77 Bank Balance Sheet Health
Financial Health criteria checks 4/6
77 Bank has total assets of ¥10,501.1B and total equity of ¥601.7B. Total deposits are ¥8,935.1B, and total loans are ¥5,792.5B earning a Net Interest Margin of 0.8%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ¥1,305.3B.
Key information
17.5x
Asset to equity ratio
0.8%
Net interest margin
Total deposits | JP¥8.94t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥1.31t |
Recent financial health updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8341's Assets to Equity ratio (17.5x) is moderate.
Allowance for Bad Loans: 8341 has a low allowance for bad loans (51%).
Low Risk Liabilities: 90% of 8341's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8341 has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 8341's Loans to Deposits ratio (65%) is appropriate.
Level of Bad Loans: 8341 has a high level of bad loans (2%).