Diamond Trust Bank Kenya Limited, together with its subsidiaries, provides banking, insurance agency, and other related services to the general public.
Price History & Performance
|Historical stock prices|
|Current Share Price||KSh59.50|
|52 Week High||KSh57.50|
|52 Week Low||KSh78.50|
|1 Month Change||-5.18%|
|3 Month Change||-13.77%|
|1 Year Change||-5.56%|
|3 Year Change||-63.72%|
|5 Year Change||-56.57%|
|Change since IPO||292.70%|
Recent News & Updates
|DTK||KE Banks||KE Market|
Return vs Industry: DTK underperformed the KE Banks industry which returned 16.9% over the past year.
Return vs Market: DTK underperformed the KE Market which returned 30% over the past year.
Stable Share Price: DTK is not significantly more volatile than the rest of KE stocks over the past 3 months, typically moving +/- 3% a week.
Volatility Over Time: DTK's weekly volatility (3%) has been stable over the past year.
About the Company
Diamond Trust Bank Kenya Limited, together with its subsidiaries, provides banking, insurance agency, and other related services to the general public. It offers current, savings, and salary accounts, as well as fixed deposits; and mortgage and term loans; and overdrafts, hire purchase, insurance premium financing, leasing, trade finance, and vehicle financing facilities, as well as debit and credit cards. The company also provides money transfer, agency banking, mobile banking, internet banking, treasury, ATM, and payment services; and bancassurance, general insurance, and medical insurance products.
Diamond Trust Bank Kenya Fundamentals Summary
|DTK fundamental statistics|
Is DTK overvalued?See Fair Value and valuation analysis
Earnings & Revenue
|DTK income statement (TTM)|
|Cost of Revenue||KSh0|
Last Reported Earnings
Jun 30, 2021
Next Earnings Date
|Earnings per share (EPS)||13.51|
|Net Profit Margin||20.57%|
How did DTK perform over the long term?See historical performance and comparison
Is Diamond Trust Bank Kenya undervalued compared to its fair value and its price relative to the market?
Price to Earnings (PE) ratio
Share Price vs. Fair Value
Below Fair Value: Insufficient data to calculate DTK's fair value to establish if it is undervalued.
Significantly Below Fair Value: Insufficient data to calculate DTK's fair value to establish if it is undervalued.
Price To Earnings Ratio
PE vs Industry: DTK is good value based on its PE Ratio (4.4x) compared to the KE Banks industry average (6.2x).
PE vs Market: DTK is good value based on its PE Ratio (4.4x) compared to the KE market (6.5x).
Price to Earnings Growth Ratio
PEG Ratio: Insufficient data to calculate DTK's PEG Ratio to determine if it is good value.
Price to Book Ratio
PB vs Industry: DTK is good value based on its PB Ratio (0.3x) compared to the KE Banks industry average (0.8x).
How is Diamond Trust Bank Kenya forecast to perform in the next 1 to 3 years based on estimates from 0 analysts?
Forecasted Banks industry annual growth in earnings
In this section we usually present revenue and earnings growth projections based on the consensus estimates of professional analysts to help investors understand the company’s ability to generate profit. But as Diamond Trust Bank Kenya has not provided enough past data and has no analyst forecast, its future earnings cannot be reliably calculated by extrapolating past data or using analyst predictions.
This is quite a rare situation as 97% of companies covered by SimplyWall St do have past financial data.
How has Diamond Trust Bank Kenya performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: DTK has high quality earnings.
Growing Profit Margin: DTK's current net profit margins (20.6%) are lower than last year (22.6%).
Past Earnings Growth Analysis
Earnings Trend: DTK's earnings have declined by 8.8% per year over the past 5 years.
Accelerating Growth: DTK's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: DTK had negative earnings growth (-28.8%) over the past year, making it difficult to compare to the Banks industry average (-5.6%).
Return on Equity
High ROE: DTK's Return on Equity (5.6%) is considered low.
How is Diamond Trust Bank Kenya's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Financial Institutions Analysis
Asset Level: DTK's Assets to Equity ratio (6x) is low.
Allowance for Bad Loans: DTK has a low allowance for bad loans (46%).
Low Risk Liabilities: 92% of DTK's liabilities are made up of primarily low risk sources of funding.
Loan Level: DTK has an appropriate level of Loans to Assets ratio (48%).
Low Risk Deposits: DTK's Loans to Deposits ratio (62%) is appropriate.
Level of Bad Loans: DTK has a high level of bad loans (10.3%).
What is Diamond Trust Bank Kenya current dividend yield, its reliability and sustainability?
Dividend Yield vs Market
Notable Dividend: Unable to evaluate DTK's dividend yield against the bottom 25% of dividend payers, as the company has not reported any recent payouts.
High Dividend: Unable to evaluate DTK's dividend yield against the top 25% of dividend payers, as the company has not reported any recent payouts.
Stability and Growth of Payments
Stable Dividend: Insufficient data to determine if DTK's dividends per share have been stable in the past.
Growing Dividend: Insufficient data to determine if DTK's dividend payments have been increasing.
Current Payout to Shareholders
Dividend Coverage: DTK is not paying a notable dividend for the KE market.
Future Payout to Shareholders
Future Dividend Coverage: No need to calculate the sustainability of DTK's dividend in 3 years as they are not forecast to pay a notable one for the KE market.
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Nasim Devji (67 yo)
Mrs. Nasim Devji has been Group Chief Executive Officer of Diamond Trust Bank of Kenya Limited since 2001. Mrs. Devji serves as Managing Director of Diamond Trust Bank Kenya Ltd., (DTBK) Kenya Limited. She...
CEO Compensation Analysis
Compensation vs Market: Nasim's total compensation ($USD567.59K) is above average for companies of similar size in the KE market ($USD263.40K).
Compensation vs Earnings: Nasim's compensation has been consistent with company performance over the past year.
Experienced Management: DTK's management team is seasoned and experienced (19.3 years average tenure).
Experienced Board: DTK's board of directors are considered experienced (4.5 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
Diamond Trust Bank Kenya Limited's employee growth, exchange listings and data sources
- Name: Diamond Trust Bank Kenya Limited
- Ticker: DTK
- Exchange: NASE
- Founded: 1945
- Industry: Diversified Banks
- Sector: Banks
- Market Cap: KSh16.636b
- Shares outstanding: 279.60m
- Website: https://dtbk.dtbafrica.com
Number of Employees
- Diamond Trust Bank Kenya Limited
- DTB Centre
- Mombasa Road
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2021/10/17 14:03|
|End of Day Share Price||2021/10/15 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.