Seven Bank, Ltd.

TSE:8410 Stock Report

Market Cap: JP¥386.7b

Seven Bank Valuation

Is 8410 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

1/6

Valuation Score 1/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 8410 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 8410 (¥330.5) is trading below our estimate of fair value (¥388.7)

Significantly Below Fair Value: 8410 is trading below fair value, but not by a significant amount.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 8410?

Key metric: As 8410 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 8410. This is calculated by dividing 8410's market cap by their current earnings.
What is 8410's PE Ratio?
PE Ratio37.5x
EarningsJP¥10.30b
Market CapJP¥386.66b

Price to Earnings Ratio vs Peers

How does 8410's PE Ratio compare to its peers?

The above table shows the PE ratio for 8410 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average10.5x
8334 Gunma Bank
10.3x6.9%JP¥402.7b
8341 77 Bank
10.1x10.8%JP¥321.1b
5830 Iyogin HoldingsInc
10.1x4.8%JP¥450.2b
7337 Hirogin Holdings
11.4x14.3%JP¥335.6b
8410 Seven Bank
37.5x21.0%JP¥386.7b

Price-To-Earnings vs Peers: 8410 is expensive based on its Price-To-Earnings Ratio (37.5x) compared to the peer average (10.5x).

Price to Earnings Ratio vs Industry

How does 8410's PE Ratio compare vs other companies in the JP Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
8410 37.5xIndustry Avg. 9.8xNo. of Companies15PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 8410 is expensive based on its Price-To-Earnings Ratio (37.5x) compared to the JP Banks industry average (9.8x).

Price to Earnings Ratio vs Fair Ratio

What is 8410's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

8410 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio37.5x
Fair PE Ratio13.5x

Price-To-Earnings vs Fair Ratio: 8410 is expensive based on its Price-To-Earnings Ratio (37.5x) compared to the estimated Fair Price-To-Earnings Ratio (13.5x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 8410 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥330.50
JP¥292.50
-11.5%
12.4%JP¥350.00JP¥250.00n/a4
Nov ’25JP¥320.40
JP¥292.50
-8.7%
12.4%JP¥350.00JP¥250.00n/a4
Oct ’25JP¥288.20
JP¥292.50
+1.5%
12.4%JP¥350.00JP¥250.00n/a4
Sep ’25JP¥287.90
JP¥292.50
+1.6%
12.4%JP¥350.00JP¥250.00n/a4
Aug ’25JP¥278.40
JP¥292.50
+5.1%
12.4%JP¥350.00JP¥250.00n/a4
Jul ’25JP¥271.30
JP¥295.00
+8.7%
12.1%JP¥350.00JP¥250.00n/a4
Jun ’25JP¥264.90
JP¥301.25
+13.7%
12.1%JP¥350.00JP¥250.00n/a4
May ’25JP¥281.00
JP¥301.25
+7.2%
12.1%JP¥350.00JP¥250.00n/a4
Apr ’25JP¥296.00
JP¥301.25
+1.8%
12.1%JP¥350.00JP¥250.00n/a4
Mar ’25JP¥299.70
JP¥307.50
+2.6%
13.1%JP¥350.00JP¥250.00n/a4
Feb ’25JP¥307.50
JP¥307.50
0%
13.1%JP¥350.00JP¥250.00n/a4
Jan ’25JP¥299.70
JP¥307.50
+2.6%
13.1%JP¥350.00JP¥250.00n/a4
Dec ’24JP¥303.70
JP¥301.25
-0.8%
12.1%JP¥350.00JP¥250.00n/a4
Nov ’24JP¥306.50
JP¥301.25
-1.7%
12.1%JP¥350.00JP¥250.00JP¥320.404
Oct ’24JP¥310.90
JP¥296.25
-4.7%
10.2%JP¥330.00JP¥250.00JP¥288.204
Sep ’24JP¥312.80
JP¥296.25
-5.3%
10.2%JP¥330.00JP¥250.00JP¥287.904
Aug ’24JP¥302.00
JP¥296.25
-1.9%
10.2%JP¥330.00JP¥250.00JP¥278.404
Jul ’24JP¥283.10
JP¥288.75
+2.0%
11.9%JP¥330.00JP¥250.00JP¥271.304
Jun ’24JP¥273.00
JP¥278.75
+2.1%
11.1%JP¥330.00JP¥250.00JP¥264.904
May ’24JP¥276.00
JP¥278.75
+1.0%
11.1%JP¥330.00JP¥250.00JP¥281.004
Apr ’24JP¥265.00
JP¥263.75
-0.5%
11.0%JP¥300.00JP¥220.00JP¥296.004
Mar ’24JP¥275.00
JP¥263.75
-4.1%
11.0%JP¥300.00JP¥220.00JP¥299.704
Feb ’24JP¥265.00
JP¥262.50
-0.9%
10.9%JP¥300.00JP¥220.00JP¥307.504
Jan ’24JP¥262.00
JP¥260.00
-0.8%
11.2%JP¥300.00JP¥220.00JP¥299.704
Dec ’23JP¥257.00
JP¥260.00
+1.2%
11.2%JP¥300.00JP¥220.00JP¥303.704
Nov ’23JP¥265.00
JP¥260.00
-1.9%
11.2%JP¥300.00JP¥220.00JP¥306.504

Analyst Forecast: Target price is lower than the current share price.

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