The Kiyo Bank, Ltd.

TSE:8370 Stock Report

Market Cap: JP¥142.0b

Kiyo Bank Past Earnings Performance

Past criteria checks 4/6

Kiyo Bank's earnings have been declining at an average annual rate of -8.1%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 1.5% per year. Kiyo Bank's return on equity is 6.7%, and it has net margins of 20.1%.

Key information

-8.1%

Earnings growth rate

-7.1%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate1.5%
Return on equity6.7%
Net Margin20.1%
Next Earnings Update03 Feb 2025

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Kiyo Bank makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TSE:8370 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2479,90316,08634,1510
30 Jun 2480,25015,56833,4980
31 Mar 2475,70515,02033,0180
31 Dec 2372,7442232,2090
30 Sep 2373,0891,14931,9340
30 Jun 2373,6032,16631,5560
31 Mar 2377,6983,92431,2950
31 Dec 2274,24515,00631,5920
30 Sep 2274,54115,79731,5010
30 Jun 2274,49414,83131,7750
31 Mar 2273,90115,46031,9990
31 Dec 2177,12218,76832,7290
30 Sep 2174,53815,83333,3830
30 Jun 2173,10516,49133,7890
31 Mar 2168,33613,59134,3930
31 Dec 2071,2569,02034,5450
30 Sep 2071,6929,44934,5600
30 Jun 2072,3949,26834,6450
31 Mar 2078,26813,71934,9740
31 Dec 1971,78116,36134,8190
30 Sep 1970,58315,64135,2030
30 Jun 1970,12014,68535,5060
31 Mar 1967,62811,62035,7870
31 Dec 1869,01910,61536,4810
30 Sep 1869,18610,76637,0320
30 Jun 1867,06010,25437,5290
31 Mar 1868,16811,72238,1260
31 Dec 1766,63311,79938,3290
30 Sep 1766,65711,71838,7180
30 Jun 1766,0429,92639,1580
31 Mar 1766,81311,02839,4820
31 Dec 1665,11111,99939,7340
30 Sep 1664,76111,54639,7700
30 Jun 1669,36015,39139,9490
31 Mar 1672,24717,02340,2280
31 Dec 1575,94716,56340,7500
30 Sep 1576,68418,17441,1890
30 Jun 1573,03815,43141,5190
31 Mar 1566,96711,27041,4620
31 Dec 1465,49910,37440,9230
30 Sep 1465,8278,78142,0280
30 Jun 1467,58510,80341,7250
31 Mar 1466,35010,48740,9880

Quality Earnings: 8370 has high quality earnings.

Growing Profit Margin: 8370's current net profit margins (20.1%) are higher than last year (1.6%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 8370's earnings have declined by 8.1% per year over the past 5 years.

Accelerating Growth: 8370's earnings growth over the past year (1300%) exceeds its 5-year average (-8.1% per year).

Earnings vs Industry: 8370 earnings growth over the past year (1300%) exceeded the Banks industry 22.6%.

Return on Equity

High ROE: 8370's Return on Equity (6.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/23 22:46
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Kiyo Bank, Ltd. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution