Bank of Iwate Past Earnings Performance
Past criteria checks 2/6
Bank of Iwate has been growing earnings at an average annual rate of 1.7%, while the Banks industry saw earnings growing at 5.9% annually. Revenues have been growing at an average rate of 0.8% per year. Bank of Iwate's return on equity is 2.1%, and it has net margins of 10.1%.
Key information
1.7%
Earnings growth rate
2.6%
EPS growth rate
| Banks Industry Growth | 4.1% |
| Revenue growth rate | 0.8% |
| Return on equity | 2.1% |
| Net Margin | 10.1% |
| Last Earnings Update | 31 Mar 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Bank of Iwate makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 31 Mar 24 | 41,999 | 4,225 | 24,554 | 0 |
| 31 Dec 23 | 40,165 | 3,545 | 24,463 | 0 |
| 30 Sep 23 | 44,065 | 4,984 | 24,309 | 0 |
| 30 Jun 23 | 44,908 | 5,105 | 24,182 | 0 |
| 31 Mar 23 | 46,028 | 5,381 | 24,086 | 0 |
| 31 Dec 22 | 46,139 | 4,719 | 24,071 | 0 |
| 30 Sep 22 | 42,377 | 3,803 | 24,358 | 0 |
| 30 Jun 22 | 42,841 | 4,300 | 24,625 | 0 |
| 31 Mar 22 | 41,571 | 4,126 | 24,852 | 0 |
| 31 Dec 21 | 40,802 | 3,259 | 25,138 | 0 |
| 30 Sep 21 | 41,847 | 4,138 | 25,157 | 0 |
| 30 Jun 21 | 39,157 | 2,299 | 25,219 | 0 |
| 31 Mar 21 | 40,020 | 2,896 | 25,473 | 0 |
| 31 Dec 20 | 41,854 | 4,368 | 25,734 | 0 |
| 30 Sep 20 | 39,985 | 3,220 | 25,969 | 0 |
| 30 Jun 20 | 40,520 | 3,664 | 26,186 | 0 |
| 31 Mar 20 | 40,773 | 3,784 | 26,214 | 0 |
| 31 Dec 19 | 41,644 | 4,595 | 26,338 | 0 |
| 30 Sep 19 | 43,136 | 4,614 | 26,654 | 0 |
| 30 Jun 19 | 43,808 | 5,062 | 26,766 | 0 |
| 31 Mar 19 | 42,606 | 4,186 | 27,088 | 0 |
| 31 Dec 18 | 42,860 | 4,086 | 27,333 | 0 |
| 30 Sep 18 | 43,722 | 5,061 | 27,561 | 0 |
| 30 Jun 18 | 44,037 | 5,022 | 27,907 | 0 |
| 31 Mar 18 | 45,280 | 5,523 | 28,108 | 0 |
| 31 Dec 17 | 43,776 | 5,515 | 28,150 | 0 |
| 30 Sep 17 | 43,129 | 5,275 | 28,134 | 0 |
| 30 Jun 17 | 42,603 | 5,080 | 28,085 | 0 |
| 31 Mar 17 | 43,784 | 10,152 | 28,040 | 0 |
| 31 Dec 16 | 44,871 | 10,530 | 27,688 | 0 |
| 30 Sep 16 | 44,193 | 10,534 | 27,211 | 0 |
| 30 Jun 16 | 43,459 | 10,824 | 26,855 | 0 |
| 31 Mar 16 | 43,102 | 7,107 | 26,361 | 0 |
| 31 Dec 15 | 43,241 | 7,521 | 26,293 | 0 |
| 30 Sep 15 | 43,112 | 7,386 | 26,697 | 0 |
| 30 Jun 15 | 44,398 | 8,692 | 26,942 | 0 |
| 31 Mar 15 | 42,737 | 7,354 | 27,308 | 0 |
| 31 Dec 14 | 43,542 | 7,958 | 27,645 | 0 |
| 30 Sep 14 | 43,539 | 7,980 | 27,635 | 0 |
| 30 Jun 14 | 43,500 | 7,064 | 27,693 | 0 |
| 31 Mar 14 | 44,440 | 7,720 | 27,808 | 0 |
| 31 Dec 13 | 45,491 | 7,892 | 27,598 | 0 |
| 30 Sep 13 | 44,973 | 7,476 | 27,645 | 0 |
| 30 Jun 13 | 43,818 | 6,594 | 27,648 | 0 |
Quality Earnings: 8345 has high quality earnings.
Growing Profit Margin: 8345's current net profit margins (10.1%) are lower than last year (11.7%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: 8345's earnings have grown by 1.7% per year over the past 5 years.
Accelerating Growth: 8345's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: 8345 had negative earnings growth (-21.5%) over the past year, making it difficult to compare to the Banks industry average (11.4%).
Return on Equity
High ROE: 8345's Return on Equity (2.1%) is considered low.