company background image
8550 logo

Tochigi Bank TSE:8550 Stock Report

Last Price

JP¥270.00

Market Cap

JP¥28.0b

7D

-4.9%

1Y

-10.9%

Updated

10 Jan, 2025

Data

Company Financials

The Tochigi Bank, Ltd.

TSE:8550 Stock Report

Market Cap: JP¥28.0b

8550 Stock Overview

Provides various banking products and services for individual and corporate customers in Japan. More details

8550 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance2/6
Financial Health3/6
Dividends2/6

Rewards

Trading at 31.9% below our estimate of its fair value

Risk Analysis

Unstable dividend track record

Profit margins (4.6%) are lower than last year (6.7%)


My Notes

Capture your thoughts, links and company narrative

The Tochigi Bank, Ltd. Competitors

Towa Bank

TSE:8558

JP¥23.4b

Yamagata Bank

TSE:8344

JP¥31.2b

FIDEA Holdings

TSE:8713

JP¥25.7b

Akita Bank

TSE:8343

JP¥38.2b

Price History & Performance

Summary of share price highs, lows and changes for Tochigi Bank
Historical stock prices
Current Share PriceJP¥270.00
52 Week HighJP¥398.00
52 Week LowJP¥250.00
Beta0.38
1 Month Change-7.85%
3 Month Change2.27%
1 Year Change-10.89%
3 Year Change19.47%
5 Year Change24.42%
Change since IPO-82.53%

Recent News & Updates

Recent updates

Tochigi Bank (TSE:8550) Will Pay A Dividend Of ¥3.00

Mar 03
Tochigi Bank (TSE:8550) Will Pay A Dividend Of ¥3.00

Shareholder Returns

8550JP BanksJP Market
7D-4.9%2.0%-1.7%
1Y-10.9%40.5%8.5%

Return vs Industry: 8550 underperformed the JP Banks industry which returned 40.5% over the past year.

Return vs Market: 8550 underperformed the JP Market which returned 8.5% over the past year.

Price Volatility

Is 8550's price volatile compared to industry and market?
8550 volatility
8550 Average Weekly Movement3.6%
Banks Industry Average Movement3.4%
Market Average Movement3.5%
10% most volatile stocks in JP Market7.3%
10% least volatile stocks in JP Market1.9%

Stable Share Price: 8550 has not had significant price volatility in the past 3 months compared to the JP market.

Volatility Over Time: 8550's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19421,573Hiroyuki Nakadawww.tochigibank.co.jp

The Tochigi Bank, Ltd. provides various banking products and services for individual and corporate customers in Japan. It offers various savings accounts, ordinary and fixed term deposits; housing and renovation, car, student, and welfare vehicle loans; and pension plans, insurance, and trusts; asset management; safe deposit boxes; and telephone and online banking services. The company was formerly known as Tochigi Mutual Bank Co., Ltd.

The Tochigi Bank, Ltd. Fundamentals Summary

How do Tochigi Bank's earnings and revenue compare to its market cap?
8550 fundamental statistics
Market capJP¥27.99b
Earnings (TTM)JP¥1.73b
Revenue (TTM)JP¥37.45b

16.2x

P/E Ratio

0.2x

P/B Ratio

Is 8550 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
8550 income statement (TTM)
RevenueJP¥37.45b
Cost of RevenueJP¥0
Gross ProfitJP¥37.45b
Other ExpensesJP¥35.72b
EarningsJP¥1.73b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)16.67
Gross Margin100.00%
Net Profit Margin4.61%
Debt/Equity Ratio22.6%

How did 8550 perform over the long term?

See historical performance and comparison

Dividends

2.6%

Current Dividend Yield

39%

Payout Ratio

Does 8550 pay a reliable dividends?

See 8550 dividend history and benchmarks
When do you need to buy 8550 by to receive an upcoming dividend?
Tochigi Bank dividend dates
Ex Dividend DateMar 28 2025
Dividend Pay DateJun 30 2025
Days until Ex dividend76 days
Days until Dividend pay date170 days

Does 8550 pay a reliable dividends?

See 8550 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/10 02:40
End of Day Share Price 2025/01/10 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Tochigi Bank, Ltd. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pooja DabasVirtua Research Inc.