12/31


Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.