The 77 Bank, Ltd.

TSE:8341 Stock Report

Market Cap: JP¥327.3b

77 Bank Valuation

Is 8341 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

4/6

Valuation Score 4/6

  • Below Fair Value

  • Significantly Below Fair Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Fair Value

What is the Fair Price of 8341 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Below Fair Value: 8341 (¥4460) is trading below our estimate of fair value (¥7382.31)

Significantly Below Fair Value: 8341 is trading below fair value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 8341?

Key metric: As 8341 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 8341. This is calculated by dividing 8341's market cap by their current earnings.
What is 8341's PE Ratio?
PE Ratio10.4x
EarningsJP¥31.90b
Market CapJP¥327.33b

Price to Earnings Ratio vs Peers

How does 8341's PE Ratio compare to its peers?

The above table shows the PE ratio for 8341 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average12.3x
7180 Kyushu Financial GroupInc
13.4x16.1%JP¥315.4b
7337 Hirogin Holdings
11.8x14.3%JP¥347.6b
8418 Yamaguchi Financial Group
12.4x14.9%JP¥346.1b
7189 Nishi-Nippon Financial Holdings
11.6x15.2%JP¥284.4b
8341 77 Bank
10.4x10.8%JP¥330.7b

Price-To-Earnings vs Peers: 8341 is good value based on its Price-To-Earnings Ratio (10.4x) compared to the peer average (12.3x).

Price to Earnings Ratio vs Industry

How does 8341's PE Ratio compare vs other companies in the JP Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
8341 10.4xIndustry Avg. 9.9xNo. of Companies19PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 8341 is expensive based on its Price-To-Earnings Ratio (10.4x) compared to the JP Banks industry average (9.9x).

Price to Earnings Ratio vs Fair Ratio

What is 8341's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

8341 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio10.4x
Fair PE Ratio11.7x

Price-To-Earnings vs Fair Ratio: 8341 is good value based on its Price-To-Earnings Ratio (10.4x) compared to the estimated Fair Price-To-Earnings Ratio (11.7x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 8341 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥4,460.00
JP¥4,950.00
+11.0%
15.2%JP¥5,700.00JP¥4,200.00n/a2
Nov ’25JP¥4,023.00
JP¥4,950.00
+23.0%
15.2%JP¥5,700.00JP¥4,200.00n/a2
Oct ’25JP¥3,925.00
JP¥4,850.00
+23.6%
17.5%JP¥5,700.00JP¥4,000.00n/a2
Sep ’25JP¥4,185.00
JP¥4,850.00
+15.9%
17.5%JP¥5,700.00JP¥4,000.00n/a2
Aug ’25JP¥4,810.00
JP¥4,850.00
+0.8%
17.5%JP¥5,700.00JP¥4,000.00n/a2
Jul ’25JP¥4,550.00
JP¥4,200.00
-7.7%
4.8%JP¥4,400.00JP¥4,000.00n/a2
Jun ’25JP¥4,685.00
JP¥4,200.00
-10.4%
4.8%JP¥4,400.00JP¥4,000.00n/a2
May ’25JP¥4,345.00
JP¥4,200.00
-3.3%
4.8%JP¥4,400.00JP¥4,000.00n/a2
Apr ’25JP¥3,990.00
JP¥3,700.00
-7.3%
18.9%JP¥4,400.00JP¥3,000.00n/a2
Mar ’25JP¥4,000.00
JP¥3,700.00
-7.5%
18.9%JP¥4,400.00JP¥3,000.00n/a2
Feb ’25JP¥3,545.00
JP¥3,700.00
+4.4%
18.9%JP¥4,400.00JP¥3,000.00n/a2
Jan ’25JP¥3,480.00
JP¥3,700.00
+6.3%
18.9%JP¥4,400.00JP¥3,000.00n/a2
Dec ’24JP¥3,465.00
JP¥3,700.00
+6.8%
18.9%JP¥4,400.00JP¥3,000.00n/a2
Nov ’24JP¥3,510.00
JP¥3,300.00
-6.0%
9.1%JP¥3,600.00JP¥3,000.00JP¥4,023.002
Oct ’24JP¥3,170.00
JP¥3,300.00
+4.1%
9.1%JP¥3,600.00JP¥3,000.00JP¥3,925.002
Sep ’24JP¥3,170.00
JP¥3,300.00
+4.1%
9.1%JP¥3,600.00JP¥3,000.00JP¥4,185.002
Aug ’24JP¥2,968.00
JP¥2,700.00
-9.0%
33.3%JP¥3,600.00JP¥1,800.00JP¥4,810.002
Jul ’24JP¥2,560.00
JP¥2,250.00
-12.1%
20.0%JP¥2,700.00JP¥1,800.00JP¥4,550.002
Jun ’24JP¥2,414.00
JP¥2,250.00
-6.8%
20.0%JP¥2,700.00JP¥1,800.00JP¥4,685.002
May ’24JP¥2,238.00
JP¥2,250.00
+0.5%
20.0%JP¥2,700.00JP¥1,800.00JP¥4,345.002
Apr ’24JP¥2,162.00
JP¥2,250.00
+4.1%
20.0%JP¥2,700.00JP¥1,800.00JP¥3,990.002
Mar ’24JP¥2,439.00
JP¥2,250.00
-7.7%
20.0%JP¥2,700.00JP¥1,800.00JP¥4,000.002
Feb ’24JP¥2,258.00
JP¥2,250.00
-0.4%
20.0%JP¥2,700.00JP¥1,800.00JP¥3,545.002

Analyst Forecast: Target price is less than 20% higher than the current share price.

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