Seven Bank Balance Sheet Health
Financial Health criteria checks 6/6
Seven Bank has total assets of ¥1,569.2B and total equity of ¥282.0B. Total deposits are ¥872.7B, and total loans are ¥98.4B. It earns a Net Interest Margin of 2.2%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are ¥933.9B.
Key information
5.6x
Asset to equity ratio
2.2%
Net interest margin
| Total deposits | JP¥872.68b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.2% |
| Allowance for bad loans | Sufficient |
| Current ratio | Good |
| Cash & equivalents | JP¥933.87b |
Recent financial health updates
No updates
Recent updates
Seven Bank (TSE:8410) Has Announced A Dividend Of ¥5.50
Dec 17
Seven Bank (TSE:8410) Will Pay A Dividend Of ¥5.50
Dec 03Seven Bank's (TSE:8410) Dividend Will Be ¥5.50
Aug 28Seven Bank's (TSE:8410) Dividend Will Be ¥5.50
Aug 14Seven Bank (TSE:8410) Is Paying Out A Dividend Of ¥5.50
Jul 26Seven Bank (TSE:8410) Is Paying Out A Dividend Of ¥5.50
Jul 12Seven Bank (TSE:8410) Is Paying Out A Dividend Of ¥5.50
Feb 27Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8410's Assets to Equity ratio (5.6x) is low.
Allowance for Bad Loans: 8410 has a sufficient allowance for bad loans (387%).
Low Risk Liabilities: 68% of 8410's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8410 has an appropriate level of Loans to Assets ratio (6%).
Low Risk Deposits: 8410's Loans to Deposits ratio (11%) is appropriate.
Level of Bad Loans: 8410 has an appropriate level of bad loans (1.2%).
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Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/28 18:55 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2024/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Seven Bank, Ltd. is covered by 12 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Shinichiro Nakamura | BofA Global Research |
| null null | Daiwa Securities Co. Ltd. |
| Ken Matsuda | Daiwa Securities Co. Ltd. |