North Pacific BankLtd Balance Sheet Health
Financial Health criteria checks 4/6
North Pacific BankLtd has total assets of ¥13,245.8B and total equity of ¥437.5B. Total deposits are ¥10,890.3B, and total loans are ¥7,483.2B earning a Net Interest Margin of 0.6%. It has insufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are ¥2,811.6B.
Key information
30.3x
Asset to equity ratio
0.6%
Net interest margin
| Total deposits | JP¥10.89t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | JP¥2.81t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8524's Assets to Equity ratio (30.3x) is very high.
Allowance for Bad Loans: 8524 has a low allowance for bad loans (48%).
Low Risk Liabilities: 85% of 8524's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8524 has an appropriate level of Loans to Assets ratio (56%).
Low Risk Deposits: 8524's Loans to Deposits ratio (69%) is appropriate.
Level of Bad Loans: 8524 has an appropriate level of bad loans (1.2%).