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8524 logo

North Pacific BankLtd TSE:8524 Stock Report

Last Price

JP¥449.00

Market Cap

JP¥171.8b

7D

-4.3%

1Y

26.8%

Updated

21 Dec, 2024

Data

Company Financials +

North Pacific Bank,Ltd.

TSE:8524 Stock Report

Market Cap: JP¥171.8b

8524 Stock Overview

Provides various banking products and services for individuals and corporations in Japan. More details

8524 fundamental analysis
Snowflake Score
Valuation3/6
Future Growth4/6
Past Performance5/6
Financial Health4/6
Dividends3/6

My Notes

Capture your thoughts, links and company narrative

North Pacific Bank,Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for North Pacific BankLtd
Historical stock prices
Current Share PriceJP¥449.00
52 Week HighJP¥627.00
52 Week LowJP¥330.00
Beta0.22
1 Month Change2.98%
3 Month Change14.54%
1 Year Change26.84%
3 Year Change84.02%
5 Year Change80.32%
Change since IPO-28.73%

Recent News & Updates

North Pacific BankLtd (TSE:8524) Is Due To Pay A Dividend Of ¥6.50

Dec 18
North Pacific BankLtd (TSE:8524) Is Due To Pay A Dividend Of ¥6.50

North Pacific BankLtd (TSE:8524) Is Due To Pay A Dividend Of ¥6.50

Dec 04
North Pacific BankLtd (TSE:8524) Is Due To Pay A Dividend Of ¥6.50

Recent updates

North Pacific BankLtd (TSE:8524) Is Due To Pay A Dividend Of ¥6.50

Dec 18
North Pacific BankLtd (TSE:8524) Is Due To Pay A Dividend Of ¥6.50

North Pacific BankLtd (TSE:8524) Is Due To Pay A Dividend Of ¥6.50

Dec 04
North Pacific BankLtd (TSE:8524) Is Due To Pay A Dividend Of ¥6.50

Shareholder Returns

8524JP BanksJP Market
7D-4.3%-3.6%-1.5%
1Y26.8%40.7%13.7%

Return vs Industry: 8524 underperformed the JP Banks industry which returned 40.7% over the past year.

Return vs Market: 8524 exceeded the JP Market which returned 13.7% over the past year.

Price Volatility

Is 8524's price volatile compared to industry and market?
8524 volatility
8524 Average Weekly Movement5.0%
Banks Industry Average Movement3.7%
Market Average Movement3.6%
10% most volatile stocks in JP Market7.3%
10% least volatile stocks in JP Market1.9%

Stable Share Price: 8524 has not had significant price volatility in the past 3 months compared to the JP market.

Volatility Over Time: 8524's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19172,764Hirotsune Tsuyamawww.hokuyobank.co.jp

North Pacific Bank,Ltd. provides various banking products and services for individuals and corporations in Japan. It offers deposits and negotiable certificates of deposit, as well as loans, including housing, car, education, renovation, and card loan.

North Pacific Bank,Ltd. Fundamentals Summary

How do North Pacific BankLtd's earnings and revenue compare to its market cap?
8524 fundamental statistics
Market capJP¥171.84b
Earnings (TTM)JP¥14.64b
Revenue (TTM)JP¥130.23b

11.7x

P/E Ratio

0.4x

P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
8524 income statement (TTM)
RevenueJP¥130.23b
Cost of RevenueJP¥0
Gross ProfitJP¥130.23b
Other ExpensesJP¥115.60b
EarningsJP¥14.64b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 10, 2025

Earnings per share (EPS)38.24
Gross Margin100.00%
Net Profit Margin11.24%
Debt/Equity Ratio395.0%

How did 8524 perform over the long term?

See historical performance and comparison

Dividends

2.9%

Current Dividend Yield

13%

Payout Ratio

Does 8524 pay a reliable dividends?

See 8524 dividend history and benchmarks
When do you need to buy 8524 by to receive an upcoming dividend?
North Pacific BankLtd dividend dates
Ex Dividend DateMar 28 2025
Dividend Pay DateJun 27 2025
Days until Ex dividend96 days
Days until Dividend pay date187 days

Does 8524 pay a reliable dividends?

See 8524 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/21 07:02
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

North Pacific Bank,Ltd. is covered by 3 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Masahiko SatoNomura Securities Co. Ltd.
Ken TakamiyaNomura Securities Co. Ltd.
Masahiko SatoSMBC NIKKO