Jubilee Holdings Limited, an investment holding company, underwrites life and non-life insurance risks associated with death, disability, health, property, and liability.
Jubilee Holdings Competitors
Price History & Performance
|Historical stock prices|
|Current Share Price||KSh348.50|
|52 Week High||KSh251.00|
|52 Week Low||KSh392.00|
|1 Month Change||-3.19%|
|3 Month Change||-9.48%|
|1 Year Change||26.73%|
|3 Year Change||-22.90%|
|5 Year Change||-18.44%|
|Change since IPO||1,806.19%|
Recent News & Updates
|JUB||KE Insurance||KE Market|
Return vs Industry: JUB exceeded the KE Insurance industry which returned 11.8% over the past year.
Return vs Market: JUB underperformed the KE Market which returned 28.8% over the past year.
Stable Share Price: JUB is not significantly more volatile than the rest of KE stocks over the past 3 months, typically moving +/- 5% a week.
Volatility Over Time: JUB's weekly volatility (5%) has been stable over the past year.
About the Company
Jubilee Holdings Limited, an investment holding company, underwrites life and non-life insurance risks associated with death, disability, health, property, and liability. The company offers general insurance products, such as engineering, fire, marine, motor, personal accident, theft, workmen’s compensation and employer’s liability, and miscellaneous insurance products; medical insurance; retirement products; and individual life, group life, pensions, and investments products. It also issues a portfolio of investment contracts to provide asset management solutions for savings and retirement needs.
Jubilee Holdings Fundamentals Summary
|JUB fundamental statistics|
Is JUB overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|JUB income statement (TTM)|
|Cost of Revenue||KSh27.64b|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||86.98|
|Net Profit Margin||17.07%|
How did JUB perform over the long term?See historical performance and comparison
2.6%Current Dividend Yield
Is Jubilee Holdings undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: JUB (KES348.5) is trading above our estimate of fair value (KES42.75)
Significantly Below Fair Value: JUB is trading above our estimate of fair value.
Price To Earnings Ratio
PE vs Industry: JUB is good value based on its PE Ratio (4x) compared to the African Insurance industry average (7.4x).
PE vs Market: JUB is good value based on its PE Ratio (4x) compared to the KE market (6.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate JUB's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: JUB is good value based on its PB Ratio (0.7x) compared to the KE Insurance industry average (0.8x).
How is Jubilee Holdings forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Insurance industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Jubilee Holdings has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Jubilee Holdings performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: JUB has a high level of non-cash earnings.
Growing Profit Margin: JUB's current net profit margins (17.1%) are higher than last year (10.9%).
Past Earnings Growth Analysis
Earnings Trend: JUB's earnings have grown by 6% per year over the past 5 years.
Accelerating Growth: JUB's earnings growth over the past year (76.4%) exceeds its 5-year average (6% per year).
Earnings vs Industry: JUB earnings growth over the past year (76.4%) exceeded the Insurance industry 18.2%.
Return on Equity
High ROE: JUB's Return on Equity (17%) is considered low.
How is Jubilee Holdings's financial position?
Financial Position Analysis
Short Term Liabilities: JUB's short term assets (KES21.8B) exceed its short term liabilities (KES8.7B).
Long Term Liabilities: JUB's short term assets (KES21.8B) do not cover its long term liabilities (KES103.2B).
Debt to Equity History and Analysis
Debt Level: JUB is debt free.
Reducing Debt: JUB had no debt 5 years ago.
Debt Coverage: JUB has no debt, therefore it does not need to be covered by operating cash flow.
Interest Coverage: JUB has no debt, therefore coverage of interest payments is not a concern.
What is Jubilee Holdings's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: JUB's dividend (2.58%) isn’t notable compared to the bottom 25% of dividend payers in the KE market (4.2%).
High Dividend: JUB's dividend (2.58%) is low compared to the top 25% of dividend payers in the KE market (7.77%).
Stability and Growth of Payments
Stable Dividend: JUB's dividends per share have been stable in the past 10 years.
Growing Dividend: JUB's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its low payout ratio (10.3%), JUB's dividend payments are thoroughly covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: Insufficient data to determine if a dividend will be paid in 3 years and that it will be covered by earnings.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Dr. Julius Kipng’etich is Regional Chief Executive Officer at Jubilee Holdings Ltd. since February 2019. Dr. Kipng’etich was Interim Chief Executive Officer of Jubilee Holdings Ltd.since January 2019 unti...
Experienced Management: JUB's management team is considered experienced (2.8 years average tenure).
Experienced Board: JUB's board of directors are seasoned and experienced ( 14.9 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Jubilee Holdings Limited's employee growth, exchange listings and data sources
- Name: Jubilee Holdings Limited
- Ticker: JUB
- Exchange: NASE
- Founded: 1937
- Industry: Multi-line Insurance
- Sector: Insurance
- Market Cap: KSh25.257b
- Shares outstanding: 72.47m
- Website: https://jubileeinsurance.com
Number of Employees
- Jubilee Holdings Limited
- Jubilee Insurance House
- Wabera Street
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/15 15:43|
|End of Day Share Price||2021/10/15 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.