Kiyo Bank Balance Sheet Health
Financial Health criteria checks 3/6
Kiyo Bank has total assets of ¥5,831.4B and total equity of ¥238.1B. Total deposits are ¥4,684.7B, and total loans are ¥3,806.3B earning a Net Interest Margin of 1%. It has insufficient allowance for bad loans, which are currently at 2% of total loans. Cash and short-term investments are ¥983.7B.
Key information
24.5x
Asset to equity ratio
1.0%
Net interest margin
Total deposits | JP¥4.68t |
Loan to deposit ratio | Appropriate |
Bad loans | 2.0% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | JP¥983.68b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 8370's Assets to Equity ratio (24.5x) is very high.
Allowance for Bad Loans: 8370 has a low allowance for bad loans (34%).
Low Risk Liabilities: 84% of 8370's liabilities are made up of primarily low risk sources of funding.
Loan Level: 8370 has an appropriate level of Loans to Assets ratio (65%).
Low Risk Deposits: 8370's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: 8370 has a high level of bad loans (2%).