The Bank of Iwate, Ltd.

TSE:8345 Stock Report

Market Cap: JP¥47.5b

Bank of Iwate Past Earnings Performance

Past criteria checks 2/6

Bank of Iwate has been growing earnings at an average annual rate of 4.7%, while the Banks industry saw earnings growing at 7.3% annually. Revenues have been growing at an average rate of 1.3% per year. Bank of Iwate's return on equity is 2.4%, and it has net margins of 10.9%.

Key information

4.7%

Earnings growth rate

5.6%

EPS growth rate

Banks Industry Growth4.1%
Revenue growth rate1.3%
Return on equity2.4%
Net Margin10.9%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Bank of Iwate makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

TSE:8345 Revenue, expenses and earnings (JPY Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2443,0314,67524,4810
30 Jun 2442,7524,84724,4390
31 Mar 2441,7184,22524,5540
31 Dec 2340,1653,54524,4630
30 Sep 2344,0654,98424,3090
30 Jun 2344,9085,10524,1820
31 Mar 2346,0285,38124,0860
31 Dec 2246,1394,71924,0710
30 Sep 2242,3773,80324,3580
30 Jun 2242,8414,30024,6250
31 Mar 2241,5714,12624,8520
31 Dec 2140,8023,25925,1380
30 Sep 2141,8474,13825,1570
30 Jun 2139,1572,29925,2190
31 Mar 2140,0202,89625,4730
31 Dec 2041,8544,36825,7340
30 Sep 2039,9853,22025,9690
30 Jun 2040,5203,66426,1860
31 Mar 2040,7733,78426,2140
31 Dec 1941,6444,59526,3380
30 Sep 1943,1364,61426,6540
30 Jun 1943,8085,06226,7660
31 Mar 1942,6064,18627,0880
31 Dec 1842,8604,08627,3330
30 Sep 1843,7225,06127,5610
30 Jun 1844,0375,02227,9070
31 Mar 1845,2805,52328,1080
31 Dec 1743,7765,51528,1500
30 Sep 1743,1295,27528,1340
30 Jun 1742,6035,08028,0850
31 Mar 1743,78410,15228,0400
31 Dec 1644,87110,53027,6880
30 Sep 1644,19310,53427,2110
30 Jun 1643,45910,82426,8550
31 Mar 1643,1027,10726,3610
31 Dec 1543,2417,52126,2930
30 Sep 1543,1127,38626,6970
30 Jun 1544,3988,69226,9420
31 Mar 1542,7377,35427,3080
31 Dec 1443,5427,95827,6450
30 Sep 1443,5397,98027,6350
30 Jun 1443,5007,06427,6930
31 Mar 1444,4407,72027,8080
31 Dec 1345,4917,89227,5980

Quality Earnings: 8345 has high quality earnings.

Growing Profit Margin: 8345's current net profit margins (10.9%) are lower than last year (11.3%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: 8345's earnings have grown by 4.7% per year over the past 5 years.

Accelerating Growth: 8345's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: 8345 had negative earnings growth (-6.2%) over the past year, making it difficult to compare to the Banks industry average (22.6%).

Return on Equity

High ROE: 8345's Return on Equity (2.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/24 22:34
End of Day Share Price 2024/12/24 00:00
Earnings2024/09/30
Annual Earnings2024/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

The Bank of Iwate, Ltd. is covered by 1 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pooja DabasVirtua Research Inc.