BRIT Stock Overview

An investment holding company, provides financial solutions in Kenya, Uganda, South Sudan, Rwanda, Tanzania, Malawi, and Mozambique. More details

BRIT fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	5/6
Financial Health	4/6
Dividends	0/6

Rewards

Price-To-Earnings ratio (4x) is below the KE market (5.3x)

Earnings grew by 43.2% over the past year

Risk Analysis

No risks detected for BRIT from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Britam Holdings Plc Competitors

Jubilee Holdings

NASE:JUB

KSh12.2b

CIC Insurance Group

NASE:CIC

KSh5.5b

Liberty Kenya Holdings

NASE:LBTY

KSh3.5b

Kenya Reinsurance

NASE:KNRE

KSh6.0b

Price History & Performance

Summary of share price highs, lows and changes for Britam Holdings
Historical stock prices
Current Share Price	KSh5.78
52 Week High	KSh6.50
52 Week Low	KSh4.25
Beta	0.27
1 Month Change	-0.34%
3 Month Change	-0.34%
1 Year Change	13.33%
3 Year Change	-17.90%
5 Year Change	-32.63%
Change since IPO	-2.03%

Recent updates

Shareholder Returns

	BRIT	KE Insurance	KE Market
7D	0%	-1.1%	2.3%
1Y	13.3%	7.3%	35.4%

Return vs Industry: BRIT exceeded the KE Insurance industry which returned 7.3% over the past year.

Return vs Market: BRIT underperformed the KE Market which returned 35.4% over the past year.

Price Volatility

Is BRIT's price volatile compared to industry and market?
BRIT volatility
BRIT Average Weekly Movement	5.3%
Insurance Industry Average Movement	5.3%
Market Average Movement	5.9%
10% most volatile stocks in KE Market	11.5%
10% least volatile stocks in KE Market	2.9%

Stable Share Price: BRIT has not had significant price volatility in the past 3 months compared to the KE market.

Volatility Over Time: BRIT's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1965	1,095	Tom Gitogo	britam.com

Britam Holdings Plc, an investment holding company, provides financial solutions in Kenya, Uganda, South Sudan, Rwanda, Tanzania, Malawi, and Mozambique. It operates in five segments: Life Insurance Business; Non-Life Insurance Business; Asset Management; Property; and Corporate and Other segments. The Life Insurance Business segment provides unit linked products, education plans, whole life plans, and other conventional products; and group life and critical illness products, disability products, individual pension plans, umbrella pension plans, and corporate pension plans.

Britam Holdings Plc Fundamentals Summary

How do Britam Holdings's earnings and revenue compare to its market cap?
BRIT fundamental statistics
Market cap	KSh14.59b
Earnings (TTM)	KSh3.63b
Revenue (TTM)	KSh32.19b

4.0x

P/E Ratio

0.5x

P/S Ratio

Is BRIT overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BRIT income statement (TTM)
Revenue	KSh32.19b
Cost of Revenue	KSh23.81b
Gross Profit	KSh8.38b
Other Expenses	KSh4.75b
Earnings	KSh3.63b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.44
Gross Margin	26.03%
Net Profit Margin	11.27%
Debt/Equity Ratio	8.6%

How did BRIT perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/21 22:05
End of Day Share Price	2024/12/20 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Britam Holdings Plc is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Linda Kiraithe	AIB-AXYS Africa Limited
Muammar Ismaily	EFG-Hermes Research