North Pacific Bank,Ltd.

TSE:8524 Stock Report

Market Cap: JP¥160.6b

North Pacific BankLtd Balance Sheet Health

Financial Health criteria checks 4/6

North Pacific BankLtd has total assets of ¥13,292.5B and total equity of ¥414.9B. Total deposits are ¥11,062.5B, and total loans are ¥7,435.0B earning a Net Interest Margin of 0.6%. It has insufficient allowance for bad loans, which are currently at 1.3% of total loans. Cash and short-term investments are ¥2,989.9B.

Key information

32x

Asset to equity ratio

0.6%

Net interest margin

Total deposits

JP¥11.06t

Loan to deposit ratio

Appropriate

Bad loans

1.3%

Allowance for bad loans

Low

Current ratio

Low

Cash & equivalents

JP¥2.99t

Recent financial health updates

No updates

Recent updates

Financial Position Analysis


Debt to Equity History and Analysis


Balance Sheet


Financial Institutions Analysis

Asset Level: 8524's Assets to Equity ratio (32x) is very high.

Allowance for Bad Loans: 8524 has a low allowance for bad loans (48%).

Low Risk Liabilities: 86% of 8524's liabilities are made up of primarily low risk sources of funding.

Loan Level: 8524 has an appropriate level of Loans to Assets ratio (56%).

Low Risk Deposits: 8524's Loans to Deposits ratio (67%) is appropriate.

Level of Bad Loans: 8524 has an appropriate level of bad loans (1.3%).


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