Kiyo Bank Past Earnings Performance
Past criteria checks 4/6
Kiyo Bank's earnings have been declining at an average annual rate of -11.2%, while the Banks industry saw earnings growing at 7.2% annually. Revenues have been growing at an average rate of 1.3% per year. Kiyo Bank's return on equity is 6.7%, and it has net margins of 19.4%.
Key information
-11.2%
Earnings growth rate
-10.3%
EPS growth rate
| Banks Industry Growth | 4.1% |
| Revenue growth rate | 1.3% |
| Return on equity | 6.7% |
| Net Margin | 19.4% |
| Next Earnings Update | 11 Nov 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Kiyo Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 80,250 | 15,568 | 33,498 | 0 |
| 31 Mar 24 | 75,705 | 15,020 | 33,018 | 0 |
| 31 Dec 23 | 72,744 | 22 | 32,209 | 0 |
| 30 Sep 23 | 73,089 | 1,149 | 31,934 | 0 |
| 30 Jun 23 | 73,603 | 2,166 | 31,556 | 0 |
| 31 Mar 23 | 77,698 | 3,924 | 31,295 | 0 |
| 31 Dec 22 | 74,245 | 15,006 | 31,592 | 0 |
| 30 Sep 22 | 74,541 | 15,797 | 31,501 | 0 |
| 30 Jun 22 | 74,494 | 14,831 | 31,775 | 0 |
| 31 Mar 22 | 73,901 | 15,460 | 31,999 | 0 |
| 31 Dec 21 | 77,122 | 18,768 | 32,729 | 0 |
| 30 Sep 21 | 74,538 | 15,833 | 33,383 | 0 |
| 30 Jun 21 | 73,105 | 16,491 | 33,789 | 0 |
| 31 Mar 21 | 68,336 | 13,591 | 34,393 | 0 |
| 31 Dec 20 | 71,256 | 9,020 | 34,545 | 0 |
| 30 Sep 20 | 71,692 | 9,449 | 34,560 | 0 |
| 30 Jun 20 | 72,394 | 9,268 | 34,645 | 0 |
| 31 Mar 20 | 78,268 | 13,719 | 34,974 | 0 |
| 31 Dec 19 | 71,781 | 16,361 | 34,819 | 0 |
| 30 Sep 19 | 70,583 | 15,641 | 35,203 | 0 |
| 30 Jun 19 | 70,120 | 14,685 | 35,506 | 0 |
| 31 Mar 19 | 67,628 | 11,620 | 35,787 | 0 |
| 31 Dec 18 | 69,019 | 10,615 | 36,481 | 0 |
| 30 Sep 18 | 69,186 | 10,766 | 37,032 | 0 |
| 30 Jun 18 | 67,060 | 10,254 | 37,529 | 0 |
| 31 Mar 18 | 68,168 | 11,722 | 38,126 | 0 |
| 31 Dec 17 | 66,633 | 11,799 | 38,329 | 0 |
| 30 Sep 17 | 66,657 | 11,718 | 38,718 | 0 |
| 30 Jun 17 | 66,042 | 9,926 | 39,158 | 0 |
| 31 Mar 17 | 66,813 | 11,028 | 39,482 | 0 |
| 31 Dec 16 | 65,111 | 11,999 | 39,734 | 0 |
| 30 Sep 16 | 64,761 | 11,546 | 39,770 | 0 |
| 30 Jun 16 | 69,360 | 15,391 | 39,949 | 0 |
| 31 Mar 16 | 72,247 | 17,023 | 40,228 | 0 |
| 31 Dec 15 | 75,947 | 16,563 | 40,750 | 0 |
| 30 Sep 15 | 76,684 | 18,174 | 41,189 | 0 |
| 30 Jun 15 | 73,038 | 15,431 | 41,519 | 0 |
| 31 Mar 15 | 66,967 | 11,270 | 41,462 | 0 |
| 31 Dec 14 | 65,499 | 10,374 | 40,923 | 0 |
| 30 Sep 14 | 65,827 | 8,781 | 42,028 | 0 |
| 30 Jun 14 | 67,585 | 10,803 | 41,725 | 0 |
| 31 Mar 14 | 66,350 | 10,487 | 40,988 | 0 |
Quality Earnings: 8370 has high quality earnings.
Growing Profit Margin: 8370's current net profit margins (19.4%) are higher than last year (2.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 8370's earnings have declined by 11.2% per year over the past 5 years.
Accelerating Growth: 8370's earnings growth over the past year (618.7%) exceeds its 5-year average (-11.2% per year).
Earnings vs Industry: 8370 earnings growth over the past year (618.7%) exceeded the Banks industry 19.1%.
Return on Equity
High ROE: 8370's Return on Equity (6.7%) is considered low.